Sky InsuranceMonster Motorsport
Results 1 to 26 of 26
  1. #1
    joedredd's Avatar
    1st Gear

    Status
    Offline
    Join Date
    Dec 2009
    Location
    Bexleyheath, Kent
    Posts
    106

    Question Eldest son buying first car- what one???

    Hi all

    My eldest son (19yr) is looking for his first car. He is considering going for a 3yr old golf or A3, but unsure of engine size and will more than likely go with a petrol engine as he more than likely be doing shortish journeys with the odd long one thrown in.

    Does anyone else have any advice or recommendations for a first car??

    Thanks
    George
    1998 A6 Avant 2.5TDI Retired at 185k miles
    2006 A6 Avant 3.0TDI S Line Quattro

  2. # ADS
    ADS
    Join Date
    Always
    Location
    Global
    Posts
    Many
     
  3. #2
    Sarah's A3's Avatar
    MODERATOR V6 S3 Hybrid

    Status
    Offline
    Join Date
    Feb 2010
    Location
    Cheshire to Perth AU
    Posts
    5,923
    Depends what size of car he needs and how many mates will go in it. The VW Fox is a cheap to run car as is the Polo but the Golf is a good sized car for a first. But both the A3 and Golf are good 'moddin' cars which i'm sure he will want to do at some point lol. The Fiestas an easy service car but i'm not too keen on Fords resale values.

    Good luck choosing, hope he gets fixed up!


    Mauritus Blue 3.2 V6 S Line Quattro DSG Xenons Sunroof Leather Sat Nav/Changer/TV/Text W8 & Int Light Pack Dark H/Lining Tints PDC S3 Kit '11 Rears Sachs/Eibachs & more... Build Thread

  4. #3
    OldRedEyes's Avatar
    2nd Gear

    Status
    Offline
    Join Date
    Feb 2010
    Posts
    442
    Something small, slow and cheap to insure (i would hate to see his quote on an A3 or Golf).

    The bigger the car, the more lifts he will find he does for mates.

    Micra, Ka, clio.

  5. #4
    joedredd's Avatar
    1st Gear

    Status
    Offline
    Join Date
    Dec 2009
    Location
    Bexleyheath, Kent
    Posts
    106
    Its gotta be a 5 door model, like you said plenty of friends. I agree dont really like fords or vauxhalls hence choosing a VW or Audi but always have to be open for a genuine reason on why to get one.
    1998 A6 Avant 2.5TDI Retired at 185k miles
    2006 A6 Avant 3.0TDI S Line Quattro

  6. #5
    joedredd's Avatar
    1st Gear

    Status
    Offline
    Join Date
    Dec 2009
    Location
    Bexleyheath, Kent
    Posts
    106
    Jeez just done 2 insurance quotes for him and got Ł3800 for VW golf 1.4 and Ł4500 for an A3 !!!!!!!!!!!!!
    1998 A6 Avant 2.5TDI Retired at 185k miles
    2006 A6 Avant 3.0TDI S Line Quattro

  7. #6
    joedredd's Avatar
    1st Gear

    Status
    Offline
    Join Date
    Dec 2009
    Location
    Bexleyheath, Kent
    Posts
    106
    Quote Originally Posted by OldRedEyes View Post
    Something small, slow and cheap to insure (i would hate to see his quote on an A3 or Golf).

    The bigger the car, the more lifts he will find he does for mates.

    Micra, Ka, clio.

    SEE ABOVE
    1998 A6 Avant 2.5TDI Retired at 185k miles
    2006 A6 Avant 3.0TDI S Line Quattro

  8. #7
    ALPINE's Avatar
    Yes its diesel, now cry u lost

    Status
    Offline
    Join Date
    Apr 2008
    Location
    S/E LONDON / KENT
    Posts
    3,086
    welcome to the forum mate.. im to in bexley Mondeos are quite cheap to insure if im honest. 5 door mid sized car. As for small cars, Maybe a little pug, or a corsa saxo sorta thing. Seem to be the car for the youngens so they must be insurable. My bro is 20 and even with a years no claims 3 year licence his insrance is still miles over 1200 on a 1.4

    Now to many mods to list! Lots of power, torque and Leather!

  9. #8
    5th Gear

    Status
    Offline
    Join Date
    Sep 2009
    Location
    worcester
    Posts
    1,097
    Quote Originally Posted by joedredd View Post
    Jeez just done 2 insurance quotes for him and got Ł3800 for VW golf 1.4 and Ł4500 for an A3 !!!!!!!!!!!!!
    yer mate you were dreaming when thinking of anything thats remotely new, or sporty

    think smaller, older and cheaper, my first car was a renault clio mk1 3dr 1.4rt that cost me Ł1200 tpft and insurance premiums are only on the up

    at the end of the day (no offence) but i would put a months salary on your son smashing it up or denting it etc etc its always going to happen weather its his fault or not and you wouldnt be happy if it was a 3yr old car would you

    also for insurance purposes you may want to have yourself as the main driver and your son as a named driver, he wont get any no claims bonus whilst doing this but the insurance should be way way cheaper

  10. #9
    OldRedEyes's Avatar
    2nd Gear

    Status
    Offline
    Join Date
    Feb 2010
    Posts
    442
    I disagree with all this making them named drivers, much better to start the no claims as early as possible imho

    You really want the most boring slow old man's car you can find, something he wouldn't want to chav up, as that will only increase the insurance.

    How about a Matiz, proper mini or a fabia 1.0. All group 1 insurance, so will be the cheapest you will find.

    There is also classic car's / insurance, but he won't earn no claims

  11. #10
    Oranoco's Avatar
    6th Gear

    Status
    Offline
    Join Date
    Jul 2007
    Location
    HertFORDshire
    Posts
    3,091
    Quote Originally Posted by OldRedEyes View Post
    I disagree with all this making them named drivers, much better to start the no claims as early as possible imho
    Agee, It's also technically illegal and called "insurance fronting" making both parties guilty of insurance fraud.

    The first year is going to be costly, I remember my brother paying Ł1400 to insure a 1200cc Nova at 17 with Pass plus, he's now 27

    Life begins at 140mph
    Sell my Audi??? Kiss my rings!
    www.passionford.com

  12. #11
    Sarah's A3's Avatar
    MODERATOR V6 S3 Hybrid

    Status
    Offline
    Join Date
    Feb 2010
    Location
    Cheshire to Perth AU
    Posts
    5,923
    Pass Plus is a way of getting slightly cheaper insurance from some companies, worth taking it!


    Mauritus Blue 3.2 V6 S Line Quattro DSG Xenons Sunroof Leather Sat Nav/Changer/TV/Text W8 & Int Light Pack Dark H/Lining Tints PDC S3 Kit '11 Rears Sachs/Eibachs & more... Build Thread

  13. #12
    Good 2 B A Gooner's Avatar
    4th Gear

    Status
    Offline
    Join Date
    May 2009
    Location
    Chichester
    Posts
    715
    How about an A2 Sport - sits on 17" as standard, climate control, nice to drive, cheap to run, Ł30 a year to tax - Cheap to insure.

    We had one and loved it, sold it to buy the A3.

  14. #13
    5th Gear

    Status
    Offline
    Join Date
    Sep 2009
    Location
    worcester
    Posts
    1,097
    Quote Originally Posted by OldRedEyes View Post
    I disagree with all this making them named drivers, much better to start the no claims as early as possible imho

    You really want the most boring slow old man's car you can find, something he wouldn't want to chav up, as that will only increase the insurance.

    How about a Matiz, proper mini or a fabia 1.0. All group 1 insurance, so will be the cheapest you will find.

    There is also classic car's / insurance, but he won't earn no claims
    Quote Originally Posted by Oranoco View Post
    Agee, It's also technically illegal and called "insurance fronting" making both parties guilty of insurance fraud.

    The first year is going to be costly, I remember my brother paying Ł1400 to insure a 1200cc Nova at 17 with Pass plus, he's now 27
    well swings and roundabouts really, save money in the short term, pay extra a few years down the line, or, spend extra now and save a few years down the line, assuming he does get ncb by not claiming

  15. #14
    4th Gear

    Status
    Offline
    Join Date
    May 2007
    Location
    Chorley, Lancs
    Posts
    781
    Quote Originally Posted by joedredd View Post
    Jeez just done 2 insurance quotes for him and got Ł3800 for VW golf 1.4 and Ł4500 for an A3 !!!!!!!!!!!!!
    Bllody 'ell......makes my Ł330 for a year seem like loose change !
    Monza Silver A4 2.0TDi S-Line Avant Quattro (170) - Heated Alcantara Leather, Sat Nav, Bluetooth, Folding Door Miirrors, Electric Tailgate, Privacy Glass, etc

  16. #15
    Keeno's Avatar
    Spooly Spooly Boosty Boosty!

    Status
    Offline
    Join Date
    Apr 2009
    Location
    West Sussex
    Posts
    695
    Also, the older the car the less gutted he'll be if it gets knocked...

    I paid Ł1400 TPFT on a '91 polo cl when I first passed...
    Cheap and Reliable is not Fast. Cheap and Fast is not Reliable. Fast and Reliable is not Cheap!

  17. #16
    5th Gear

    Status
    Online
    Join Date
    Mar 2009
    Location
    Staffordshire
    Posts
    1,247
    I paid Ł1500 on 09 A3 2.0 TDI with mods declared aged 19 at the time, 2 yrs ncb with my father as the named driver... if you shop around it definitely pays.

  18. #17
    Audijarvis's Avatar
    1st Gear

    Status
    Offline
    Join Date
    Feb 2010
    Location
    Manchester
    Posts
    143
    Named driver has got to be worth a look
    My mrs was quoted Ł850 fully comp for a 1.9tdi pug at 22 with no no claims
    Guess it depends how much it's going to cost to put him as a named driver for a couple of years

  19. #18
    jojo's Avatar
    S3 Drift King!

    Status
    Offline
    Join Date
    Sep 2003
    Location
    Solihull, Midlands
    Posts
    25,575
    What you need to do is start a new policy for the young man, then add mum as a named driver and watch the quote go down!



    99' Audi S3(APY) - Brilliant Black Click>>>Going Sideways vid!
    You've got to have a laugh! For Sale:LCR Brakes - ÂŁ400



  20. #19
    Dazmo's Avatar
    6th Gear

    Status
    Offline
    Join Date
    May 2009
    Location
    Leicestershire
    Posts
    1,775
    Just get a cheap little run around, small engine ford fiesta would be ideal as they are cheap to run, tax, insure and service.

    You dont want anything fancy because within the first year or 2 he will probably hit things or have minor scraps.

    Resale values on a small cheap first car are not important, i would not consider fronting on the insurance as unlike 10 years ago the insurance companies are wise to it.

    Just add yourself and the lads dad as named drivers and you will save a fortune.

    As for pass plus..its a waste of time and money, by the time you have forked out Ł100-150, any saving you would have made, you have just wasted on paying for it.
    Last edited by Dazmo; 21st April 2010 at 14:30.


    Maritus Blue Audi A4 3.0 V6 S-Line TDi 275bhp, 585nm Torque

  21. #20
    2nd Gear

    Status
    Offline
    Join Date
    Jun 2007
    Location
    Yorkshire
    Posts
    307
    I disagree, I reckon Pass Plus is worth the experience that you don't get on the regular test - but agree it's not worth it for just an insurance discount as it won't make that much of a difference.

    I'm teaching my girl to drive and we got her a very tidy little V reg Polo 1.4CL OpenAir. Cheap to run, less than a grand insurance and strong as old boots! Must admit its not bad to throw around corners as well!
    Ibis white 2010 A3 2.0TDI Black Edn.

  22. #21
    JD09's Avatar
    I'm not modding, I'm improving

    Status
    Offline
    Join Date
    Dec 2009
    Location
    Cheshire, Alderley Edge
    Posts
    3,080
    Surprise the costs for insurance, you don't necessarily need to think old to get a low insurance cost.

    I insured my car in my own name for Ł1250 with M+D on the policy at 17. The car was a fairly new 1.2 Clio.

    So smaller, yes. Small engine, yes. Old? Nope!

  23. #22
    Chugger

    Status
    Offline
    Join Date
    Nov 2009
    Location
    North Devon
    Posts
    2,716
    well im gona say that for first car, vauxhalls are great. Can pick up a mk4 astra sxi for dead cheap. They look kind of cool and insurance isnt too bad. Maybe smaller engine mk4 golf, mk2 clios or group 3! fiat 500. This is all good if he wants a newer car.

    Could posibly go for something retro, a 1.6 capri (group 11), polo gt (group 8) or a classic mini.

    As for insurance id bite the bullet and start build NCB asap, my first years driving in a 1.6 mk3 astra cost me Ł1400 on insurance, more than the car was worth. But after the first year it over halfed. Also pass plus did save me quite a bit too.
    57 A3 2.0 TDI Sportback (140)

  24. #23
    Good 2 B A Gooner's Avatar
    4th Gear

    Status
    Offline
    Join Date
    May 2009
    Location
    Chichester
    Posts
    715
    Quote Originally Posted by Scott View Post
    I paid Ł1500 on 09 A3 2.0 TDI with mods declared aged 19 at the time, 2 yrs ncb with my father as the named driver... if you shop around it definitely pays.

    09 2.0 TDI at 19... Eh...! I had an XR2...

  25. #24
    5th Gear

    Status
    Offline
    Join Date
    Jun 2009
    Posts
    1,069
    Try churchill, im still 19 with 2 years of both, when i was 17 i payed 1900 for a 1.6 pug, then got my audi and payed 1800 with one year of both, when i had 2 years of both i was paying 1100 now i got my mk2 gti im paying 1500

    Churchill are the same as admiral, but with admiral youve got to put a parent, preferbly the mother, Im with admiral now and without my mum as a named driver id be paying 2300 instead of 1500!. But dont expect to find quotes of under 1500 though unless its a 0.8 getz or something gay like that.
    Its gone replaced with a mk2 golf gti 16v :D

  26. #25
    joedredd's Avatar
    1st Gear

    Status
    Offline
    Join Date
    Dec 2009
    Location
    Bexleyheath, Kent
    Posts
    106
    Thanks for all the advice, really appreciated. A couple of things for definite in doing and that he will be the main driver on insurance (so he can start building that NCB), possible myself and/or mum as named drivers, its just a shame that you cannot earn NCB for being a named driver once the main driver has reached maximum NCB. He is now looking at getting a Polo, but keeping options open on other models but def not a Matiz !! I will keep you posted on how things go, he has got his Theory test in 2 weeks (fingers crossed).
    1998 A6 Avant 2.5TDI Retired at 185k miles
    2006 A6 Avant 3.0TDI S Line Quattro

  27. #26
    Oranoco's Avatar
    6th Gear

    Status
    Offline
    Join Date
    Jul 2007
    Location
    HertFORDshire
    Posts
    3,091
    Mk4 Fiesta 1.25. 70bhp, revy Yamaha derived Zetec engine. Cheap to buy, cheap to insure, cheap to fix. Corsa B for the same reasons.

    In the first year he's bound to have an incident, it's almost part and parcel of being a young lad.

    Life begins at 140mph
    Sell my Audi??? Kiss my rings!
    www.passionford.com

 

 

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
Single Sign On provided by vBSSO

Garage Plus, Vendor Tools vBulletin Plugins by Drive Thru Online, Inc.

Content Relevant URLs by vBSEO