Sky InsuranceMonster Motorsport
Results 1 to 10 of 10
  1. #1
    1st Gear

    Status
    Offline
    Join Date
    Sep 2009
    Location
    Glasgow
    Posts
    292

    Audi Finance question - is this possible?

    Hi guys,

    About to become a brand new RS3 owner.


    Basically I have just about agreed terms on a new purchase and i have pushed for the best discounts.

    The sales guy said if I take finance out he can lower the price to as they will benefit from finance.

    He also said I can pay off early too.

    My question is - is there a cooling off period where I can pay the full amount without any costs ....and still gain the discount.....if its within 14 days or something?

    Sneaky I know, but is this legally possible?

    Cheers.
    NOW...another similar RS3?!? ...Phantom Black RS3 with Buckets, folding auto dim mirrors, privacy glass, Bose, Alu inlays, light & rain sensor pack, black exhaust tips and now Scorpion decat pipes and MPSS rubber!

    REFUNDED - Phantom Black RS3 with Buckets, folding auto dim mirrors, privacy glass, Bose, Alu inlays, light and rain sensor pack.

    GONE - S3 SB BE - '10 plate in Ibis with Buckets; RNS-E; tech & comfort pack; Revo stage 1; Milltek TBE; BBS CK 19's in Anthracite on Asseymetric rubber!

  2. # ADS
    ADS
    Join Date
    Always
    Location
    Global
    Posts
    Many
     
  3. #2
    Neutral

    Status
    Offline
    Join Date
    May 2012
    Posts
    31
    I cant see how it would be less as they would charge interest on most likely a pcp deal. There would be nothing to stop you paying the first installment say then phoning up and clearing the balance- which of course would mean a saving on the interest owed

  4. #3
    1st Gear

    Status
    Offline
    Join Date
    Feb 2012
    Posts
    246
    ^^^ as above, what you want to ask is : is there an early redemption fee on the finance package you have chosen , normally this isn't the case BUT!! Ask first
    Coming soon the new Audi RS3.... see it attached to your rear bumper on the Motorway no matter how fast you go!

  5. #4
    Neutral

    Status
    Offline
    Join Date
    May 2012
    Posts
    31
    I just realised who the OP was, he has already collected his car so I guess this idea is out the window. Audi are not know for 0% finance so I guess being a cash buyer is always the best way. I'm an accountant earning a good salary but I can only dream of paying for an RS3 cash!

  6. #5
    1st Gear

    Status
    Offline
    Join Date
    Sep 2009
    Location
    Glasgow
    Posts
    292
    ...there is a 14 day, no questions asked, cooling off period with Audi Finance
    NOW...another similar RS3?!? ...Phantom Black RS3 with Buckets, folding auto dim mirrors, privacy glass, Bose, Alu inlays, light & rain sensor pack, black exhaust tips and now Scorpion decat pipes and MPSS rubber!

    REFUNDED - Phantom Black RS3 with Buckets, folding auto dim mirrors, privacy glass, Bose, Alu inlays, light and rain sensor pack.

    GONE - S3 SB BE - '10 plate in Ibis with Buckets; RNS-E; tech & comfort pack; Revo stage 1; Milltek TBE; BBS CK 19's in Anthracite on Asseymetric rubber!

  7. #6
    CarrG's Avatar
    1st Gear

    Status
    Offline
    Join Date
    Nov 2008
    Posts
    260
    No way....

    So how much did you save mate??

  8. #7
    1st Gear

    Status
    Offline
    Join Date
    Sep 2009
    Location
    Glasgow
    Posts
    292
    Quote Originally Posted by CarrG View Post
    No way....

    So how much did you save mate??

    £,£££'s .......will PM you details.
    NOW...another similar RS3?!? ...Phantom Black RS3 with Buckets, folding auto dim mirrors, privacy glass, Bose, Alu inlays, light & rain sensor pack, black exhaust tips and now Scorpion decat pipes and MPSS rubber!

    REFUNDED - Phantom Black RS3 with Buckets, folding auto dim mirrors, privacy glass, Bose, Alu inlays, light and rain sensor pack.

    GONE - S3 SB BE - '10 plate in Ibis with Buckets; RNS-E; tech & comfort pack; Revo stage 1; Milltek TBE; BBS CK 19's in Anthracite on Asseymetric rubber!

  9. #8
    CarrG's Avatar
    1st Gear

    Status
    Offline
    Join Date
    Nov 2008
    Posts
    260

  10. #9
    Reverse Gear

    Status
    Offline
    Join Date
    Jul 2012
    Posts
    6
    Hi, just posted a thread about best financing options for my new RS3 and saw your thread. Due to collect on 1st Sept, so have some time to research best options...

    Can you tell me if you did manage a discount for taking Audi finance, as my guy isn't competitive at all! If so, what kind of numbers?

    Cheers

    James

  11. #10
    1st Gear

    Status
    Offline
    Join Date
    Sep 2009
    Location
    Glasgow
    Posts
    292
    Quote Originally Posted by jamesp78 View Post
    Hi, just posted a thread about best financing options for my new RS3 and saw your thread. Due to collect on 1st Sept, so have some time to research best options...

    Can you tell me if you did manage a discount for taking Audi finance, as my guy isn't competitive at all! If so, what kind of numbers?

    Cheers

    James
    I managed to push for a £44k car with buckets and other extras down to effectively £40k on the basis I was taking £16k of Audi finance over 4 years at a relative high APR....... I then used my right to cancel within 14 days and paid zero interest as I paid the loan off in cash.

    Not the first time I have used this as a lever and bargaining tool.
    NOW...another similar RS3?!? ...Phantom Black RS3 with Buckets, folding auto dim mirrors, privacy glass, Bose, Alu inlays, light & rain sensor pack, black exhaust tips and now Scorpion decat pipes and MPSS rubber!

    REFUNDED - Phantom Black RS3 with Buckets, folding auto dim mirrors, privacy glass, Bose, Alu inlays, light and rain sensor pack.

    GONE - S3 SB BE - '10 plate in Ibis with Buckets; RNS-E; tech & comfort pack; Revo stage 1; Milltek TBE; BBS CK 19's in Anthracite on Asseymetric rubber!

 

 

Similar Threads

  1. question about finance
    By s3forthemrs in forum General Automotive Chat
    Replies: 1
    Last Post: 17th April 2010, 13:14
  2. Car finance question
    By crypric23 in forum General Automotive Chat
    Replies: 5
    Last Post: 23rd October 2009, 09:28
  3. Boring Finance Question...
    By PNH80 in forum A3/S3/Sportback (8P Chassis)
    Replies: 45
    Last Post: 27th October 2008, 18:13
  4. Audi Finance
    By batty in forum Classic Audi Forum
    Replies: 1
    Last Post: 21st August 2006, 21:30

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
Single Sign On provided by vBSSO

Garage Plus, Vendor Tools vBulletin Plugins by Drive Thru Online, Inc.

Content Relevant URLs by vBSEO