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Thread: Insurance renewal nightmare!!

  1. #1
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    Insurance renewal nightmare!!

    Hey all,

    Having a complete nightmare with my renewal, tried 3 different companies, sky included and it just keeps getting more and more expensive.

    i was paying £930 tpft last year with admiral, they've now put it up to £973, phoned them up to ask why, they ran it through again and now its £1137 (fully comp price admittedly)

    I plan on modifying the car later in the year, just coilovers, s3 wheels, s3 spoiler and s3 brakes (purely because discs and pads all round need changing)
    This has just confused things much more, putting the price up another £450

    I'm 25, use a work van during the day and then the a3 at the weekend, have 1 years ncb (had 3, no policy for 2 years so lost it all) and had clean liscence for 7 years.

    any suggestions of company's would be appreciated

    thanks in advance
    ben

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  3. #2
    jojo's Avatar
    S3 Drift King!

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    Are you trying to get insurance as a modified car or standard is the first question?

    For standard, use GoCompare, wait 10 minutes, then use Moneysupermarket, that is usually the best quote you can get online for standard cars. don't ask me why? but I have found it to be effective for my totally standard Toyota Rav4 for 3 years in a row.

    For modified, the obvious is the site sponsors, don't forget to mention your an ASN member, limit your mileage, and declare all mods, it's usually cheaper, as they have schemes for modified cars, and stick your mum or GF on the policy to see if it makes a difference? Obviously, postcodes can sway your insurance premiums heavily, some to the point that some companies just won't quote you.



    99' Audi S3(APY) - Brilliant Black Click>>>Going Sideways vid!
    You've got to have a laugh! For Sale:LCR Brakes - £400



  4. #3
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    I've asked them to insure me as a modified car, acting as if the car is allready modified.

    I've tried sky, as helpful as the chap was on the phone, even he couldn't believe the cost it was coming out at. Over £700 dearer than admiral. He couldn't apologise more, lol. Just wish I'd have got his name now.

    I understand that post codes play a big part on it, but I have a mate who lives the next road down, has a 200bhp a3 with lots of other mods, he's paying £460 a year......and he's 22!!

  5. #4
    jojo's Avatar
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    Quote Originally Posted by Munch View Post
    I've asked them to insure me as a modified car, acting as if the car is allready modified.

    I've tried sky, as helpful as the chap was on the phone, even he couldn't believe the cost it was coming out at. Over £700 dearer than admiral. He couldn't apologise more, lol. Just wish I'd have got his name now.

    I understand that post codes play a big part on it, but I have a mate who lives the next road down, has a 200bhp a3 with lots of other mods, he's paying £460 a year......and he's 22!!
    Did you not ask your mate who his insurance is with? Lol



    99' Audi S3(APY) - Brilliant Black Click>>>Going Sideways vid!
    You've got to have a laugh! For Sale:LCR Brakes - £400



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    Adrian Flux, one of the site sponsors, offer modified car insurance.
    ................................................
    2009 A3 SB 2.0T DSG S line
    ''''''''''''''''''''''''''''''''''''''''''''''''''

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    Quote Originally Posted by jojo View Post
    Did you not ask your mate who his insurance is with? Lol
    yes mate, he's with admiral, who want to quote me £1147 fc on my a3 with just suspension mods

    Thanks artimus, I've emails them for a call back, aswell as greenlight and prestige

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    For standard cars I doubt you will beat LV.com , I don't think they will insure modified cars . Got to be worth a try !

  9. #8
    Furkz's Avatar
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    LV insure modded cars through their sister company Highway who have brokers by the name of Brentacre who i have been with for 10 years and are exceptionally good, great service and prices

    Brentacre Insurance
    Phantom Audi A4 B7 S-Line Avant

  10. #9
    jojo's Avatar
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    Quote Originally Posted by Munch View Post
    yes mate, he's with admiral, who want to quote me £1147 fc on my a3 with just suspension mods

    Thanks artimus, I've emails them for a call back, aswell as greenlight and prestige
    I'm with prestige this year mate, sky and a flux were all competitive for me, but naturally, you go with the cheapest quote!



    99' Audi S3(APY) - Brilliant Black Click>>>Going Sideways vid!
    You've got to have a laugh! For Sale:LCR Brakes - £400



  11. #10
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    Hi,

    please PM me your details (surname, postcode) so I can have a look at your quotation.

    Thank you

    Ollie
    Sky Insurance

    Tel: 01707 642552

    FACEBOOK

    Sky Insurance
    Tel No: 03303 331 250
    Fax No: 01707 622 738
    Mailto: carclubs@skyinsurance.co.uk

    Websites: www.skyinsurance.co.uk

  12. #11
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    Quote Originally Posted by skyinsurance View Post
    Hi,

    please PM me your details (surname, postcode) so I can have a look at your quotation.

    Thank you

    Ollie
    Sky Insurance

    Tel: 01707 642552

    FACEBOOK

    pm'd :D

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    Would like to say a massive thankyou to ollie and his team. The very next morning I received a call from them saying they had double checked the system and worked out a better price, me thinking £1200.....no they'd managed to drop it dramatically!!!
    I've got mine and the missus 206cc up for renewal at the same time.....safe to say, with the quotes they've given me and the sheer professionalism and understanding from the team, they've got themselves a new customer!! (Two in fact)

    thanks guys, will be in contact in the week to arrange the finalisation :D :D

  14. #13
    jojo's Avatar
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    Good work!



    99' Audi S3(APY) - Brilliant Black Click>>>Going Sideways vid!
    You've got to have a laugh! For Sale:LCR Brakes - £400



  15. #14
    Tim@Prestige's Avatar
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    Quote Originally Posted by jojo View Post
    I'm with prestige this year mate, sky and a flux were all competitive for me, but naturally, you go with the cheapest quote!
    Thanks Jojo.

    Munch, please feel free to try our scheme



    Free MOT with Halfords when you renew with us!
    Feedback - www.prestigekeepmoving.com/p/car-clubs.html
    Prestige Keep Moving Insurance Scheme provided by The A&A Group Limited
    0800 3308057 or 0333 4001580 if ringing by mobile





  16. #15
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    Quote Originally Posted by Munch View Post
    Would like to say a massive thankyou to ollie and his team. The very next morning I received a call from them saying they had double checked the system and worked out a better price, me thinking £1200.....no they'd managed to drop it dramatically!!!
    I've got mine and the missus 206cc up for renewal at the same time.....safe to say, with the quotes they've given me and the sheer professionalism and understanding from the team, they've got themselves a new customer!! (Two in fact)

    thanks guys, will be in contact in the week to arrange the finalisation :D :D
    Much more like it, thanks for the feedback
    Sky Insurance
    Tel No: 03303 331 250
    Fax No: 01707 622 738
    Mailto: carclubs@skyinsurance.co.uk

    Websites: www.skyinsurance.co.uk

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    I have always used money ssupermarket to find the best deals
    Just had a quote for A3 2.0 tdi sport 3dr for £265 fully comp including protected no claims
    i think endsleigh and Halifax came out on top

 

 

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