8L S3 Insurance costs..what do you pay?

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rich4130

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Just getting some quotes on my 210AMK S3, very suprised at the price!

Was paying £500ish Fully comp last year on a 1.8t A3 mods declared, now loking at circa 1k for the S3!?

To compare, I am 23, 4/NCB Good postcode I would say, No points, full time (in motor trade though!!) etc.

Any pointers?

Rich
 
22 with 3/NCB but driving for 5 with no accidents. I pay £670 fully comp on my S3.

Driveway/street is cheaper than garage :)
 
25 3years ncb fully comp no points been driving about 7 years with no claims £1500
 
Am i doing something wrong in life.
Im 30 with full NCB and yet im paying around £700 on the s3
 
Im with More Than - thats probably my problem lol
 
I'm 23, 2 yrs no claims, driving for 3. Fully comp £1037.13p
Got it last week. With admiral.

Some tips based on my hunt last week:
Put mum and dad on, or someone older and more experienced
If you have a job such as mechanic (my dad is) try changing it to auto engineer or similar, it can have an effect.
Confused.com was cheapest comparison site for me.
Mileage is a big player in premium cost! I'm making it tight this year, aiming to commute by bike in summer.
 
I am 33, 9 years ncb five an s3 & declared my remap,shocks,brakes,induction and nos kit
I pay 735 Adrian flux
 
Post code is a huge factor guys bad area = higher premiums - FACT!

I pay around £560, 34 with 15yrs NCB, all mods declared, and 6 points on my licence. The previous year, I was paying £470 for the same cover, so it's definitely gone up.
 
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31 with 9 years NCB and im with admiral and the insurance for my S3 210 AMk is about £340 a year for fully comp
 
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With direct line: 225 s3: 22yrs old, 5yr no claims £480 fully comp. Live in a village where the largest crime is a dropped crisp packet so it must make a difference.
 
i am 28, with admiral and have a couple of crunches from a previous car......560 fully comp this yr.

just did a multicar quote now and it came down to 433......(gf has a honda civic 56plate).......hers came down from 900 to 600....... - (but i didnt have to declare my crunches as they were older than 3 yrs)

if you can well worth having a partner on the policy or a multicar policy! massive savings to be had.
 
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Lasy year i paid 450 with elephant 31 with full ncb
 
I'm 23 years old, 5 ncb protected, no accidents or claims, £1180 fully comp on my own name. All mods insured.

Looking at you others in here who are around my age you can tell the difference in prices! I live in a ****** postcode area which would explain why mine is so much more than yours!

You lucky sods lol.
 
23 years old / 3 years no claims / post code c / been driving for nealy 6 years on trade policy / no points / no convictions
the a3 is what ill be paying this year, my insurance has gone up nearly £200 for this year


audi s3 2000 £1,131.47 ADMIRAL

audi a3 1.8t 1999 £740.33ADMIRAL
 
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im 22, 3 years ncb, driving for 5 years and im paying £543 on my apy s3 and thats with adimiral, as previously mentioned, it makes a difference saying your car is parked on the street/drive
 
20, 3 years no claims, declared mods (in sig) on driveway for £900 :) looks like i'm getting quite a good deal considering i live in a busy town at home and in a city during term time (student). Just for info declaring my modifications saved me £82 on the quote !!!
 
£340 on an S3 aged 37 with full NCB, no points, all mods declared, parked on the drive, no business use. That's with Admiral on a multi-car policy.

I was expecting a big increase this year (mine is renewed early April) after everything I'd seen in the press about increased premiums, however mine only went up about 5%.
 
22 female 3yrs NCB 4yrs driving 1 none fault claim (bus hit me still bumped premium by £60) 3 points SP30 ..... £581 Fully comp for year and £468 for 08 player 310bhp edition 30 ;) I'm happy with that ;)
 
jcs356 said:
£340 on an S3 aged 37 with full NCB, no points, all mods declared, parked on the drive, no business use. That's with Admiral on a multi-car policy.

I was expecting a big increase this year (mine is renewed early April) after everything I'd seen in the press about increased premiums, however mine only went up about 5%.
Click to expand...

I'm curious as to how you got insured with Admiral with a modified car, as they wouldn't touch my S3 the moment I said car is remapped! though that was 2 years ago, maybe they have changed their policy?
 
22 -3 years NCB - driving for 4 years Admiral £620 on 2002 S3
 
23 5 years NCB, driving for 7. I have 3 points and got mine for £620 fully comp with Admiral on a multi car policy
 
Mine was at £860 with admiral, 28 7 yr NCB, put on my remap and its up at £1004.
Stupid thing is, 0-10% power increase is £7, 11-25% is £144..... Im at 11% at the moment, but have a mind to say im at 10% for the saving.

Check your postcode here: Post Code ratings for Car Insurance
Mine is high because i live in an F rated (high risk) postcode.
 
26 Male, Audi S3 2001, Post Code TR12 (Rated A, i.e. best), paying a little over a grand with 4 yr NCB driving for 7 Yrs with Direct Line.
 
look at every ones mega cheap insurance :D

im 20 drive a a3 T sport not an s3 and it costs me £2111 a year fully comp three years driving and two years no claims this is with bell and it was the cheapest quote so i took it last year.
but on the plus side it looks like my renewal is going to be near a grand cheaper :D
 
I was £420 for 24, 2 years NCB, garaged, <8000k miles a year, AB24 postcode (A rated). Was £680 last year, maybe went down because I'm 25 this weekend and just renewed in March.

Went back up to £600 yesterday when my new car arrived though, so didn't really notice the drop.
 
Im 21 and pay 780 on the s3 with 4 yrs ncb. How do you find out the ratings for your postcode? i would of thought garaged would be cheaper than on the street??
 
Andrew@A.L.D said:
Who you with now as i'm 33 and was with elephant also and was paying 600 with 2 others able to drive my S3
Click to expand...


Andrew im just about to sort insurance now as it ran out 2 month ago.. No doubt it will go up due to mods
 
1200 fully comp with Elephant. 21 1YNCB 3 years driving experience. bad postcode too :(
 
57 male (christ I'm the oldest here) comp. with protected NCD, £225 total excess, garaged. £185 for me and Mrs as named driver, £260 to include 28year old son. Admiral, been with them 8 years and I always shop around but no-one's ever got near them. 52 S3 bam.
 
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audi upgrades
32 here A3 Quattro, 6 years no claims bonus insured with Chris Knott fully comp = £519

Chris Knott have always gave me the best prices :)
 
2002 S3
26 yr old male
7 years driving
5 years no claims
ok postcode

£550 fully comp on the S3
£750 fully comp on the 135i

Both the above with elephant, although Greenlight offered me £498 fully comp on the S3 but I couldn't use my NCB because it's already in use on the BMW :(

Going to speak to Admiral and see what the score is with me getting a multi car policy, should work out a fair bit cheaper?...
 
2000 S3

20 yrs old

3 NCB

£1030 with Elephant with parents and 19 year old girlfriend on insurance
 
I'm 24 (driving for 6 years), 2001 S3 with me as policy holder and mother (driving for 25+ years) as named driver.

1yr ncb and im £545 fully comp on a bonus accelerator.
 
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