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  1. #1
    "Stick a V8 in it!"

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    Insurance Options with "Drive other cars" cover, for a 23yo?

    Missus just got the renewal thru for the A4 (with Bell), and not only has it jumped from Ł600 to Ł1400, but they've kindly "Upgraded" us to the standard Bell policy and in the process removed the "Drive other cars" part of the policy without any notification.

    I've run some quotes online, and have had some sensible prices around the Ł600-700mark, but from what i can tell none of these insurers will offer the "drive any cars" addon because shes only 23. Seems a bit rediculous, as its not as though shes insuring some little crappy 1.1 saxo then blasting round the place in something bigger and more powerful, its a group 17 car.

    So does anyone know of any insurer that will allow a 23yo to do this?

    2000 A4 1.8T Sport Quattro Avant, Berry Pearl
    2000 A4 1.8T Sport Quattro Saloon, Black-ish
    1997 S4 - PPC ÂŁ999 Challenge Track Car Build
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  3. #2
    jb0o's Avatar
    North East Forum Moderator

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    AFAIK my girlfriend is with Elephant, shes 19, and they let her drive other cars.

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  4. #3
    "Stick a V8 in it!"

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    Shes with bell just now (same group as elephant), who allowed it, until now.

    One would presume that your missus' policy will drop it on renewal too.

    2000 A4 1.8T Sport Quattro Avant, Berry Pearl
    2000 A4 1.8T Sport Quattro Saloon, Black-ish
    1997 S4 - PPC ÂŁ999 Challenge Track Car Build
    TD5 Land Rover Defender build


  5. #4
    JD09's Avatar
    I'm not modding, I'm improving

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    I didn't think these policies existed, unless you had proof of a mechanics license etc?

  6. #5
    5th Gear

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    Quote Originally Posted by JD09 View Post
    I didn't think these policies existed, unless you had proof of a mechanics license etc?
    Yeah they cover the other car third party only.

    I've noticed that a lot of people seem to assume (oldies most often in my experience) that by having a fully comp policy it means they can drive other cars without actually checking if their policy allows them to or not.

  7. #6
    jb0o's Avatar
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    You see it happen a lot on the Cops with Cameras shows, I know a few people who think theyre covered to do it, but they're not.

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  8. #7
    JD09's Avatar
    I'm not modding, I'm improving

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    Quote Originally Posted by Scott View Post
    Yeah they cover the other car third party only.

    I've noticed that a lot of people seem to assume (oldies most often in my experience) that by having a fully comp policy it means they can drive other cars without actually checking if their policy allows them to or not.
    My father included (noticed when going to test drive my S3). Hadn't reaslised you could get them still without a clear reason (mechanics license etc), my bad

 

 

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