My mum is thinking of getting a new Audi TT next year, and I would like to be a named driver on it (I will be 19 year old male - nearly 20). With my mum and my dad on the insurance it is around Ł500. However, my mum was caught speeding recently, and we have been seeing what difference this would make to an insurance quote, and it raised to around Ł600. So thats Ł100 difference.
Now, when my dad originally added me to the policy it was Ł3500. And then when we mentioned that my mum has one speeding conviction.. it raised to Ł4400. Ł900 difference. Why such a change when Ive done nothing wrong?
Just doesnt make sense. What do you guys think?