Somebody Just Crashed Into My A6, Whos At Fault? Pics Inside*

pilla

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Coming round a roundabout, very large roundabout with great view of whats coming and whats pulling out, get right to my exit (as detailed in the diagram) and the guy pulls out, (god knows what he was thinking) he was probably drunk i think. Anyway it was too late for me to avoid him, i tried my best though but he still clipped me, (he would of t boned me otherwise) I seen him very early, him being stopped at the entrance sliproad to the roundabout, he pulled out (I'd say "on the last minute", but it was far beyond that, bleeding idiot) and just kept coming, and coming and coming until he hit me.. :( He definitely was in a world of his own, planet booze probably. So just a quick one before i get into this insurance rigmerole tomorrow morning, ive been driving ten years, 300hp volvos, turbos, 4x4's you name it and not a single mishap.

Take a look at these images and give your opinion, i would greatly appreciate it if you did. Thankyou.

(The guy in pink is the one who hit me, he must of forgotten how to read and write as his wife had to scribble the details down, not many words were said to each other, thinking back on it now, something was a little strange, maybe he had been drinking or he knew in his mind he was at fault, i dont know, anyway i carried onto New Brighton and enjoyed the promenade rally, great stuff.)



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supposed to give way to anyone already on a road-about as far as i know. unless you changed across marked lanes whilst going around the bend then i see no way you can be at fault.
 
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I was on the inside lane going right at the roundabout exiting to the inside lane of the exit sliproad, that was my plan anyway but i was forced wide and off my driving line by the guy who pulled out, inside or outside lane, regardless, im entitled to either one i suppose. Thanks for the input :)

Its normal to change lanes when exiting the roundabout, when turning right at a roundabout. ?

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Clear as day, as already stated. You can not be held at fault as persons already on the roundabout must be given way to by those joining it. :)From the diagram you have edited, it appears to me that regardless of what lane you were going to choose to exit the roundabout there was a significant length of road to travel before you were even going to make a decision so how he didnt see you and pulled into the side of you is rather silly!
 
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His fault and even more so for the pink shirt :mad:
 
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My opinion is it's his fault, he's entering moving traffic, but my experience tells me that if he chooses to fight it, it may well be 50/50, as incidents on roundabouts are the most difficult for insurance companies.

Good luck anyways bud.
 
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This happened to me last year on a smaller roundabout - exactly the same otherwise.

He needed to give way to you - the damage on the cars supports that. His insurance company will call you and admit blame fairly quickly in my experience.
 
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Thanks for the replys guys, really appreciate it, my insurance immediately say its his fault and are giving me a free hire car from enterprise, they say the other party will cover the costs, so they seem certain. I dont want them to write my A6 off, its too good for that, but it needs a door and the rear arch is also damaged :(

Anyway, thanks for the help, I'll let you guys know what happens *fingers crossed* :)
 
Its his fault, you were already on the roundabout therefore its your right of way, also it is clear that he has gone into the side of you, therefore its obvious from the location too that he was in the wrong.

Hopefully the car will get repaired and sorted for you.

Keep us posted.
 
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Doubt they'll write that off. I had my A4 clobbered by a neighbour a few months back, was certain they'd try and write it off but they sorted it at a bodyshop of my choosing.

 
Def his fault, and that damage is repairable. Had the same thing happen to me a few years ago.
 
Just a little update guys. Insurance are considering it as a total loss, they provided me with a hire car (not a courtesy car) Its a Hyundai I40 diesel estate, not a bad motor, (awfull gearbox though) - Anyway, now they wont cover me any longer in the Hyundai and want to give me my car back to use until they pay me out, then take my car back and auction it, because apparently, they dont let the owners retain salvage.

Quite a bit of ******* about to be honest, i just hope they dont offer me a ridiculous figure, I paid £1000 for the vehicle, its a clean 02 plate 2.5tdi - only downside is the 250k mileage, car is fine otherwise. Obviously i want maximum payment, any idea what they are likely to offer, when i did a confuseddotcom quote on it, the cash value of the car automatically filled at circa £2200 iirc and i left it at that.

Just a bit concerned with them giving me the vehicle back before making me an offer, but they say as my car is "perfectly driveable" i can use it in the meantime and give the hire car back as its costing them a fair amount to rent out. Albeit, the engineers report said my car needed a wheel aswell, lets just hope the wheel doesnt fall off on the motorway eh (it wont) :(
 
That's an easy repair for £250 ish, not a new bumper or wing but repaired & painted, you will never know the difference
 
Definitely third party at fault here. Where you went wrong was going through your insurance company, they'll stab you in the back without thinking twice. You should have let the third party insurers deal with the claim. They would have gave you a courtesy vehicle (like for like too) and would have been very quick to settle at an agreed value (had it been declared a total loss) as they don't intend on racking up their costs for the claim.
 
Just a little update guys. Insurance are considering it as a total loss, they provided me with a hire car (not a courtesy car) Its a Hyundai I40 diesel estate, not a bad motor, (awfull gearbox though) - Anyway, now they wont cover me any longer in the Hyundai and want to give me my car back to use until they pay me out, then take my car back and auction it, because apparently, they dont let the owners retain salvage.

Quite a bit of ******* about to be honest, i just hope they dont offer me a ridiculous figure, I paid £1000 for the vehicle, its a clean 02 plate 2.5tdi - only downside is the 250k mileage, car is fine otherwise. Obviously i want maximum payment, any idea what they are likely to offer, when i did a confuseddotcom quote on it, the cash value of the car automatically filled at circa £2200 iirc and i left it at that.

Just a bit concerned with them giving me the vehicle back before making me an offer, but they say as my car is "perfectly driveable" i can use it in the meantime and give the hire car back as its costing them a fair amount to rent out. Albeit, the engineers report said my car needed a wheel aswell, lets just hope the wheel doesnt fall off on the motorway eh (it wont) :(

I would want to know why you can't keep your vehicle? I managed to keep mine when they was going to scrap it, it's not even CAT recorded, and I managed to fix it for £300 after getting a £1300 payout on it.
 
Tell them you do not accept their assesment and offer. Be absolutely aware that it is an offer from the insurer you are not bound to accept that offer and the insurer is obliged to return you to the state you were in prior to the accident.

I would start by offering to accept and source a good used door leaving them just the rear quarter and paint to sort.

Had this on a couple of claims for friends and family and by standing my ground I have won on every occasion. Biggest noted was my brothers Fiesta RS Turbo which was bumped from behind. Insurer offered total loss and sent cheque for £1100. We rejected and I spent 6 months fighting. Car was repaired at a bodyshop of our choosing at a cost of £2400 and we were also reimbursed for the cost of the Astra GTE he purchased while the claim was being settled. Do not be afraid to fight for what you want.
 
Ok, thanks for the advice guys, what do you think would be a fair offer for the motor? It had 250k on it, apart from a little scabbing on the front arches it was totally solid and reliable, full leather, cruise, 02 A6 2.5tdi Avant Manual. It had short tax and mot mind, plenty of history, 2 sets of keys (if that matters) - Valuations would be appreciated.

I'll keep it updated, im expecting an offer on Monday, it was my missus who spoke to them when they said "we dont let owner retain salvage" so i will query that too.

Thanks guys.
 
Just out of curiosity, which insurer are you using?

Never heard a company not allow the owner "buy" the vehicle back, I would assume it would be easier for them if they did, just take a little off the payout and not have to deal with collection.etc
 
Just out of curiosity, which insurer are you using?

Never heard a company not allow the owner "buy" the vehicle back, I would assume it would be easier for them if they did, just take a little off the payout and not have to deal with collection.etc

It was Kwik Fit as the broker but Allianz were the underwriter.
Pain in the backside to be honest, underpaid me for the vehicle but i got nearly £3k personal injury so suppose it works out ok.
 
Hi
Sorry to hear about your car , did you get it sorted or buy it back ?
I didn't realise you were injured as you didn't say ! or was this payout for all the hassle you had ?
 

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