Help needed with insurance knowledge
Today i parked my car on the road infront of my home to wash it but in a moment of stupidity did not pull the handbrake switch enough and hence it never engaged. i got a knock on my door off a neighbour to tell me she'd just watched my car speed down the road in reverse into the nissan navara(Which incidently is my best mates!) approx 30yrds down road. Luckily there was no kids or any persons injured! But obviously my mates navara needs a front bumper and wing and my a4 needs a rear bumper and boot lid repairing. The damage was not that bad as my car had to go up a kerb before hitting the jeep. Im panicking incase insurance company wont pay out as i was not in car, does anyone have any knowledge on this circumstance? And before anyone states im a KNOB i already know!