Drink less, eat less & lose weight. Have just ordered a lateral thigh trainer on Ebay. Hopefully it will sort out my dodgy knees as well.

Arrange a holiday on the west coast of Scotland (Mull of Kintyre or maybe the Utter Hebrides) to celebrate 20 years wed.

Use last of my spare cash to sort out the car for the next couple of years (full service, change cambelt, respray front bumper, upgrade front speakers & fit cruise control), then.....

Succeed in new job and learn to live on reduced income from it. The old one paid better, but too much commercial pressure & departmental politics drove me nuts.

Happy New Year everyone