Chris NottAH Fabrications
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  1. #1
    jojo's Avatar
    S3 Drift King!

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    Car Insurance(again)

    Posting on here to get a better response and coverage.

    It coming up to the time where my car insurance is up for renewal again, and I know that this subject has been done to death, but I was just wondering who people have been getting their cars insured with of late, as every year, I use a different company because one of them is always cheaper than the rest!
    The renewal quote I have received for my S3 is a computer generated(I think) quote around the 650 region with all my mods declared, last year they(Greenlight) were the cheapest at 777, beating AdrianFlux by over 100 who insured me previously, they just couldn't match or beat it.
    Seems odd to me that an insurance company you are currently with doesn't bend over backwards to retain my/our business, when we have given them 12 months hassle free(ie. no claims made) business?!
    So any recommendations this time round, as I called Greenlight with recommendation on here 12 months ago, and they were good!.


    99' Audi S3(APY) - Brilliant Black Click>>>Going Sideways vid!
    You've got to have a laugh!



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  3. #2
    2nd Gear

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    I got my cover through priveldge and unlike others they actually cover the cost of things like optional extras and also the mods themselves.

    Most companies I have quizzed charge extra for things like sports exhausts but would only replace them with a standard item in the event of a claim.

    I am paying 600 a year with priveledge for a new A3 2.0tfsi sline Quattro with 250bhp.

    Although this does seem extortinate as my cosworth with 450bp was only 700fully comp with an agreed value payout.

  4. #3
    TDI-line's Avatar
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    Elephant as always.

    2013 AUDI A3 SB S-LINE : 2.0 TDIQ 184 : GLACIER WHITE :
    : S-TRONIC : COMFORT PACK : SD SAT NAV : FOLDING MIRRORS : HEATED SEATS: RIGID BOOT LINER :

  5. #4
    rickparmar's Avatar
    va va voom

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    am sure with elephant, if you have mods, and when you make a claim, they only pay out for the originals, not your modded stuff
    ~ ~ ~2003 Audi S3 BAM ~ Ming Blue ~ 18" BBS Alloys ~ Heated Black Leather ~ Forge DV ~ RNS-E ~ denison ipod link~ parrot mk6100 bluetooth ~ ~ ~

    Still need Remap

    2007 Audi S3 8L
    2005 Audi A3 1.6 sport grey with climate control
    2003 Audi A3 1.6 sport black without climate contol

  6. #5
    TDI-line's Avatar
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    Quote Originally Posted by rickparmar
    am sure with elephant, if you have mods, and when you make a claim, they only pay out for the originals, not your modded stuff
    I thought all insurance companys will only cover a base car costs, so no mod costs.

    2013 AUDI A3 SB S-LINE : 2.0 TDIQ 184 : GLACIER WHITE :
    : S-TRONIC : COMFORT PACK : SD SAT NAV : FOLDING MIRRORS : HEATED SEATS: RIGID BOOT LINER :

  7. #6
    6th Gear

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    I've had the Astra with Greenlight for the last 2 years, and nobody else can beat them. MK2 Astra, 280bhp, all mods declared, FC...................£490 with PNCB.

    I have the Audi with Chris Knott Insurance. Superb service, and I get a discount through the Vauxhall Owners Network.

  8. #7
    DIPS_A4's Avatar
    SEAT LEON CUPRA R (225)

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    try zurich special risks they have give good quotes on modded cars. my mate works at hasteings direct so he goes try them if you are over 25+ they can sort summit out. im stuggling to get a good quote on a 99 s4 got quoted £1800 im 23 with a years no claims mite have to wait till im 25.

  9. #8
    6th Gear

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    Doesn't seem to matter whether I use Adrian Flux, Greenlight, HIC etc for modded car insurance,.......the underwriter is always Highway.

  10. #9
    Defratos's Avatar
    Youre Dethpicable!!

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    anyone tried Brenacre insurance? pretty good in coverin all my mods and remap to come
    2002 S3 BAM | Jabba Re-Map | Uprated Haldex | Koni adjustable coilovers | Neuspeed ARBs | Powerflex Bushes | ECS tie-bars | Dog bone | Eibach spacers | TTDA | T'Dynamics DV | Dieselgeek short shift | Toyos | MIJ Custom Exhaust | Sound system | Security Tints |

    Audi S3-BAM

  11. #10
    jojo's Avatar
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    Quote Originally Posted by Defratos
    anyone tried Brenacre insurance? pretty good in coverin all my mods and remap to come
    I call these guys up as an ClubGTI member every year for a quote, they offer a comprehensive cover where everything you do to the car is covered from coil-overs to engine mods, so long as you retain the standard engine capacity and turbo/supercharger IIRC, it's always around the 900 mark for me, but if I can save a couple of hundred quid elsewhere...


    99' Audi S3(APY) - Brilliant Black Click>>>Going Sideways vid!
    You've got to have a laugh!



  12. #11
    rickparmar's Avatar
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    Quote Originally Posted by LottieA3
    Have you tried Hertz? They are a specialised company for performance and sports cars. I am insured with them, I am 22 years old, was in Car accident last year(not my fault though) and got 1.8T A3, Fully comp and only pay 540 including Break down cover in that with GReen Flag.

    Google them, they aren't that well known and not plastered on every advert, but they are really good and especially if you are modifying your car or already have.

    thats the one i was trying to find for jojo, but forgot the name, they were at edition38,
    ~ ~ ~2003 Audi S3 BAM ~ Ming Blue ~ 18" BBS Alloys ~ Heated Black Leather ~ Forge DV ~ RNS-E ~ denison ipod link~ parrot mk6100 bluetooth ~ ~ ~

    Still need Remap

    2007 Audi S3 8L
    2005 Audi A3 1.6 sport grey with climate control
    2003 Audi A3 1.6 sport black without climate contol

  13. #12
    jojo's Avatar
    S3 Drift King!

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    I will have a butchers


    99' Audi S3(APY) - Brilliant Black Click>>>Going Sideways vid!
    You've got to have a laugh!



  14. #13
    rickparmar's Avatar
    va va voom

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    i cnt find the link
    ~ ~ ~2003 Audi S3 BAM ~ Ming Blue ~ 18" BBS Alloys ~ Heated Black Leather ~ Forge DV ~ RNS-E ~ denison ipod link~ parrot mk6100 bluetooth ~ ~ ~

    Still need Remap

    2007 Audi S3 8L
    2005 Audi A3 1.6 sport grey with climate control
    2003 Audi A3 1.6 sport black without climate contol

  15. #14
    jojo's Avatar
    S3 Drift King!

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    Quote Originally Posted by LottieA3
    Hey ya not thinking of selling ya 16v?
    Noway, just got it 2 months ago with full documented SH, all original car apart from Scorpion S/S Exhaust, and lovin it!


    99' Audi S3(APY) - Brilliant Black Click>>>Going Sideways vid!
    You've got to have a laugh!



  16. #15
    Soupie69uk's Avatar
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    I just had a right fuss with my insurance. Got a quote with confused.com and Morethan was the cheapest for my car.

    So i took it out. Got a email saying welcome etc. Money was taken out of bank account.

    2 weeks late still no documents. So i call get through to India and they say you car is not coming up on the computer and would you like a quote.

    So i call again the next day and get someone in the UK and they say they are not covering the car as from this phone call.

    I then speak to the manager who tells me the same. What a farce i said so have had to take out my insurance with RAC for £200 more just now and going to report Morethan to the financial ombudsman.
    A4 1.8T Quattro, FMIC, Coilovers, B&M short shift, 312mm Brakes, Stage 4 clutch, Awe Gauge, Uprated antiroll bars, plus more bits. Pics Here

 

 

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