I have not got the car yet but I am still thinking about 3 years down the line when I come to get a new one and the finances behind it.
I don't remember the name of the figure but I understand that this figure combined with the cars worth come the change over (and what they pay me for it) will give me some money left over to put towards my next deposit hopefully. The dealer said it will be about £2000. Is this realistic or was he having me on, to get me to sign? (I am getting a SportBack Sport, Xenon Light package, Comfort Pack, Electric Folding mirrors- although I am told that these extras that people add; add next to nothing to the value in 3 years time?)
He also said I could expect a call at the 2 and a half year point, to enquire if I wanted to change over cars early. Would this mean that the money I could get for the next deposit would be more (seeing as the car would still be less than 3 years old and worth more)? Would trading in early be at all advantageous?
So what are peoples experiences? And any hints and tips to get the most for yourself? I intend for example to say I am strongly considering selling it privately myself, pay off the remainder finance and use the left over to go towards my next deposit (hopefully it would be more this way) and see what happens.
The reason I ask basically is because in 3 years I hope to join the real world and have a Mortgage and bills to pay. This makes my disposable income hard to calculate for 3 years time at the moment so I want to start to put aside £££ per month now in preparation. But no idea how much I will need really to match a similar deposit amount I have this time (£6000).