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  1. #1
    jojo's Avatar
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    Cancelling PPI query?

    Alright guys, I have a standing order for payment protection on a business loan. I want to cancel it, can I just cancel the direct debit and be done with it, or do I need to notify the PPI company I want out?

    Unfortunately, it was sold to me via a financial broker back in 2006, so the bank can't do anything for me, and the company I used doesn't exist anymore.

    It's important to me that cancelling the DD for this doesn't effect my credit rating/score in the form of a missed payment.

    Anyone got any ideas?


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  3. #2
    James TQ's Avatar
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    its not the company that refund it, its the bank, if you call up and request a refund for all premiums they should ask you to write in blah blah blah... what ever you do dont use a third party claims company/ soliciters

  4. #3
    jojo's Avatar
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    Quote Originally Posted by James TQ View Post
    its not the company that refund it, its the bank, if you call up and request a refund for all premiums they should ask you to write in blah blah blah... what ever you do dont use a third party claims company/ soliciters
    The PPI is not supplied by the bank, it's a 3rd party company. I was told I needed to buy this to get the loan through at the time by a broker which doesn't exist anymore.


    99' Audi S3(APY) - Brilliant Black Click>>>Going Sideways vid!
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  5. #4
    James TQ's Avatar
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    so it was miss sold? best thing to do is call 0845 4040506, (trading standards) say you were miss sold it and the company is no more see what they say, i used to work in dealing with similar charger working for a large credit card company

  6. #5
    bez101's Avatar
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    as long as it after 2005 you can claim even if there not trading
    iv just been through 2 1 pree 2004 and 1 after
    both companys not trading anymore
    couldnt do anything about the pre 2004.

  7. #6
    jojo's Avatar
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    Quote Originally Posted by James TQ View Post
    so it was miss sold? best thing to do is call 0845 4040506, (trading standards) say you were miss sold it and the company is no more see what they say, i used to work in dealing with similar charger working for a large credit card company
    Thanks, I might be able to get hold of the guy, he's just not trading under the same name based on my research.

    Quote Originally Posted by bez101 View Post
    as long as it after 2005 you can claim even if there not trading
    iv just been through 2 1 pree 2004 and 1 after
    both companys not trading anymore
    couldnt do anything about the pre 2004.
    Cool, I'll be happy just to stop the payments, anything on top is a bonus!


    99' Audi S3(APY) - Brilliant Black Click>>>Going Sideways vid!
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  8. #7
    James TQ's Avatar
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    make sure you request a refund, dont expect them to offer you one

  9. #8
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  10. #9
    StateOfPlay's Avatar
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    You can cancel the direct debit any time you want. They will write to you if they want to.
    Live your life as if nobody is watching you.

  11. #10
    Nilz's Avatar
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    Give me a shout if you need some help with this, I can ask my bro to give you some help if you need.

  12. #11
    Tolak's Avatar
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    Quote Originally Posted by bez101 View Post
    as long as it after 2005 you can claim even if there not trading
    iv just been through 2 1 pree 2004 and 1 after
    both companys not trading anymore
    couldnt do anything about the pre 2004.
    Were the repayments subject to income tax?
    A4 B7 Cabrio 2007 2.0 TDi Black "Sport"

 

 

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