I had the car serviced & MOT'd yesterday. The garage told me the car needs new front discs & pads. I'm not wholly surprised. The discs are the originals, so have done nearly 82,000 miles from new. The pads were changed at 39,000 miles, so the car has done 43,000 on this set.
However, the garage said the pads only had about 1mm left on them, which makes me wonder why the pad wear indicator hasn't flashed up. I haven't had a chance to do my own visual inspection, but would have thought the indicator would have gone off by now if the pads were that thin?