ASN is hazardous 2 your wallet
In my experience mate the protected no claims bonus basically allows you to keep your bonus minus a year.. so say you had a NCD of 7 years and had an accident your new paperwork would state 6 years NCD and 1 claim. I could be wrong but this is what happened with me and I assume if you had no protected bonus that IF you had a accident that you would start back at 0. I hope this helps but sure others will have more information to add. Just for info I am with Swift.... and get a pretty good rate may be worth checking mate.
A3 2.0 FSI metallic Pearl/ Liquid Blue, 18" BBS Calito's, rear Parking Sensors, Full Votex Kit, Weitec Hicon GT Coilovers, Cruise Control, Auto Lights and Rain sensor Wipers, Facelift Rear Lights, Personal German Pressed Plate (G9MBO).
Calito's redone in pearl white
Roof/Spoiler and wing mirrors wrapped in pearl white
S3 Brake Upgrade
BMC CDA Induction - hope it sounds lush..