AH FabricationsChris Nott

View Poll Results: Is your A3 a company car or a private purchase?

Voters
47. You may not vote on this poll
  • Company

    14 29.79%
  • Private

    33 70.21%
Results 1 to 32 of 32
  1. #1
    6th Gear

    Status
    Offline
    Join Date
    Dec 2006
    Location
    Ireland
    Posts
    2,538

    Company Car or Private

    A point was raised in the Car Colour thread about most members on here being company car owners rather the private buyers.

    What better way to resolve than with a simple poll.

  2. # ADS
    ADS
    Join Date
    Always
    Location
    Global
    Posts
    Many
     
  3. #2
    On Boost

    Status
    Offline
    Join Date
    Jan 2008
    Location
    Manchester
    Posts
    1,756
    All bought and paid for ( with the aid of a little loan )

    p

  4. #3
    S3IZZO
    Guest
    I didn't say "most" I said "Fairly high percentage" - meaning perhaps 20% etc

    Most company car owners wouldn't care enough about their car to post about it on a forum

  5. #4
    Amchlolor's Avatar
    6th Gear

    Status
    Offline
    Join Date
    Jan 2005
    Location
    Aberdeen
    Posts
    5,602
    Perhaps a more valid question, these days, would be to ask if they have been bought or leased (PCP/PCH).
    I think more and more people are turning, or will turn, to these options, rather thn your traditional purchase methods.
    I won't 'buy' a car again, that's for sure.
    I'm going to just lease/PCP/PCH for the duration of the warranty, then hand it back and get another one.
    Fuss free motoring, which is exactly what we want.
    They will be looked after as well as any other car though.
    '02 to '05 - Black Audi A4 1.9tdi sport
    '05 to '08 - Akoya Silver A3 sportback S-line DSG
    '08 to ? - Black Alpina D3

  6. #5
    2nd Gear

    Status
    Offline
    Join Date
    May 2008
    Posts
    349
    Financed it myself, my accountant didnt recomend putting it through my company.

  7. #6
    1st Gear

    Status
    Offline
    Join Date
    Nov 2007
    Posts
    253
    depends what you want the car for and how long you intend to keep it

    have been offered a company car (335d) but didn't want to pay 1k/month BIK for it so took the cash and spent a proportion of it on the A3, seeing as I never carry passengers or have much gear to cart around

    will keep it until it's done 125k+ (some time in 2010) and then give it to the mrs
    Last edited by sleep envy; 18th June 2008 at 12:59.

  8. #7
    6th Gear

    Status
    Offline
    Join Date
    Dec 2006
    Location
    Ireland
    Posts
    2,538
    Forgot to say.... mine is also a private purchase.

  9. #8
    6th Gear

    Status
    Offline
    Join Date
    Dec 2006
    Location
    Ireland
    Posts
    2,538
    Quote Originally Posted by S3IZZO View Post
    I didn't say "most" I said "Fairly high percentage" - meaning perhaps 20% etc

    Most company car owners wouldn't care enough about their car to post about it on a forum
    Sorry, must have misread the post - although it does look like a fairly even split based on the first dozen responses.

  10. #9
    Matt's Avatar
    5th Gear

    Status
    Offline
    Join Date
    Jul 2006
    Location
    Cumbria
    Posts
    1,416
    Quote Originally Posted by bowfer View Post
    Perhaps a more valid question, these days, would be to ask if they have been bought or leased (PCP/PCH).
    I think more and more people are turning, or will turn, to these options, rather thn your traditional purchase methods.
    I won't 'buy' a car again, that's for sure.
    I'm going to just lease/PCP/PCH for the duration of the warranty, then hand it back and get another one.
    Fuss free motoring, which is exactly what we want.
    They will be looked after as well as any other car though.
    Think the only time I will buy a car outright is if I buy 2nd hand. For brand new will probably always lease
    Sold: A3 2.0 TDI 170 S-line | Full leather | BOSE | Phantom Black | Bluefin
    Now: Mini John Cooper Works

  11. #10
    S3IZZO
    Guest
    Mine is a company car, cash purchase - if I leased I couldn't fiddle with it, I wouldn't spend that amount personally on a car (or if I did it wouldn't be an S3).

  12. #11
    NHN
    NHN's Avatar
    Modmetractor

    Status
    Offline
    Join Date
    Jan 2008
    Location
    Coding Something
    Posts
    27,096
    Bought & paid for, wouldnt even consider finance ever again since my S3 was paid of years back, hate credit full stop, if you havnt got it then why spend someone else's money & give them extra money on top of what you spend, mortgage is different but everything else you would be crazy to do, false economy anyway, I would rather walk outside see my car & know its all mine rather than worry over how to pay the monthly charges which includes heeps of interest/admin charges anyway.

    & 2nd I will never by a brand new car, you lose to much when 2nd hand with 5-10k are just as good & alot cheaper, will never buy from an audi dealership either, they dont deserve my money, never have never will & the cars I've had & got now have always been brilliant.
    Last edited by NHN; 18th June 2008 at 13:05.

  13. #12
    Amchlolor's Avatar
    6th Gear

    Status
    Offline
    Join Date
    Jan 2005
    Location
    Aberdeen
    Posts
    5,602
    Quote Originally Posted by sleep envy View Post

    have been offered a company car (335d) but didn't want to pay 1k/month BIK for it
    A 335D is around 34k (SE model)
    BIK is 26% for it (quite high Co2)
    So 34k x 26% = 8840.00
    You're not going to be a lower rate tax payer if you're being offered a 335D as a company car, so a 40% taxpayer would be 295.00 per month in tax.
    You still couldn't buy/lease one for that.
    Helluva car for 295.00 per month, and no running expenses.
    Don't know where on earth you're getting 1k a month from...
    Last edited by Amchlolor; 18th June 2008 at 13:10.
    '02 to '05 - Black Audi A4 1.9tdi sport
    '05 to '08 - Akoya Silver A3 sportback S-line DSG
    '08 to ? - Black Alpina D3

  14. #13
    2nd Gear

    Status
    Offline
    Join Date
    Sep 2006
    Posts
    383
    As a private buyer everytime I have looked at PCP etc I always seems to find that its costs as much on PCP as it does to buy it with a personal loan and there is no way I would pay cash, so where am I going wrong.
    Also I never seem to keep my cars for long last three have been about 10-12 months each.
    Opps might have answered my own question (knew there was some reason I picked Dipstic as a username )

  15. #14
    I'mRonBurgundy?'s Avatar
    Lets make that kitten purr...

    Status
    Offline
    Join Date
    Jan 2008
    Posts
    543
    Following on from Bowfer's original reply I PCP'd mine. Can't see the point in putting a shed load of cash into something that just loses money.

    It's also hassle free. Previous car was also on a PCP and I was a bit nervous giving it back as is was in an awful state (split bumper, dented wing, paint missing) but it just got collected and driven straight to auction. Great!
    2008 A3 1.8T FSI S-line Phantom Black, Bose, iPod Dock, Front Centre Armrest, Storage Pack, Aluminium Pedals, H&R Spacers, Eibach Pro's, Ambient Lighting, Pressed plates with Ingolstadt surrounds.

  16. #15
    2nd Gear

    Status
    Offline
    Join Date
    May 2008
    Posts
    349
    Quote Originally Posted by nigelhobden View Post
    Bought & paid for, wouldnt even consider finance ever again since my S3 was paid of years back, hate credit full stop, if you havnt got it then why spend someone else's money & give them extra money on top of what you spend, mortgage is different but everything else you would be crazy to do, false economy anyway, I would rather walk outside see my car & know its all mine rather than worry over how to pay the monthly charges which includes heeps of interest/admin charges anyway.

    & 2nd I will never by a brand new car, you lose to much when 2nd hand with 5-10k are just as good & alot cheaper, will never buy from an audi dealership either, they dont deserve my money, never have never will & the cars I've had & got now have always been brilliant.
    Because it enables you to have the things you want earlier and more inportantly keep liquid cash free to invest. Purchasing things outright isnt always the best.

    If i had 27k i wouldnt buy a car cash, i would buy a house which could generate enough profit to pay for the car on finance. After 10 years who would be in a better position? the guy who paid cash or the guy who used his brain and purchased house??

    You only buy cash if you are seriously rich in which case you wouldnt buy an s3

  17. #16
    On Boost

    Status
    Offline
    Join Date
    Jan 2008
    Location
    Manchester
    Posts
    1,756
    Quote Originally Posted by nigelhobden View Post
    Bought & paid for, wouldnt even consider finance ever again since my S3 was paid of years back, hate credit full stop, if you havnt got it then why spend someone else's money & give them extra money on top of what you spend, mortgage is different but everything else you would be crazy to do, false economy anyway, I would rather walk outside see my car & know its all mine rather than worry over how to pay the monthly charges which includes heeps of interest/admin charges anyway.

    & 2nd I will never by a brand new car, you lose to much when 2nd hand with 5-10k are just as good & alot cheaper, will never buy from an audi dealership either, they dont deserve my money, never have never will & the cars I've had & got now have always been brilliant.
    Agree with most of that apart from the don't get credit/loan bit , some people can't just lay there hands on of pounds , but can afford to pay off a loan/credit.

    I never had 26k sitting in the bank , so i had to get some sort of loan to make up the balance.

    p

  18. #17
    Low life livin' the high life.

    Status
    Offline
    Join Date
    Feb 2008
    Posts
    1,638
    Quote Originally Posted by bowfer View Post
    A 335D is around 34k (SE model)
    BIK is 26% for it (quite high Co2)
    So 34k x 26% = 8840.00
    You're not going to be a lower rate tax payer if you're being offered a 335D as a company car, so a 40% taxpayer would be 295.00 per month in tax.
    You still couldn't buy/lease one for that.
    Helluva car for 295.00 per month, and no running expenses.
    Don't know where on earth you're getting 1k a month from...
    I'm going down the lease route and i've been getting some very favourable quotes. All of them are prepared to haggle. For a 335d M-Sport coupe you can probably get down to about 600 p/m with a couple of extras.
    I've offered to pay a bigger downpayment to get the monthly installments down.
    Best way of owning a car in my opinion. I'm done with buying and selling new cars. In this day in age it's a bit of a mugs game to be honest (no offence to anyone who buys new cars!)
    A3 2.0T FSI Quattro S-Line, 3 Door, Avus Silver (special ed.)

    For Sale:

    S-Line gear knob, stick and gator.
    Full set of OEM wheel bolts (incl. locking nuts & caps)
    19" BBS CK's Anthracite - SOLD

  19. #18
    Kontraband's Avatar
    6th Gear

    Status
    Offline
    Join Date
    Dec 2007
    Posts
    1,998
    yup... Im 100% with Bowfer. Not bought a car for 10 years now... and happy to stay with the same car for 3 years. Come that time I am ready to ship it out and I make a call and someone tidies everything away and drops off a brand new car for me. Plus, my bum's been the first one in the seat *not including the build pilots which of course use the cover protections!*

  20. #19
    1st Gear

    Status
    Offline
    Join Date
    Nov 2007
    Posts
    253
    Quote Originally Posted by bowfer View Post
    A 335D is around 34k (SE model)
    BIK is 26% for it (quite high Co2)
    So 34k x 26% = 8840.00
    You're not going to be a lower rate tax payer if you're being offered a 335D as a company car, so a 40% taxpayer would be 295.00 per month in tax.
    You still couldn't buy/lease one for that.
    Helluva car for 295.00 per month, and no running expenses.
    Don't know where on earth you're getting 1k a month from...
    it's not total BIK, I'd lose the car allowance

    using the company ready reckoner a company grunt has to pay 557 (incl loss of car allowance) for a A3 1.9 TDI and fuel card

    still not worth it IMO as I run a 2.0 TDI - all costs incl fuel costs me under 400

  21. #20
    5th Gear

    Status
    Offline
    Join Date
    Jan 2007
    Location
    Hampshire
    Posts
    1,155
    I bought my A4 for cash. I intend to keep it for a long time so its the right choice for me. Works out better in the long-run I believe. I could have leased one for 400-500 per month. If I keep my A4 for 10 years (which I intend to do) the most I can possibly on it lose will be the 23k it cost me.

    10 years worth of lease payments will be more than amount for sure. Yes, with leasing you get a new car every three years or whatever but that really doesnt bother me. I just wanted a reliable diesel car to put miles on and run into the ground!
    A6 3.0 TDI.

  22. #21
    consilio's Avatar
    Up the owls!

    Status
    Offline
    Join Date
    Aug 2007
    Location
    Northamptonshire
    Posts
    659
    Quote Originally Posted by PNH80 View Post
    I'm going down the lease route and i've been getting some very favourable quotes. All of them are prepared to haggle. For a 335d M-Sport coupe you can probably get down to about 600 p/m with a couple of extras.
    I've offered to pay a bigger downpayment to get the monthly installments down.
    Best way of owning a car in my opinion. I'm done with buying and selling new cars. In this day in age it's a bit of a mugs game to be honest (no offence to anyone who buys new cars!)
    Yep, I agree. I'm paying 425 for 3 years (15300) which also includes all maintenance. Thats roughly 50% of the cars value after that time, which is pretty close to the amount it will depreciate by anyway. In return i get hassle free motoring, no costs or hassle when it comes to sell, and a new car to replace it with

    I'll never own a car again.
    March 2011 - B8 Audi S4, Ibis White, S-Tronic, Leather / Alcantera Super Sports Seats, Heated Front Seats, Advanced Key, Tech Pack High, Electrically folding and auto dimming mirrors

    SOLD - 8P Audi S3. Brilliant Black, FBMF wheel, Bose, RNS-E, Auto lights/wipers, Cruise control, Tyre pressure monitor, Parking sensors, Interior light pack, GSM phone prep, Armrest, Privacy glass, Electrically folding mirrors.

  23. #22
    Kontraband's Avatar
    6th Gear

    Status
    Offline
    Join Date
    Dec 2007
    Posts
    1,998
    425... good effort.

  24. #23
    consilio's Avatar
    Up the owls!

    Status
    Offline
    Join Date
    Aug 2007
    Location
    Northamptonshire
    Posts
    659
    Quote Originally Posted by Kontraband View Post
    425... good effort.
    Haggled like a *****! It came to 395 for a brand new S3, not including maintenance.
    March 2011 - B8 Audi S4, Ibis White, S-Tronic, Leather / Alcantera Super Sports Seats, Heated Front Seats, Advanced Key, Tech Pack High, Electrically folding and auto dimming mirrors

    SOLD - 8P Audi S3. Brilliant Black, FBMF wheel, Bose, RNS-E, Auto lights/wipers, Cruise control, Tyre pressure monitor, Parking sensors, Interior light pack, GSM phone prep, Armrest, Privacy glass, Electrically folding mirrors.

  25. #24
    Kontraband's Avatar
    6th Gear

    Status
    Offline
    Join Date
    Dec 2007
    Posts
    1,998
    on PCP or business lease? That in unbelivably cheap in the market.

  26. #25
    consilio's Avatar
    Up the owls!

    Status
    Offline
    Join Date
    Aug 2007
    Location
    Northamptonshire
    Posts
    659
    Quote Originally Posted by Kontraband View Post
    on PCP or business lease? That in unbelivably cheap in the market.
    Thats a personal PCP
    March 2011 - B8 Audi S4, Ibis White, S-Tronic, Leather / Alcantera Super Sports Seats, Heated Front Seats, Advanced Key, Tech Pack High, Electrically folding and auto dimming mirrors

    SOLD - 8P Audi S3. Brilliant Black, FBMF wheel, Bose, RNS-E, Auto lights/wipers, Cruise control, Tyre pressure monitor, Parking sensors, Interior light pack, GSM phone prep, Armrest, Privacy glass, Electrically folding mirrors.

  27. #26
    Amchlolor's Avatar
    6th Gear

    Status
    Offline
    Join Date
    Jan 2005
    Location
    Aberdeen
    Posts
    5,602
    [quote=sleep envy;562282]it's not total BIK, I'd lose the car allowance/quote]

    In your case, it works because you're willing to downgrade your car from a 335D to an A3.
    It only ever works, IMO, if you're willing to downgrade.
    If you want the same sort of car as you're offered by your company, stay with the company car option.
    '02 to '05 - Black Audi A4 1.9tdi sport
    '05 to '08 - Akoya Silver A3 sportback S-line DSG
    '08 to ? - Black Alpina D3

  28. #27
    Low life livin' the high life.

    Status
    Offline
    Join Date
    Feb 2008
    Posts
    1,638
    Quote Originally Posted by consilio View Post
    Haggled like a *****! It came to 395 for a brand new S3, not including maintenance.
    Kontraband's right that is good work. I'm in the negotiating stage on a few cars at the moment. They do play hard ball at first but there are sooo many lease companies they all budge sooner or later.

    If you'd like to PM me with the details of where you got that price from i'd be rather grateful!
    A3 2.0T FSI Quattro S-Line, 3 Door, Avus Silver (special ed.)

    For Sale:

    S-Line gear knob, stick and gator.
    Full set of OEM wheel bolts (incl. locking nuts & caps)
    19" BBS CK's Anthracite - SOLD

  29. #28
    Amchlolor's Avatar
    6th Gear

    Status
    Offline
    Join Date
    Jan 2005
    Location
    Aberdeen
    Posts
    5,602
    Do Audi (or anyone else, for that matter) class PCP/PCH cars as 'sold'?
    Or do they do seperate figures for 'sold' and 'leased'?
    I'm just wondering if they'll notice a drop in 'sales' figures, as more people switch to PCP/PCH.

    Thinking about this, I suppose it depends on the definition of 'sold'.
    For example, my car's V5 shows "BMW contract hire" as the owner.
    Presumably, the dealer 'sells' my car to them?
    So it would go down as a sale?
    Last edited by Amchlolor; 18th June 2008 at 15:15.
    '02 to '05 - Black Audi A4 1.9tdi sport
    '05 to '08 - Akoya Silver A3 sportback S-line DSG
    '08 to ? - Black Alpina D3

  30. #29
    6th Gear

    Status
    Offline
    Join Date
    Dec 2006
    Location
    Ireland
    Posts
    2,538
    I assume they class them as sold since the dealership sells them to the PCP/PCH company and then you lease it (or whatever the proper terminology is) from them.

  31. #30
    5th Gear

    Status
    Offline
    Join Date
    Jan 2007
    Location
    Hampshire
    Posts
    1,155
    I think anything that they register is classed as sold.
    A6 3.0 TDI.

  32. #31
    5th Gear

    Status
    Offline
    Join Date
    Jan 2005
    Location
    cambs uk
    Posts
    1,139
    [QUOTE=bowfer;562300]
    Quote Originally Posted by sleep envy View Post
    it's not total BIK, I'd lose the car allowance/quote]

    In your case, it works because you're willing to downgrade your car from a 335D to an A3.
    It only ever works, IMO, if you're willing to downgrade.
    If you want the same sort of car as you're offered by your company, stay with the company car option.
    funnily enough, being bored over the last few weeks I've been thinking of what do do in December when my A3 goes back - the conclusion I've come to is exactly that - like for like ,company is better

    the only thing that may swing it would be to get a ex demo or 6 month old car?

  33. #32
    dsl55's Avatar
    exploring other avenues

    Status
    Offline
    Join Date
    Mar 2008
    Posts
    254
    Company for me, as much as I really like it I wouldn't have spent 25K of my own money on one, but that's just my feelings. It's a cows opinion anyway as I didn't have 25K of my own money to start with! Wish I had

    Agree with S3IZZO re most company car owners perhaps not bothering enough to post on a forum, I have got used to having a forum for whatever I'm driving and quite like it
    2008 pre facelift 2.0 TDi 140 S-Line A3 Ibis
    2008 new model 2.0 TDi 140 SE A4 Quartz Grey for family wheels

    '60's bug in the pipeline!!

 

 

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
Single Sign On provided by vBSSO

Garage Plus, Vendor Tools vBulletin Plugins by Drive Thru Online, Inc.

Content Relevant URLs by vBSEO