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  1. #1
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    It\'s that time of year again - insurance quotes?

    Just got my renewal from Eagle Star. Up to Ł775, so started shopping around:

    Direct Line - Ł630
    Tesco - Ł575
    Churchill - Ł570

    Any other recommendations to save me wading through my own list of insurers ?


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  3. #2
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    Re: It\'s that time of year again - insurance quotes?

    Elephant

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    Re: It\'s that time of year again - insurance quotes?

    Heard Egg was good too...

  5. #4
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    Re: It\'s that time of year again - insurance quotes?

    OK, tried those two, so the league table (like for like policies) are, in order of price:

    Eagle Star - Ł775
    Egg - Ł644
    Direct Line - Ł630
    Elephant - Ł584
    Tesco - Ł575
    Churchill (phone) - Ł570
    Esure - Ł527
    Churchill (online) - Ł498

    So Ł277 saved for a mornings work so far!


  6. #5
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    Re: It\'s that time of year again - insurance quotes?

    What about budget or norwich union?
    How about a broker?

    Just some thoughts...

  7. #6
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    Re: It\'s that time of year again - insurance quotes?

    Now comes the easiest bit...to save all the form filing try www.confused.com and also when you have the cheapest quote call Eagle up and tell them, they may matching it and then it saves the hassle of changing companies!

  8. #7
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    Re: It\'s that time of year again - insurance quotes?

    Admiral Direct Ł1008
    Elephant Ł1250
    Tesco Ł1700 [img]/ubbthreads/images/graemlins/shocked.gif[/img]
    Priveledge Ł1150

    on the s4 obviously and with me as driver not Colin so not a direct comparison I know!

  9. #8
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    Re: It\'s that time of year again - insurance quotes?


    Try adding a married female as a named driver, such as your mum or something. It should decrease your quotation.

    Not sure why it works, but it does seem to. [img]/ubbthreads/images/graemlins/beerchug.gif[/img]

  10. #9
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    Re: It\'s that time of year again - insurance quotes?

    [ QUOTE ]
    Mark R said:

    Try adding a married female as a named driver, such as your mum or something. It should decrease your quotation.

    Not sure why it works, but it does seem to. [img]/ubbthreads/images/graemlins/beerchug.gif[/img]

    [/ QUOTE ]

    Thats the only reason i can afford my insurance.

    Ł2200 with my mum on it [img]/ubbthreads/images/graemlins/blush.gif[/img] [img]/ubbthreads/images/graemlins/frown.gif[/img] [img]/ubbthreads/images/graemlins/crazy.gif[/img]

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    Re: It\'s that time of year again - insurance quotes?

    Just tried , NU, Admiral and Confused.com so the table is now looking like NU are my potential insurers for next year:

    Eagle Star - Ł775
    Admiral - Ł775
    Confused.com - Ł704
    Egg - Ł644
    Direct Line - Ł630
    Elephant - Ł584
    Tesco - Ł575
    Churchill (phone) - Ł570
    Esure - Ł527
    Churchill (online) - Ł498
    Norwich Union - Ł470

    Added advantages with NU is their excess is Ł100 than most of the others and courtesy car is included whereas some others charge for the service.

    Looks like I have knocked 40% off my renewal premium by shopping around this time.


  12. #11
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    Re: It\'s that time of year again - insurance quotes?

    It always amazes me how much quotes from different insurers vary [img]/ubbthreads/images/graemlins/confused.gif[/img]. You'd think there would be an industry standard formula for calculating risk etc.

    It's very satisfying though when you can ring around and make a saving like that [img]/ubbthreads/images/graemlins/smile.gif[/img].

    Christian

  13. #12
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    Re: It\'s that time of year again - insurance quotes?

    At the end of the day, I think insurance companies will offer daft quotes for the first year, just to get your business. I think they hope that the customer will be too lazy to shop around the next year so put the premium up. And up and up etc.

    So the moral of the story is *always* shop around!

    Alex.

  14. #13
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    Re: It\'s that time of year again - insurance quotes?

    I got a letter from the PRU yesteray and I tried an online quote Ł314. for the S3 Tesco last year when I got it was Ł346. Always worth a go.

    www.pru.co.uk

  15. #14
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    Re: It\'s that time of year again - insurance quotes?

    Cool, Colin good to hear someone is getting cheap insurance, hopefully when I break the 25 yr old barrier I will be cheap as chips to insure!

  16. #15
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    Re: It\'s that time of year again - insurance quotes?

    Cheap insurance by being over 25 is a myth, it looks like 30 is the biggie now especially if the car is in group 20 [img]/ubbthreads/images/graemlins/frown.gif[/img]

  17. #16
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    Re: It\'s that time of year again - insurance quotes?

    Insuring an S3 whilst 20 was not very pleasant - now I'm 22 it has eased up a bit. Roll on 30!

  18. #17
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    Re: It\'s that time of year again - insurance quotes?

    [ QUOTE ]
    David R said:
    Cheap insurance by being over 25 is a myth, it looks like 30 is the biggie now especially if the car is in group 20 [img]/ubbthreads/images/graemlins/frown.gif[/img]

    [/ QUOTE ]
    I dunno, my quotes have been coming down loads since I was 25. My most recent quote for my S3 (4 yrs No Claims) and for business use was Ł550 and I am only 27

  19. #18
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    Re: It\'s that time of year again - insurance quotes?

    does that relate to your no claims increasing, rather than your age?

 

 

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