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    marriedblonde's Avatar
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    car-finance.net

    Morning,

    anyone used Car-Finance.net to finance their car? I've bought my wife a new car but the dealers finance offering isn't very good. Car-finanance seem to offer some decent rates. Or has anyone else got a recommendation for a third party finance company?

    I'm looking for something with a balloon payment at the end.

    Thanks,

    J.
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    don't alliance & leicester do loans with balloon payments ? if not straight HP from tesco cannot be beaten
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    Quote Originally Posted by marriedblonde View Post
    Morning,

    anyone used Car-Finance.net to finance their car? I've bought my wife a new car but the dealers finance offering isn't very good. Car-finanance seem to offer some decent rates. Or has anyone else got a recommendation for a third party finance company?

    I'm looking for something with a balloon payment at the end.

    Thanks,

    J.
    Having worked in corporate asset finance for a couple of years a wee while back arranging vehicle finance was one of my task on behalf companies so got a good grasp on this subject! Did once help an ex-girlfriend sort out her personal finance for a new Audi A4 cab and basically just played a few companies off each other before going back to the dealer with a written quote saying beat this & i'll go with you here & now. The simplest game to play is to ask several different companies for written quotes then doctor the figures if you can to keep driving down the quote. I had one company email me a quote on an excel template so very easy to tweak the figures. Ending up saving a fortune on the inital quote & the Audi dealer were game to quote matching. The other thing was I was open with them saying I worked for Barclays Asset Finance so they would know I couldnt be bull****ted basically! No harm in trying the same tactic with a few companies to drive down the price!
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    marriedblonde's Avatar
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    Quote Originally Posted by SteveTDCi View Post
    don't alliance & leicester do loans with balloon payments ? if not straight HP from tesco cannot be beaten
    They used to but I think they stopped that about 4 years ago. Marks and Spencers offer one but they have a top lend limit which isn't enough!

    J.
    Married and blonde yes, but still a guy with a poor taste in usernames!

    Mercedes Benze E-class 350 sport convertable, black, pacha grey leather, 19" AMG rims, HK stero and a few more toys
    VW Scirocco 2.0Tsi GT with Revo stage 2, evoms induction kit, lowered, short shift, miltek
    BMW 330 Coupe M sport Black, Black leather, Nav and a lot of other options.
    BMW Z4 Coupe Sport in black with a few toys - going friday and gonna be missed by my lad.
    A3 2.0Tdi S-Line DSG. Gone but not forgotten

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    marriedblonde's Avatar
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    Quote Originally Posted by Nickynibbles View Post
    Having worked in corporate asset finance for a couple of years a wee while back arranging vehicle finance was one of my task on behalf companies so got a good grasp on this subject! Did once help an ex-girlfriend sort out her personal finance for a new Audi A4 cab and basically just played a few companies off each other before going back to the dealer with a written quote saying beat this & i'll go with you here & now. The simplest game to play is to ask several different companies for written quotes then doctor the figures if you can to keep driving down the quote. I had one company email me a quote on an excel template so very easy to tweak the figures. Ending up saving a fortune on the inital quote & the Audi dealer were game to quote matching. The other thing was I was open with them saying I worked for Barclays Asset Finance so they would know I couldnt be bull****ted basically! No harm in trying the same tactic with a few companies to drive down the price!
    Hiya,

    Thanks for the reply, thats what I was trying but I only managed to get a decent quote from car-finance. Mercedes would move a little on their prices but it was still 3.5K over the term. Audi and BM in the past have price matched but Merc obviously dont need the business!

    The lady at Car-finance has been very helpful and I have gone with them. so far recommended!

    J.
    Married and blonde yes, but still a guy with a poor taste in usernames!

    Mercedes Benze E-class 350 sport convertable, black, pacha grey leather, 19" AMG rims, HK stero and a few more toys
    VW Scirocco 2.0Tsi GT with Revo stage 2, evoms induction kit, lowered, short shift, miltek
    BMW 330 Coupe M sport Black, Black leather, Nav and a lot of other options.
    BMW Z4 Coupe Sport in black with a few toys - going friday and gonna be missed by my lad.
    A3 2.0Tdi S-Line DSG. Gone but not forgotten

 

 

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