Chris NottAH Fabrications
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  1. #1
    RobMorris's Avatar
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    £500 insurance!

    Just a bit of a rant!

    10 years driving, 6ncb, no points, no claims and still get stung!

    £500 is the most ive paid for insurance in about 7 years!

    i thought get older, more ncb, more driving years means it should go down - not up!

    rant over.

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  3. #2
    mk1chopper's Avatar
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    Unfortunatly with the past 2 winters there has been an increase in accidents, plus there seems to be an increase in uninsured drivers plus compnays cliaming for personnel injury (whiplash payouts) all putting insurance premiums up, mine has gone up for the last 2 years even though my ncb has increased and I have no points

  4. #3
    jojo's Avatar
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    My S3 has been around the £550 mark for the last 3 years running, phoning around saved me £60 based on the renewal quote, it was £460 odd 4 years ago before I got my speeding points.



    99' Audi S3(APY) - Brilliant Black Click>>>Going Sideways vid!
    You've got to have a laugh! For Sale:LCR Brakes - £400



  5. #4
    Brendan12's Avatar
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    I wish mine was that cheap, I pay 5x that!
    Now - Ford Focus RS (305 bhp) - 2009

    Previous Cars

    A4 2.0 TFSi S-Line (251 bhp) - 2005
    Audi A3 3.2 Quattro Sport (250 bhp) - 2004
    Ford Fiesta ST (150 bhp) - 2006
    Ford Focus ST2 (290 bhp) - 2009
    Skoda Octavia vrS (215 bhp) - 2001
    Volkswagen Golf GTi Turbo (230 bhp) - 2001

  6. #5
    jojo's Avatar
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    Quote Originally Posted by Brendan12 View Post
    I wish mine was that cheap, I pay 5x that!
    £2.5k?, where in Brum do you live then?



    99' Audi S3(APY) - Brilliant Black Click>>>Going Sideways vid!
    You've got to have a laugh! For Sale:LCR Brakes - £400



  7. #6
    jcs356's Avatar
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    It's going up for everyone unfortunately. My kit car insurance was £270 this year - has been around the £200 mark in all previous years. For some reason the S3 and Cordy insured in April was about the same as last year (£670 for both, all mods declared), but expect a huge hike next year
    Jason
    2001 Nogaro S3 (daily driver)

    1958 replica Porsche 356 Speedster (summer posing)
    1997 Seat Cordoba SX 16v (track day toy) replacing (t)rusty 1994 Seat Ibiza GTi RIP

  8. #7
    Westy_A3T's Avatar
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    Wish mine was that cheap too. With 9 years no claims i don't see anything under £700.

  9. #8
    Ads
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    £500 ain't that bad mate.
    Mine wasn't much less than that when I had a 2.0 FSI.... and I had 16 years driving with about 13 years no claims bonus!

  10. #9
    jojo's Avatar
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    I think we just have to accept that Audi, as a premium brand, are just more expensive to insure in general.



    99' Audi S3(APY) - Brilliant Black Click>>>Going Sideways vid!
    You've got to have a laugh! For Sale:LCR Brakes - £400



  11. #10
    Brendan12's Avatar
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    Quote Originally Posted by jojo View Post
    £2.5k?, where in Brum do you live then?
    About 10 minutes from Solihull. It's a combination of location, age, lack of NCB, claim and points. Insurers don't like me lol. When I had the my Focus ST it was 3.5k and the same with the A3 3.2.

    It's dropping this november too 2k so slowly it's going down lol.
    Now - Ford Focus RS (305 bhp) - 2009

    Previous Cars

    A4 2.0 TFSi S-Line (251 bhp) - 2005
    Audi A3 3.2 Quattro Sport (250 bhp) - 2004
    Ford Fiesta ST (150 bhp) - 2006
    Ford Focus ST2 (290 bhp) - 2009
    Skoda Octavia vrS (215 bhp) - 2001
    Volkswagen Golf GTi Turbo (230 bhp) - 2001

  12. #11
    jojo's Avatar
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    Quote Originally Posted by Brendan12 View Post
    About 10 minutes from Solihull. It's a combination of location, age, lack of NCB, claim and points. Insurers don't like me lol. When I had the my Focus ST it was 3.5k and the same with the A3 3.2.

    It's dropping this november too 2k so slowly it's going down lol.
    Wow, I'd never pay that much unless it warranted it, like a supercar of some sort! but I guess you only live once.



    99' Audi S3(APY) - Brilliant Black Click>>>Going Sideways vid!
    You've got to have a laugh! For Sale:LCR Brakes - £400



  13. #12
    Westy_A3T's Avatar
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    I'd never pay that much for insurance just on princible.

  14. #13
    Turkster's Avatar
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    i pay £86 a month right now with 4 years NCB, but iv got 8 points for a IN14 which was given to me because some twat used my car without my knowing and went through a speed camera,
    Last edited by Turkster; 2nd October 2011 at 20:53.

  15. #14
    RobMorris's Avatar
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    Some people are paying some crazing premiums!
    Sounds like my £500 is quite reasonable ha ha

  16. #15
    voorhees's Avatar
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    You don't have to look far to see why premiums are going up,I saw a thread the other day when someone was hit by another car and a few said claim whiplash ! It's a bit like buying chrome mirrors off eBay.

  17. #16
    jcs356's Avatar
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    Yep, spot on Jason. The population moans about premiums going up yet I bet the majority would happily put in a spurious post-accident whiplash claim. 'It's free money' - yeah, right.

    Government keep saying that they are going to do something about car insurance - we have to have it, yet the cost is spiralling out of control.
    Jason
    2001 Nogaro S3 (daily driver)

    1958 replica Porsche 356 Speedster (summer posing)
    1997 Seat Cordoba SX 16v (track day toy) replacing (t)rusty 1994 Seat Ibiza GTi RIP

  18. #17
    sidibear's Avatar
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    £1250.00 last year 45yrs old 10 yrs ncb protected, two none fault claims in the last two years, and it will probably go up to over £2k on renewal this year. B8 area of brum, where uninsured drivers are 30% above the national average.

    JSD 2.59
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  19. #18
    jojo's Avatar
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    Quote Originally Posted by sidibear View Post
    £1250.00 last year 45yrs old 10 yrs ncb protected, two none fault claims in the last two years, and it will probably go up to over £2k on renewal this year. B8 area of brum, where uninsured drivers are 30% above the national average.
    I bet you want to shoot the insurance quoter everytime you get these quotes! lol



    99' Audi S3(APY) - Brilliant Black Click>>>Going Sideways vid!
    You've got to have a laugh! For Sale:LCR Brakes - £400



  20. #19
    Smokey_clark's Avatar
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    Lol mines not as bad as i thought then,
    23yo, 2 years ncb, all mods declared....
    £700

  21. #20
    sidibear's Avatar
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    Quote Originally Posted by jojo View Post
    I bet you want to shoot the insurance quoter everytime you get these quotes! lol
    I would rather shoot the people who have no insurance who keep putting up the cost for everyone who actually obeys the law.

    JSD 2.59
    Synergy-Solutions

  22. #21
    jdp1962's Avatar
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    Age 49, driving 32 years, no claims ever, last points were in 2003, protected NCB. I have just paid £600 for a 57-reg 3.0TDi
    A4 3.0TDi SE Quattro Auto. Factory-fit: RNS-E/bluetooth; F/R parking sensors; full leather/heated front seats; cruise. Retrofit: Remap; Eibach 30mm lowering springs, RS4 RARB; MTEC drilled/grooved discs; 18" RS4 alloys; VW fan washers; Kinetic Digitizor DAB; Blackvue DR380 camera; front armrest; ambient lighting; white LED lights; autodim mirror; Cupra splitter; S-Line door blades; tints; UK pressed plates; MFSW; SDS; TPMS; LED Taillights and DRLs. RS aluminium pedals


  23. #22
    A13
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    its going up :/

 

 

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