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Thread: Car Insurance

  1. #1
    AlexGSi2000's Avatar
    5th Gear

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    Car Insurance

    Yet another car insurance rant - I seem to have been plagued since the day I passed my test.

    The scenario;
    Looking into purchasing a "cheap" Corsa diesel to use for a few months whilst I carry out some work to my current A4 B6.
    Found a Corsa locally that needs a clutch, 10months MOT & 3 months tax, needs minimal work and fits the bill for £300.

    Called my current insurers who quoted me £890! and stated I couldnt use my no claims bonus as I was already using them on an existing policy with them - I politely told them I was already paying them £2100 and would not take the new policy.

    To put into perspective, im 25, 6 years NCB, no accidents or claims. Granted I do live in Liverpool but one of the lower risk areas.

    That £2100 was my cheapest quote for the A4 by the way!

    I just seem to have had no luck in regards to insurance, its as if a big red light flashes when I state my name.

    I inquired into day insurance to get the Corsa 10 miles to my house, cheapest quote was £70 - all other insurers saying they were unable to quote! Madness.

    In summary my insurance history has been;
    1. 17-18 Years old - Fiesta LX 1.25 = £2000
    2. 18-19 Years old - Fiesta Zetec 1.25 = £1600
    3. 19-21 Years old - Fiesta Zetec S 1.6 = £1800
    4. 21-22 Years old - Seat Ibiza Cupra 1.8T = £1900
    5. 23-24 Years old - Vectra SRi 1.9CDTi = £1700
    6. 24-25 Years old - Audi A4 2.5TDi = £2100

    So in the space of 7 years I have paid over £10k for insurance - all to the same company, and they cant give me a quote on a 1998 diesel Corsa. Shocking.

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  3. #2
    jojo's Avatar
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    Madness! I've never paid over a grand for insurance, ever! Though my combined insurance for 4 cars is around £1300. My S3 when I was 24 was 700, and it's slowly dropped each year to £399 last renewal over ten years.


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  4. #3
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    Doesn't seem very likely that those are all the lowest possible price - why stay with an insurer that's not giving you a good deal? My RS4 was only £580 with 3 years NCB and I was 26 when the policy renewed. I know Aberdeen is meant to be the top level for insurance, but that can't be the only factor. Any points on your licence? A lot of recent car thefts in your postcode?
    Hunt is over

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