EM TuningVolks Autos
Results 1 to 9 of 9
  1. #1
    It's all in bits

    Status
    Offline
    Join Date
    Apr 2006
    Location
    Bristol
    Posts
    219

    Laid Up Car Insurance

    I have a car that is currently off the road and declared SORN. My current policy has been fine until now as I have a valid MOT. This is going to change at the end of this month when the my insurance cover ends, swiftly followed by my MOT and I plan to get going with the spanners fitting the modifications I have assembled.

    Anyone got any recommendations for companies that will do laid up insurance and are also good for modified cars when back on the road?

  2. # ADS
    ADS
    Join Date
    Always
    Location
    Global
    Posts
    Many
     
  3. #2
    jojo's Avatar
    S3 Drift King!

    Status
    Offline
    Join Date
    Sep 2003
    Location
    Solihull, Midlands
    Posts
    25,436
    Best bet is for specialist insurance companies like AdrianFlux or Herts Insurance Consultants(HIC). I believe they have policies for laid up cars. IIRC, they come with a limited mileage allowance like 100 miles for you to move the car around, or at least get to to an MOT station etc.



    99' Audi S3(APY) - Brilliant Black Click>>>Going Sideways vid!
    You've got to have a laugh! For Sale:LCR Brakes - £400



  4. #3
    It's all in bits

    Status
    Offline
    Join Date
    Apr 2006
    Location
    Bristol
    Posts
    219
    I have a quote from AdrianFlux but I was hoping to find something to compare it with (seems pricey once back on the road) and it is proving trickier than I thought. I haven't tried HIC yet though so will give them a ring tomorrow. Thanks.

  5. #4
    skyinsurance's Avatar
    1st Gear

    Status
    Offline
    Join Date
    Jul 2009
    Posts
    287
    HIC is Adrian Flux, they will not undercut each other. Try a google seach on laid up cover.

  6. #5
    "Stick a V8 in it!"

    Status
    Offline
    Join Date
    Jan 2008
    Location
    Glenrothes, Fife, Scotland
    Posts
    15,320
    If its parked up off the road, presumably with its guts hanging out, what exactly are you insuring against?

    2000 A4 1.8T Sport Quattro Avant, Berry Pearl
    2000 A4 1.8T Sport Quattro Saloon, Black-ish
    1997 S4 - PPC £999 Challenge Track Car Build
    TD5 Land Rover Defender build


  7. #6
    It's all in bits

    Status
    Offline
    Join Date
    Apr 2006
    Location
    Bristol
    Posts
    219
    Quote Originally Posted by aragorn View Post
    If its parked up off the road, presumably with its guts hanging out, what exactly are you insuring against?
    Theft of the parts. But I have also heard of several people having cars which were under going work lifted from the drive or even back garden by over-enthusiastic scrap collectors (thieving pikey scum with a pick up).

  8. #7
    It's all in bits

    Status
    Offline
    Join Date
    Apr 2006
    Location
    Bristol
    Posts
    219
    Quote Originally Posted by skyinsurance View Post
    HIC is Adrian Flux, they will not undercut each other. Try a google seach on laid up cover.
    Forgot to ask, but I assume that this reply means that you don't do it?

    Not having much joy with google as the car isn't a 'classic' (by age anyway) and limited mileage doesn't work for me because all the insurers state the policy is invalidated without an MOT (despite being declared SORN)

  9. #8
    skyinsurance's Avatar
    1st Gear

    Status
    Offline
    Join Date
    Jul 2009
    Posts
    287
    Quote Originally Posted by tompearson View Post
    Forgot to ask, but I assume that this reply means that you don't do it?

    Not having much joy with google as the car isn't a 'classic' (by age anyway) and limited mileage doesn't work for me because all the insurers state the policy is invalidated without an MOT (despite being declared SORN)
    Apologies but no, this is not something we offer.

  10. #9
    s3_kev's Avatar
    Stage2'd!!!!!!

    Status
    Offline
    Join Date
    Feb 2008
    Posts
    1,984
    i had a r5gtt stolen from out side my house years ago when laid up in same state as you plan, ended up costing me 's as it was later found and recovered. thanks alot i thought, deffinanlty worth insuring

 

 

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
Single Sign On provided by vBSSO

Garage Plus, Vendor Tools vBulletin Plugins by Drive Thru Online, Inc.

Content Relevant URLs by vBSEO