Time to celebrate

wuta3

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Turned 26 a few months ago, insurance renewals just came through ... all down from around £1k to £500 ... thought id share that, not heard of such a sudden drop before.
 
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nice one :D
im still paying £1600 for same car as you :/ should drop next year tho
 
Jesus, how old are you? (or how many times u crashed ure ****)

23
with 4years NCB, though i have 3 points for speeding

i can now get insured for £900, though im waiting till this years paid off as my insurance is on finance.
 
well its better than 3800$ i pay in Australia for Gods sake.... cant wait till december so they can drop below the 1.5k mark thats with no at fault incidents and 6 points of the lisense
 
well its better than 3800$ i pay in Australia for Gods sake.... cant wait till december so they can drop below the 1.5k mark thats with no at fault incidents and 6 points of the lisense

I remember buying my mk 4 r32 at 22 and calling insurance to swap over cars and it cost me £2500 just to insure me when I came off the phone the other half asked if it was bad I just said oh no it was fine i was sick ! I now pay £333 fully comp for both of us on a 3.2
 
I remember buying my mk 4 r32 at 22 and calling insurance to swap over cars and it cost me £2500 just to insure me when I came off the phone the other half asked if it was bad I just said oh no it was fine i was sick ! I now pay £333 fully comp for both of us on a 3.2

OH WOW.. i wish i can pay that much even now when i turn 25 in december according to the quotes i made they want 2500-2700 AUD its disgusting not sure why the high premiums even with a 875$ excess:sob:
 
Turned 26 a few months ago, insurance renewals just came through ... all down from around £1k to £500 ... thought id share that, not heard of such a sudden drop before.

Wish mine was that price :(.

I'm paying around £1400 for just a 2.0FSI! I am only 21 with 1 years no claims and I've had a little bump, and wrote my Clio off, which was my fault though.
 
You all need to live in central London then compare insurance prices lol
 
Does anybody know how much an unsettled claim ups insurance? As my insurance still haven't sorted mine out since some reversed out a drive into me a week before Xmas
 
okay im 22, have 2 cars insured BMW 320D & AUDI A3 2.0tdi... Yearly quote is £882 with average 30k a year driving postcode ROMFORD!

swear insurance companies make up the numbers as they go along!
 
okay im 22, have 2 cars insured BMW 320D & AUDI A3 2.0tdi... Yearly quote is £882 with average 30k a year driving postcode ROMFORD!

swear insurance companies make up the numbers as they go along!
totally agree with you mate.. what people tend to do in Aust. not sure about the UK but give false adresses as to where the car is kept to lower premiums and it works everytime
 
totally agree with you mate.. what people tend to do in Aust. not sure about the UK but give false adresses as to where the car is kept to lower premiums and it works everytime

So true as insurance covers you nationwide... it asks where it is kept over night ect they will never check
 
So true as insurance covers you nationwide... it asks where it is kept over night ect they will never check

So if you state that it's kept at your address overnight, but keep it somewhere else and something happens and you can't get it to your address, you think insurance will pay out?
 
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So if you state that it's kept at your address overnight, but keep it somewhere else and something happens and you can't get it to your address, you think insurance will pay out?
I would think they would providing the claim wasn't dodgy, what happens if you go away let's say u stay at a hotel or maybe at mates house and something happens, nowhere in my policy does it say I can't leave my car anywhere other than my house of a night.
 
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okay im 22, have 2 cars insured BMW 320D & AUDI A3 2.0tdi... Yearly quote is £882 with average 30k a year driving postcode ROMFORD!

swear insurance companies make up the numbers as they go along!


Well posh two cars I only have one and lovely van lol.
 
I would think they would providing the claim wasn't dodgy, what happens if you go away let's say u stay at a hotel or maybe at mates house and something happens, nowhere in my policy does it say I can't leave my car anywhere other than my house of a night.

agreed if the claim isnt dodgy i dont see why the hell not.. not sure about you guys but on the product disclosure statement never states that your car has to every night parked at your house... they cant enforce such none sense on people and restrict there freedom
 
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agreed if the claim isnt dodgy i dont see why the hell not.. not sure about you guys but on the product disclosure statement never states that your car has to every night parked at your house... they cant enforce such none sense on people and restrict there freedom

I would think they would providing the claim wasn't dodgy, what happens if you go away let's say u stay at a hotel or maybe at mates house and something happens, nowhere in my policy does it say I can't leave my car anywhere other than my house of a night.

Doh, didn't think about that.

Well my insurance will be cheaper next year... :whistle2:
 
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Doh, didn't think about that.

Well my insurance will be cheaper next year... :whistle2:

If you think an insurer will pay out if they find that the address the car is insured at isn't the primary place the car is kept then you are mental. Trust me on this one.
 
If you think an insurer will pay out if they find that the address the car is insured at isn't the primary place the car is kept then you are mental. Trust me on this one.

they dont need to know... another hint if you have relatives, family members , or for that matter close friends you can put their adress down and they can easily back you up as to where the car is parked overnight unless they tap into ur conversation liek the NSA do lol.. then they WONT find out... my friends done it with his maserati
 
You under estimate how sly the other party's legal people are, and those of your own insurer. I have been in a similar situation* and it did not go well. It's great fun until you have a bump where both insurers will use any method to wriggle out of a claim or shift liability.
I'm all for cutting corners to save some cash but this aint one of them lol

* though make no admission that I ever at any point used a wrong address intentionally or otherwise when filling out an insurance policy.
 
You under estimate how sly the other party's legal people are, and those of your own insurer. I have been in a similar situation* and it did not go well. It's great fun until you have a bump where both insurers will use any method to wriggle out of a claim or shift liability.
I'm all for cutting corners to save some cash but this aint one of them lol

* though make no admission that I ever at any point used a wrong address intentionally or otherwise when filling out an insurance policy.

you are 100% correct in your statement, and im not saying that such corner cutting methods go without risks as with everything we do in life... everything has it drawbacks.... but to date it works nonetheless..

never have i done anything of the sort buy putting it under a different address , just saying its feasible
 

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