s3 insurance?!
- Thread starter john71482
- Start date
If your even considering buying a new S3 at your age and without knowing the condition of your licence or NCD then easily £2k plus which shouldn't be much to you if your about to entertain the idea of buying one?
Do you live in Disney land where there's no car crime or accidents?
That's like nearly 15% of the cars value at £30k....you might want to have a rethink?
s3_trev
Northern Ireland
s3_trev
Northern Ireland
Dunno where your livin mate but thats just incredibly low. You got a multicar policy or some other trick you're using?
We all want things in life but we have to be rationale in what we can afford so unless you have unlimited funds at your disposal or wish to cripple yourself with debt then I would strongly recommend that you reconsider what would be both financial viable to buy and maintain.
JT-007
Registered User
JT-007
Registered User
JT-007
Registered User
JT-007
Registered User
Itguy
Registered User
Those quotes are cheap. I've been really surprised just how cheap the s3 is to insure. I'm getting a refund when I swap the policy over from our 8 year old golf gti!
What companies are you gettin prices from? Or comparison sites? What's your NCD and excess? Are you an older driver?
JT-007
Registered User
Really?? Wonder why I've only got 9 then :/ not that it matters causes it's still cheap
Yes. It's a brand new car, with low driver abuse history, good Euro NCAP rating (eg: Saxos cost the insurance industry more than a relatively rarer S3), and at the moment a new 8V S3 is a low risk to insure as far as the underwriters are concerned.
Itguy
Registered User
Privilege - I'm 34, 8 years ncb, protected and legal. Wife is 33, two accidents, one fault one non fault.
Yip Scotland
LOL! land of the film Filth and Acid House and this guy....if he's still alive
Scottish junky laugh ! - YouTube
I cant believe some of these figures, they are ridiculously cheap.
I'm 38, live in an affluent market town, never had a claim or conviction in 20 years, just me to drive with £500 excess and THE best I can get is £360 a year, my own company wants £450!!!
Trust me guys, if you live anywhere near Hull, you get hit with the sh**ty stick!! Count yourselves extremely lucky
I'm 38, live in an affluent market town, never had a claim or conviction in 20 years, just me to drive with £500 excess and THE best I can get is £360 a year, my own company wants £450!!!
Trust me guys, if you live anywhere near Hull, you get hit with the sh**ty stick!! Count yourselves extremely lucky
Area where you live plays a huge difference in quotes. My insurance has maxed at 9 yrs NCD. I thought that was the industry standard but clearly there is still a variance as mention is made on here of 12 yrs NCD. Surely there should be an industry standard?
At an old 46 - my insurance is £169 but I did pay more to make sure I could have any repairs done by Audi as quite a few insurers didn't allow this.
At an old 46 - my insurance is £169 but I did pay more to make sure I could have any repairs done by Audi as quite a few insurers didn't allow this.
Getting quoted £353 for 10k miles. I'm 27 with no NCB (not through any claims just conveniently a named driver on another policy since I passed my test 10 years ago)
Psyman79
Sarcasm is hard on a forum ;)
Does Audis free Esurance not cover you for them to do the repairs, seems odd that you'd have to pay extra for that.
- Joined
- Jan 14, 2003
- Messages
- 1,138
- Reaction score
- 148
- Points
- 63
- Location
- Moo Moo Land
- Website
- www.google.co.uk
Well - it looks like I'm looking in for a refund when I swap over from the missus SMax (X Sport variety) to the S3 - the SMax is just over£600 PA to insure !!
I'm 38 with full NCB - the missus is 34 with full NCB - the policy is her's and I'm a named driver - both clean licences.
My previous S3 back in 2009 was around £450+ to insure too - so these new ones must be way down on the 'risk' profiling as some of those costs are really cheap.
I'm 38 with full NCB - the missus is 34 with full NCB - the policy is her's and I'm a named driver - both clean licences.
My previous S3 back in 2009 was around £450+ to insure too - so these new ones must be way down on the 'risk' profiling as some of those costs are really cheap.
I requested a quote out of interest, it's coming out at £2,070/yr with £100 excess + a fitted black box... £2,278 with no box - I am 21 years old.
Definitely not worth it unless you have abundances of money IMO.
Definitely not worth it unless you have abundances of money IMO.
