Volks AutosChris Nott
Results 1 to 29 of 29
  1. #1
    jojo's Avatar
    S3 Drift King!

    Status
    Offline
    Join Date
    Sep 2003
    Location
    Solihull, Midlands
    Posts
    25,587

    Are you feeling poor?

    I was just watching a video clip about inflation, and how even the rich people are feeling poor with the prices of your daily needs going up, but our wages/incomes haven't gone up by the same amount to cover the difference, so in general, we 'feel' poorer for it.

    So how are you feeling about your financial situation?

    I can certainly tell people are a bit more cautious with their monies with the drop in my turnover over the last few months, and despite being comfortable myself financially, I'm considering selling a few of my cars to firstly reduce my carbon footprint, and to save some monies along the way for futures sake.



    99' Audi S3(APY) - Brilliant Black Click>>>Going Sideways vid!
    You've got to have a laugh! For Sale:LCR Brakes - £400



  2. # ADS
    ADS
    Join Date
    Always
    Location
    Global
    Posts
    Many
     
  3. #2
    Turkster's Avatar
    Bro.Paul 2.5TDI Quattro Sport

    Status
    Offline
    Join Date
    Dec 2007
    Location
    Northampton, Northamptonshire, United Kingdom
    Posts
    2,723
    people are now looking at where they are spending there money every month, hence my work load is accelerating as the recession hits more and more people, gas and electric will rise by 18% and that can be a serious amount of money for people living in fuel poverty right now, its a great time to be selling the country's guaranteed cheapest electric and gas supplies!

  4. #3
    damo.h's Avatar
    DVLA Say it's Black

    Status
    Offline
    Join Date
    Feb 2010
    Location
    NW
    Posts
    3,608
    Our house is feeling it also at the mo tbh. My missus was made redundant at six months pregnant after ten yrs service. With only statuary pay. Although she is now back working her wages fall way short of what we were used to. So that hit us hard. Although I'm on a good package with work it has its peeks and troffs as I am on a basic salary with bonus related earnings. Due to the down turn people have been holding off upgrading their comm's equipment, So my pay drops as I'm not installing. It's very very frustrating as my wages are governed by the sales teams performance and not by my technical ability. That said things seem to be picking back up so it'll come back around and I guess I should be grateful I still have employment.

    But the increase in in household bills is the killer. I rent out a few properties and over the last 3 yrs iv seen my anual renewals for building insurance almost double. And for nothing extra. Add this to rising maintenance contracts, landlords insurance then our own rising bills it's a joke. Everyone seems to be putting up their prices to cover their losses and the consumer has no option but to pay the inflation for certain items but earning don't relflect the increase. It's just going to be a circle IMO.
    Fuel is the main one as everyone is aware. Why they are aloud to increase price so to maintain their profit is beond me!

  5. #4
    Speedy Steve's Avatar
    5th Gear

    Status
    Offline
    Join Date
    Nov 2008
    Location
    Leicester
    Posts
    1,246
    Jo how can you reduce your carbon foot print if you dont ever drive them?
    Ive been Badger 5'd

    Can we break the magic 300?????? In a word Yes 314 BHP 249 lbft at Badger 5

    Quote Originally Posted by badger5 View Post
    steves is way quicker than any stock turbo'd s3 i have driven
    I only date skinny Women! They keep my power to weight higher...

  6. #5
    jojo's Avatar
    S3 Drift King!

    Status
    Offline
    Join Date
    Sep 2003
    Location
    Solihull, Midlands
    Posts
    25,587
    Quote Originally Posted by Speedy Steve View Post
    Jo how can you reduce your carbon foot print if you dont ever drive them?
    Shhhhh... It's the thought that counts.



    99' Audi S3(APY) - Brilliant Black Click>>>Going Sideways vid!
    You've got to have a laugh! For Sale:LCR Brakes - £400



  7. #6
    ScottD3's Avatar
    I want your faulty electronics

    Status
    Online
    Join Date
    Nov 2010
    Location
    Plymouth
    Posts
    15,030
    me and the misses has not really noticed it.
    Every couple of weeks we look at what we spent and where.
    We then look at ways to lower our monthly/weekly out going and stop spending on things we no longer need or use.
    Take ways has gone, cable tv has gone, gas and electric has dropped down to bear minimum, water usage is down as low as we can do it (if its yellow let it mellow if its brown flush it down), food is mainly bought on line and when buying food we pick stuff thats on offer over normal priced items and then normal price items last.
    Car use has dropped down alot, the pug is only driven once to twice a week for work or shopping runs. Unless its to a meeting then the company pays.
    The audi is commutiing only unless we go away, which is mainly bristol or we aim out trip to go past bristol where we then fill the tank up with bio fuel for free from my dad.

    we've cut our expenses down so much we are able to live off of the misses wage alone. Mine just goes in to savings or cover any extra expence we may incure.
    I like it in a way but it can make the months very boring at times. We do aim to go out at least once a week, even if its over mates house for take away or home cooked meal and have one adventure once a month (kayaking, gliding, road trip, that sort of thing).

    Just wish the companys we all work for will give us a pay rise inline with living expense.

    New Car, New Thread: Scott's Akoya Silver A8
    Gone But Not Forgotten: Audrey's Build Thread

  8. #7
    6th Gear

    Status
    Offline
    Join Date
    Jun 2010
    Location
    Coventry/Warwickshire
    Posts
    2,074
    Quote Originally Posted by Turkster View Post
    people are now looking at where they are spending there money every month, hence my work load is accelerating as the recession hits more and more people, gas and electric will rise by 18% and that can be a serious amount of money for people living in fuel poverty right now, its a great time to be selling the country's guaranteed cheapest electric and gas supplies!
    What company ?

  9. #8
    6th Gear

    Status
    Offline
    Join Date
    Jun 2010
    Location
    Coventry/Warwickshire
    Posts
    2,074
    Feeling the pinch a little .but overtime and an impending 3k pay rise will get us through

  10. #9
    jojo's Avatar
    S3 Drift King!

    Status
    Offline
    Join Date
    Sep 2003
    Location
    Solihull, Midlands
    Posts
    25,587
    Quote Originally Posted by Lingy. View Post
    What company ?
    Gas up by 18%



    99' Audi S3(APY) - Brilliant Black Click>>>Going Sideways vid!
    You've got to have a laugh! For Sale:LCR Brakes - £400



  11. #10
    6th Gear

    Status
    Offline
    Join Date
    Jun 2010
    Location
    Coventry/Warwickshire
    Posts
    2,074
    Dam i phone .cheers
    Last edited by Lings; 13th July 2011 at 11:32.

  12. #11
    Nilz's Avatar
    Defo worth the wait :)

    Status
    Offline
    Join Date
    Apr 2006
    Posts
    10,094
    Yes, we are defo feeling the pinch, with money....

    The main bulk of our money currently goes on childcare, which is ridiculous, but defo worth it........as a comparison, our monthly childcare cost is £50 less than our mortgage!!!

    We have cut down on loads, takeaways, going out, holidays and lavish b'day pressies have all stopped, these are very difficult times and it looks like there is no help on its way either!!!

    Very frustrating, but this is the way it is at the mo and there are many more people in the same boat.

  13. #12
    damo.h's Avatar
    DVLA Say it's Black

    Status
    Offline
    Join Date
    Feb 2010
    Location
    NW
    Posts
    3,608
    Quote Originally Posted by Nilz View Post
    The main bulk of our money currently goes on childcare, which is ridiculous, but defo worth it

    Very frustrating, but this is the way it is at the mo and there are many more people in the same boat.
    Feeling your pain with the childcare, prices are ridiculous your right. Ours is more than the mortgage and the nursery charges 52 weeks a year which really gets on my tits, but like you say it's money very well spent.

    But through rose tint's its an rs3 waiting to happen........ i can but dream

  14. #13
    ScottD3's Avatar
    I want your faulty electronics

    Status
    Online
    Join Date
    Nov 2010
    Location
    Plymouth
    Posts
    15,030
    Why is childcare to expensive?

    My auntie is not paying it any more she said, and I quote "**** paying that!! I'm starting my own up and charging half". Shes now in the process of starting her own childcare thing up.

    Childcare and OAPcare seems way over priced.

    New Car, New Thread: Scott's Akoya Silver A8
    Gone But Not Forgotten: Audrey's Build Thread

  15. #14
    crazy88's Avatar
    Loving the anonymity

    Status
    Offline
    Join Date
    Nov 2009
    Location
    West Yorkshire
    Posts
    4,806
    Child care is expensive because they have you by the danglies!!

    It's not too bad if you just have 1 kid, but when you get a few it's so expensive. It costs £35 a day for our little girl to go to a Childminder. Nice thing is though that with a Childminder you don't pay when she's on holiday, or bank holidays unlike nurseries.


  16. #15
    CMD
    CMD's Avatar
    Pointing Forward's!!!!!!!!!

    Status
    Offline
    Join Date
    Nov 2008
    Location
    S. Wales
    Posts
    3,021
    I'm thinking of changing my name via Deed Poll to El'skintt000 as Money is tight during the summer months due to the drop in LPG users. The winter time should see thing's pick up with loads of overtime (fingers crossed) I just don't like the way GB is run, we have been told to reduce National Debt but yet they send out Millions every day,week,month,year to other countrys for no return.. WTF ? I feel we need help ourself's. Same story as ever. Big Cat's will always win due to the fact that we need fuel,food,energy...We are in the Poooo for a long time to come.
    AUDI A4 190T S-LINE.


    WWW.PR-DETAILING.CO.UK CERTIFIED DETAILERS

  17. #16
    damo.h's Avatar
    DVLA Say it's Black

    Status
    Offline
    Join Date
    Feb 2010
    Location
    NW
    Posts
    3,608
    Quote Originally Posted by ScottB5 View Post
    Why is childcare to expensive?

    My auntie is not paying it any more she said, and I quote "**** paying that!! I'm starting my own up and charging half". Shes now in the process of starting her own childcare thing up.

    Childcare and OAPcare seems way over priced.
    Thats a dam good idea if she can pull it off. it's a licence to print I think dude. A mate of mine sends his kid to private pre school and it's about £1700 cheaper than I'm paying... He's not planning on sending his kid to the school afterwards but it just shows how they can way over charge. it seems the better the nursery the more they charge. You'd think it would be monitored more so all kids recieve the same standard at the same price, especially for working families. But when we were vetting this clearly ain't the case. Some of the nurserys we visited were right **** holes and still charging a fir wedge.

  18. #17
    ScottD3's Avatar
    I want your faulty electronics

    Status
    Online
    Join Date
    Nov 2010
    Location
    Plymouth
    Posts
    15,030
    I think it worked out better for her to quit her job and look after some kids.
    Over working a full week and paying someone to look after her kids.

    I thought they they was checked like a normal school.
    That don't seem to good.

    New Car, New Thread: Scott's Akoya Silver A8
    Gone But Not Forgotten: Audrey's Build Thread

  19. #18
    DaveA3's Avatar
    Audi A-Trizzle!

    Status
    Offline
    Join Date
    Feb 2010
    Location
    Milton Keynes
    Posts
    2,378
    my missus is a childminder so if i any have kids i wont have to pay which is nice. They do charge a small fortune. Nurserys are too expensive in my opinion. At least with a childminder they get closer 1on1 attention in a family environment rather than slung (exaggerating i know) in a hall with 30 other screaming kids.

    Audi A3 1.8T Sport (AGU) - 2000
    Engine: Carbonio CAI/Jetex JR Hybrid Induction, Forge 007p DV, Forge TIP, Longlife S/S Custom Exhaust system, R-Tech Stage 1 Remap, Creation Motorsport Boost Pipe Kit.
    Exterior and Chassis: 18" Cades Tyrus, Euro Wipers, low on JOM Coilovers, Eibach Front & Rear ARB's, Black Angel Eye Headlights, 6000K HID's, S3 Brakes.
    For Sale PM ME - £2500 Mods Inc

  20. #19
    crazy88's Avatar
    Loving the anonymity

    Status
    Offline
    Join Date
    Nov 2009
    Location
    West Yorkshire
    Posts
    4,806
    Agree Dave! We recently changed from a nursery to a childminder and the difference is amazing. She actually gets excited to go there now, and never did for nursery. It was full of 17yr old girls who just didn't really seem to care that much.


  21. #20
    damo.h's Avatar
    DVLA Say it's Black

    Status
    Offline
    Join Date
    Feb 2010
    Location
    NW
    Posts
    3,608
    To be honest id rather he go to the nursery he attends i think the kids learn to associate more, the one we use in on an old farm and they are top notch when it comes down to the kids, they put the money back in all the time so you can see what your paying for, we couldn't ask for more well apart from a deduction lol. my daughter went to two child minders the second was totally brilliant but the first had a strange view on discipline hence the move...

  22. #21
    crazy88's Avatar
    Loving the anonymity

    Status
    Offline
    Join Date
    Nov 2009
    Location
    West Yorkshire
    Posts
    4,806
    Yeah, if you get a good nursery they can be good, but ours wasn't the best and I refuse to send my child to a crappy place all day. Our childminder is brilliant, really nice but has good discipline. Layla (our girl) loves the older kids there too, and they all play so well together.

    They are definitely 6 of one half a dozen of the other. Both have good bits. We do save a few hundred a year though from the child minder, and it's walking distance which also helps.


  23. #22
    DaveA3's Avatar
    Audi A-Trizzle!

    Status
    Offline
    Join Date
    Feb 2010
    Location
    Milton Keynes
    Posts
    2,378
    best of both on here then as long as they get looked after well and have a good time thats all that matters.

    In response to the OP im not feeling poor really. Nothings really changed much for me ive carried on as i normally would. It does annoy me spending loads of money on fuel tho. If anything the only thats changed is how i drive. Im a bit easier on the throttle these days

    Audi A3 1.8T Sport (AGU) - 2000
    Engine: Carbonio CAI/Jetex JR Hybrid Induction, Forge 007p DV, Forge TIP, Longlife S/S Custom Exhaust system, R-Tech Stage 1 Remap, Creation Motorsport Boost Pipe Kit.
    Exterior and Chassis: 18" Cades Tyrus, Euro Wipers, low on JOM Coilovers, Eibach Front & Rear ARB's, Black Angel Eye Headlights, 6000K HID's, S3 Brakes.
    For Sale PM ME - £2500 Mods Inc

  24. #23
    6th Gear

    Status
    Online
    Join Date
    Jan 2004
    Location
    York
    Posts
    1,657
    I think if your running a household it's a lot harder now. If you live at home with parents, then the only real thing that would be affecting you fuel.
    MY15 8V S3 Sportback with options

  25. #24
    Come on you Spurs

    Status
    Offline
    Join Date
    Aug 2010
    Location
    Canvey Island, Essex
    Posts
    36
    If you've a house / mortgage / car / gas & electric / tv / credit card / or like doing anything enjoyable you are more likely b*ll*xed

  26. #25
    Sandra's Avatar
    MODERATOR

    Status
    Offline
    Join Date
    Sep 2010
    Location
    Scotland
    Posts
    15,487
    Life is hard especially for the younger people, trying to set up for the first time mortgage etc, its very restrictive with the high street banks asking for such high % deposits.

    Sent from Sandra's Ipad

  27. #26
    ScottD3's Avatar
    I want your faulty electronics

    Status
    Online
    Join Date
    Nov 2010
    Location
    Plymouth
    Posts
    15,030
    We live to work now adays.

    New Car, New Thread: Scott's Akoya Silver A8
    Gone But Not Forgotten: Audrey's Build Thread

  28. #27
    Sandra's Avatar
    MODERATOR

    Status
    Offline
    Join Date
    Sep 2010
    Location
    Scotland
    Posts
    15,487
    Quote Originally Posted by ScottB5 View Post
    We live to work now adays.
    Shocking aint it Scott. Im glad i dont have to be starting out these days.

    Sent from Sandra's Ipad

  29. #28
    damo.h's Avatar
    DVLA Say it's Black

    Status
    Offline
    Join Date
    Feb 2010
    Location
    NW
    Posts
    3,608
    Ye what ever happened to work to live! But as long as the fat cats can still lord it everyone's fonzie! Why should they have second homes. They choose to do the job??

  30. #29
    DaveA3's Avatar
    Audi A-Trizzle!

    Status
    Offline
    Join Date
    Feb 2010
    Location
    Milton Keynes
    Posts
    2,378
    Quote Originally Posted by auroan View Post
    I think if your running a household it's a lot harder now. If you live at home with parents, then the only real thing that would be affecting you fuel.
    ive only recently moved out (end of may) so i only know what it is now and not what it was. That might be the difference. Our gas and electric is only £30 all in. 2bed apartment. Mortgage again is only what it is now for me i pay £750ish

    Audi A3 1.8T Sport (AGU) - 2000
    Engine: Carbonio CAI/Jetex JR Hybrid Induction, Forge 007p DV, Forge TIP, Longlife S/S Custom Exhaust system, R-Tech Stage 1 Remap, Creation Motorsport Boost Pipe Kit.
    Exterior and Chassis: 18" Cades Tyrus, Euro Wipers, low on JOM Coilovers, Eibach Front & Rear ARB's, Black Angel Eye Headlights, 6000K HID's, S3 Brakes.
    For Sale PM ME - £2500 Mods Inc

 

 

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
Single Sign On provided by vBSSO

Garage Plus, Vendor Tools vBulletin Plugins by Drive Thru Online, Inc.

Content Relevant URLs by vBSEO