My girlfriend is in need of a car as her previous car has been written off, non fault on her part. I still have my N reg Mk3 Golf Gti which is possibly only worth £900 now due to malicious damage (key scratches over the car) which she could use till she sorts a new car out. The problem is that she has only been driving for less than a year and the cheapest quote ive had is £1800 for third party fire and theft. If i put her on as a second driver its only £450 but effectively i wont be driving it at all as i use my S3..... so would i be breaking the law if she is the sole driver yet only on as a second driver ????.......