All insurance is down to is area and that is all...
Ive been working this out for 13 years..
I paid £2k since i was 17 years old , now 30 years old still the same full no claims..
First they said i had to be 21 then 25 then 30 .. yet a lad from devon 19 gets insured on a Escort rs cosworth £890 ...?????? When i asked about a Rs Cosworth they burst out laughing when i said M5 Post code?? Everything goes sweet during the conversation with the insurance company till we get to the post codes.
I put the M5 postcode down to the amount of cars found on the estate , none stolen off the estate but stolen from the likes of salford quays mainly for Ramraiding or Armed Robberies..
Saying that i do remember some years ago the Police sapphire RS cosworth coming on the estate ,, called out to sunny side flats(high rise) Rough as!! When they ran in the flats the local lads stole the police rs cosworth and was flying up and down the estate,, well before the Helicopter was around.. Then they sped onto the grass verge and all the local lads trashed it then burnt it ( blew it up). And some lad from the flats was videoing the whole thing and the video still goes about..??
It was some time ago though Police was in cosworths??
Anyone remember X cars on T.V ,, it was based on 3 area sof manchester and salford ( broughton and ordsall area m5-m7 was the culprits).
Thinking about it i can sort of understand the steep insurance but by no means i do not like it...
They are liars if they tell you anything else??
Manchester and sports cars is not a good mix !!!
It got to the stage over the years i just decided to not be as honest with a few white lies to the insurance , they don.t like paying out and i would never claim if it was me who damaged it.. ok we could put other factors in the equation but we won.t?
It was the only way i could get the cars i wanted , sick to death of being penalised because i live in a rough area??
Please note i never had a car stolen or damaged in these so called rough areas?? In 13years.. Saying that never had a house touched either??
Lads from nicer areas get insured for like £400-£900 ON GROUP 18-20 with none or 1 years no claims??
Been around on many forums on all sorts of cars and this is how it works!!
I lived in m5-m6-m7 all rough salford post codes all 2k + insurance. I had a civic type R £2100 TO INSURE must be garaged and trackered?? A ****** Civic Type R!!!
After paying this for 2years i decided to try it under my mothers post code M30 it came to £866 ?? So thats where it recided i think...lol..
Before anyone quotes did you try these and them , I rang all of them many times all the performance ones the lot from all the forums..Not going to get into Names ..hope you get the point...
Certain M Postcodes and sports cars= Big Dollars...