Badger5Chris Nott
Page 2 of 3 FirstFirst 123 LastLast
Results 41 to 80 of 85

Thread: How much...?

  1. #41
    On Boost

    Status
    Offline
    Join Date
    Jan 2008
    Location
    Manchester
    Posts
    1,756
    Quote Originally Posted by dipstic View Post
    Due to oil prices my best guess would be 3 years old about Ł13/14000.4 years old Ł9/10,000
    But who knows
    Thats very low that mate , theres 6 year old 8L S3's still going for 10-12k with 50-60k on the clock.

    Unless things change wildly i'm still looking at " roughly " 15k for a 4 year old decent example S3 with low-ish miles.

    This is not aimed at you Dipstic.

    If they are changing hands for silly money in 3/4 years then " we " the owners have only got ourselves to blame for letting them go too cheaply.

    If we all stick to our guns and under cut the dealers used prices by a grand or two we'll do just fine!

    If people want a quick sale then sell to the dealer for he's price , don't sell em cheaply private as that will have a knock on effect and the cheap price will become the norm!!!!!!!!!!!!

    p

  2. # ADS
    ADS
    Join Date
    Always
    Location
    Global
    Posts
    Many
     
  3. #42
    PaulAr's Avatar
    S3 (8P)

    Status
    Offline
    Join Date
    Mar 2008
    Location
    Tyne & Wear
    Posts
    4,047
    Sold my Golf @ 3yrs 4 months old for a nats under 13K. And there were literally 100s around in the classifieds.

    As an abslolute minimum a used S3 after that period should surely be worth 13K+ applying the same logic.

    Compare the trend of the 8L against equiv MK4 Golfs and the 8L has a much stronger resale value

    Unless of course the market falls out of the used car market because of a new `global credit/oil crisis` and then its all relative because the car you trade it for will also have plumetted in value also.

    Like the rest of us Im just guessing but IMO I dont reckon weve any more to worry about the many millions of car owners nationwide. In fact less so because of (dare I say it) AUDIs desirable image.

    Enjoy now, worry about resale later.

    Cheers
    Paul

  4. #43
    windsurfer

    Status
    Offline
    Join Date
    Nov 2006
    Location
    London, Porto
    Posts
    1,327
    S3 32K, down 15K, monthly Ł770

    Mine is 14 months old and I have done 14k miles...

    Pedro
    FOR SALE: S3 Phantom Black, left hand drive, Xenons, FBMFSW, bucket seats, BOSE, rear parking sensors, armrest, interior light package, Symphony II+. Full Audi service history and 4 new Michelin Pilot Sport 2. 18500 miles PM for details! I want to give it away have a good family reason. For a quick sale around Ł19.5k PM only if interest is genuine! Thanks

  5. #44
    2nd Gear

    Status
    Offline
    Join Date
    Sep 2006
    Posts
    383
    Quote Originally Posted by phantom View Post
    Thats very low that mate , theres 6 year old 8L S3's still going for 10-12k with 50-60k on the clock.

    Unless things change wildly i'm still looking at " roughly " 15k for a 4 year old decent example S3 with low-ish miles.

    This is not aimed at you Dipstic.

    If they are changing hands for silly money in 3/4 years then " we " the owners have only got ourselves to blame for letting them go too cheaply.

    If we all stick to our guns and under cut the dealers used prices by a grand or two we'll do just fine!

    If people want a quick sale then sell to the dealer for he's price , don't sell em cheaply private as that will have a knock on effect and the cheap price will become the norm!!!!!!!!!!!!

    p
    Dont get me wrong,hope they return good prices just think the oil price will have a big effect on all car prices and not just Audis

  6. #45
    Iggu's Avatar
    5th Gear

    Status
    Offline
    Join Date
    May 2008
    Location
    Here
    Posts
    1,224
    You should never use your own cash to buy a depreciating asset such as a car - not when the cost of debt is still relatively low in the UK.

    The most cost effective way to fund the purchase of your new Audi is to put all your cash into the stock market NOW while prices are nice and low and bully your Audi dealer for as much finance as possible. You can get finance deals under 5.5% through Audi (mine was 4.95% pa last August without insurance) - over the 3 years of your finance deal the stock market will have earned you a return of at least double that on the cash you put into it (ISAs, Unit Trusts, Shares whatever).

    The problem people get into is taking out a huge finance deal AND blowing their cash on other stuff. Then you've had it.

    You can't (and shouldn't) worry about depreciation - its like worrying about the weather: its out of your hands, is a fact of life and is affected by a million and one things beyond our control.
    Phantom Black S3, RNS-E with SDS Hack , BOSE, Sunroof, iPod, ITG CAI, Forge DV, Milltek TBE, Revo Stage 2+, Autotech HPFP, Sachs clutch, Lamin-X, BBS Pescaras, H&R springs, H&R ARBs, NGK Iridium Plugs, Vagcom.

  7. #46
    windsurfer

    Status
    Offline
    Join Date
    Nov 2006
    Location
    London, Porto
    Posts
    1,327
    Quote Originally Posted by Iggu View Post
    You should never use your own cash to buy a depreciating asset such as a car - not when the cost of debt is still relatively low in the UK.

    The most cost effective way to fund the purchase of your new Audi is to put all your cash into the stock market NOW while prices are nice and low and bully your Audi dealer for as much finance as possible.
    You have a point there... But sure I have put my money on a depreciatting asset... I wanted it!!

    I am not sure if putting my money on a volatile asset is much better though... Or worse giving my money for someone to play on the stock market....

    Sure the growth in the stock market has been steady over the long run.... but you can loose it like that! Only if you are an investor for the long term and with extra monopoly money you should go on the stock market... I don;t understand the game so I am not playing it!

    Pedro
    FOR SALE: S3 Phantom Black, left hand drive, Xenons, FBMFSW, bucket seats, BOSE, rear parking sensors, armrest, interior light package, Symphony II+. Full Audi service history and 4 new Michelin Pilot Sport 2. 18500 miles PM for details! I want to give it away have a good family reason. For a quick sale around Ł19.5k PM only if interest is genuine! Thanks

  8. #47
    Iggu's Avatar
    5th Gear

    Status
    Offline
    Join Date
    May 2008
    Location
    Here
    Posts
    1,224
    Quote Originally Posted by newbiecrg View Post

    I am not sure if putting my money on a volatile asset is much better though...

    Pedro
    The stockmarket is less volatile than my S3 - and you know how rock solid they are !
    Phantom Black S3, RNS-E with SDS Hack , BOSE, Sunroof, iPod, ITG CAI, Forge DV, Milltek TBE, Revo Stage 2+, Autotech HPFP, Sachs clutch, Lamin-X, BBS Pescaras, H&R springs, H&R ARBs, NGK Iridium Plugs, Vagcom.

  9. #48
    windsurfer

    Status
    Offline
    Join Date
    Nov 2006
    Location
    London, Porto
    Posts
    1,327
    Quote Originally Posted by Iggu View Post
    The stockmarket is less volatile than my S3 - and you know how rock solid they are !
    Tell that to the Enron investors..... rock solid company!

    Also I never saw my S3 as an investment....

    Like I said... if you know how to play the game... fine! I don't so I don't play it... And I am not paying for anyone to play it for me...

    Pedro
    FOR SALE: S3 Phantom Black, left hand drive, Xenons, FBMFSW, bucket seats, BOSE, rear parking sensors, armrest, interior light package, Symphony II+. Full Audi service history and 4 new Michelin Pilot Sport 2. 18500 miles PM for details! I want to give it away have a good family reason. For a quick sale around Ł19.5k PM only if interest is genuine! Thanks

  10. #49
    PaulAr's Avatar
    S3 (8P)

    Status
    Offline
    Join Date
    Mar 2008
    Location
    Tyne & Wear
    Posts
    4,047
    If you finance you car, even at excellent rate of 4.9%, you are still using your own money and therefore still putting money into a depreciating asset.
    You simply cannot buy a car, cash hp or other wise without an outlay, whichever way you look at it, its just different methods suit different people circumstances.

    I take the point that our money could be better spent on ISAs etc. However my parent would beg to differ at the minute, in the last 3 years there ISA is worth 2K less than if they had stuffed the cash in a box in the attic! Ok, this may not be representative of everyone experience but its food for thought.
    Theres just no guarantees, unless you spend your dough on something you like then you are guaranteed to get a return....fun!

    cheers
    Paul

  11. #50
    Iggu's Avatar
    5th Gear

    Status
    Offline
    Join Date
    May 2008
    Location
    Here
    Posts
    1,224
    Dead right - we're all in it for the fun and we're all spending a LOT of money on something that loses its value (but it doesn't keep us awake at night).

    The OP was about the least costly way to do it - and using your money wisely. Investing lump sums of cash into a rising stockmarket using tax free methods is definitely wiser than investing that lump into something which will CERTAINLY lose its value.

    Appreciate there are different points of view but that's the accountants view.
    Phantom Black S3, RNS-E with SDS Hack , BOSE, Sunroof, iPod, ITG CAI, Forge DV, Milltek TBE, Revo Stage 2+, Autotech HPFP, Sachs clutch, Lamin-X, BBS Pescaras, H&R springs, H&R ARBs, NGK Iridium Plugs, Vagcom.

  12. #51
    On Boost

    Status
    Offline
    Join Date
    Jan 2008
    Location
    Manchester
    Posts
    1,756
    Quote Originally Posted by Iggu View Post
    You should never use your own cash to buy a depreciating asset such as a car - not when the cost of debt is still relatively low in the UK.

    The most cost effective way to fund the purchase of your new Audi is to put all your cash into the stock market NOW while prices are nice and low and bully your Audi dealer for as much finance as possible. You can get finance deals under 5.5% through Audi (mine was 4.95% pa last August without insurance) - over the 3 years of your finance deal the stock market will have earned you a return of at least double that on the cash you put into it (ISAs, Unit Trusts, Shares whatever).

    The problem people get into is taking out a huge finance deal AND blowing their cash on other stuff. Then you've had it.

    You can't (and shouldn't) worry about depreciation - its like worrying about the weather: its out of your hands, is a fact of life and is affected by a million and one things beyond our control.
    You are right , but only if you can afford 30k over 3 years out of your wages , thats Ł833 per month before intrest.

    I couldn't afford that sort of outlay every month on top of mortgage , bills , ect , ect .

    p

  13. #52
    2nd Gear

    Status
    Offline
    Join Date
    Sep 2006
    Posts
    383
    Well I have just put mine on Pistonheads, and although to me its seems cheap did my checks again,used Audi website and they have a few ,same year,same spec for around Ł25500 so minus dealers profit and to possibly entice a private buyer I think my price is about right.
    Although I dont need to sell it I have tried to price it correctly to sale.
    Sorry if hijacking OP thread

  14. #53
    On Boost

    Status
    Offline
    Join Date
    Jan 2008
    Location
    Manchester
    Posts
    1,756
    Quote Originally Posted by dipstic View Post
    Well I have just put mine on Pistonheads, and although to me its seems cheap did my checks again,used Audi website and they have a few ,same year,same spec for around Ł25500 so minus dealers profit and to possibly entice a private buyer I think my price is about right.
    Although I dont need to sell it I have tried to price it correctly to sale.
    Sorry if hijacking OP thread
    Why you selling Dipstic? what cars next?

    How much was the drealer offering for it? , i think it's a little low as you could get knocked down to as little as 22.5k.

    Sorry for all the questions mate.

    p
    Last edited by phantom; 13th June 2008 at 07:10.

  15. #54
    Iggu's Avatar
    5th Gear

    Status
    Offline
    Join Date
    May 2008
    Location
    Here
    Posts
    1,224
    Quote Originally Posted by phantom View Post
    You are right , but only if you can afford 30k over 3 years out of your wages , thats Ł833 per month before intrest.

    I couldn't afford that sort of outlay every month on top of mortgage , bills , ect , ect .

    p
    Me neither mate (if only). Fortunately I had my A3 to trade in for Ł13.5 (4 year old 3.2 with DSG) so I had to fund Ł16k myself.

    I know some nutters who live in rented flats and spend Ł800+ per month funding ownership of 911s and things. Madness.
    Phantom Black S3, RNS-E with SDS Hack , BOSE, Sunroof, iPod, ITG CAI, Forge DV, Milltek TBE, Revo Stage 2+, Autotech HPFP, Sachs clutch, Lamin-X, BBS Pescaras, H&R springs, H&R ARBs, NGK Iridium Plugs, Vagcom.

  16. #55
    Low life livin' the high life.

    Status
    Offline
    Join Date
    Feb 2008
    Posts
    1,638
    I am seriously considering selling my car and going down the lease hire route. I'm increasingly failing to see the point of owning your own car or what you actually gain from it.
    I don't think tying money up in something which depreciates as fast as a car is wise at all.
    A3 2.0T FSI Quattro S-Line, 3 Door, Avus Silver (special ed.)

    For Sale:

    S-Line gear knob, stick and gator.
    Full set of OEM wheel bolts (incl. locking nuts & caps)
    19" BBS CK's Anthracite - SOLD

  17. #56
    PaulAr's Avatar
    S3 (8P)

    Status
    Offline
    Join Date
    Mar 2008
    Location
    Tyne & Wear
    Posts
    4,047
    Quote Originally Posted by Iggu View Post
    Me neither mate (if only). Fortunately I had my A3 to trade in for Ł13.5 (4 year old 3.2 with DSG) so I had to fund Ł16k myself.

    I know some nutters who live in rented flats and spend Ł800+ per month funding ownership of 911s and things. Madness.
    Good point, Im at that point where I couldnt justify to myself spending any more than I have on car. Other wise I would consider myself as having `too much` disposable income (and I dont !!) and should be thinking about investments or house move etc.
    But thats purely a personal thing and will vary radically from person to person.
    Ł800+ per month on a car !! Madness indeed, in my world...


    cheers
    Paul

  18. #57
    PaulAr's Avatar
    S3 (8P)

    Status
    Offline
    Join Date
    Mar 2008
    Location
    Tyne & Wear
    Posts
    4,047
    Quote Originally Posted by PNH80 View Post
    I am seriously considering selling my car and going down the lease hire route. I'm increasingly failing to see the point of owning your own car or what you actually gain from it.
    I don't think tying money up in something which depreciates as fast as a car is wise at all.
    I would be interested in hearing how you get on and what options are around. It may be something I consider at a later date.

    cheers
    paul

  19. #58
    Low life livin' the high life.

    Status
    Offline
    Join Date
    Feb 2008
    Posts
    1,638
    Quote Originally Posted by PaulAr View Post
    I would be interested in hearing how you get on and what options are around. It may be something I consider at a later date.

    cheers
    paul
    Well lets think about it.... I wouldn't be putting down a massive lump sum like i have on my own A3, depreciation isn't my problem either.
    So i'd be paying the same as i do now for probably a better car, over a shorter more flexible period. Fine, i don't own the car but i'm not putting all my money into it so i don't care.

    The figures some of the guys have posted on here are unreal. I wouldn't sleep at night!
    A3 2.0T FSI Quattro S-Line, 3 Door, Avus Silver (special ed.)

    For Sale:

    S-Line gear knob, stick and gator.
    Full set of OEM wheel bolts (incl. locking nuts & caps)
    19" BBS CK's Anthracite - SOLD

  20. #59
    Amchlolor's Avatar
    6th Gear

    Status
    Offline
    Join Date
    Jan 2005
    Location
    Aberdeen
    Posts
    5,602
    Quote Originally Posted by PNH80 View Post
    So i'd be paying the same as i do now for probably a better car, over a shorter more flexible period.
    I noted there were places doing S3's for Ł440 a month on 2 year PCH.
    I've decided my wife's current car will be the last 'traditional' purchase we will do too.
    It's costing me around Ł220 for the loan on it.
    I can lease one for Ł140 a month.
    Ł220 a month would get me a surprising choice of cars, if I decided to keep the payments at the same level.
    For example, Ł220 a month would get us/her a new Mazda6, a very good spec Mini, Nissan Qashqai, an Audi A3 sportback special edition or any number of Seat models.

    Have a look at www.tilsungroup.com
    '02 to '05 - Black Audi A4 1.9tdi sport
    '05 to '08 - Akoya Silver A3 sportback S-line DSG
    '08 to ? - Black Alpina D3

  21. #60
    Low life livin' the high life.

    Status
    Offline
    Join Date
    Feb 2008
    Posts
    1,638
    Cheers Bowfer, I just think in this economic climate i'm tired of 'investing' my own money into cars. It's only short term ownership of a metal box in reality so why piss all your money away on it?!
    Ł440 (incl. VAT) a month and give it back hassle free after 2 years for a new model will do me just fine thanks!
    A3 2.0T FSI Quattro S-Line, 3 Door, Avus Silver (special ed.)

    For Sale:

    S-Line gear knob, stick and gator.
    Full set of OEM wheel bolts (incl. locking nuts & caps)
    19" BBS CK's Anthracite - SOLD

  22. #61
    mdre83's Avatar
    3rd Gear

    Status
    Offline
    Join Date
    Aug 2007
    Location
    South East
    Posts
    629
    I've never loss that amount on a new car. Saying that, I've always had TDIs, which keep there value slightly longer.

    I think I'll stick to purchasing a "new" A3 TDI at the back end of the year, want to keep my monthly payments too around the Ł300 mark.
    Need to talk to Audi to see what they will offer and to work out a deposite neeeded to acheive this.

    Quote Originally Posted by marriedblonde View Post
    Some of us can only dream of a loss of Ł11K over 3 years. I reckon mines depreciated that much in the 15months I've had it.

    J.
    Last edited by mdre83; 13th June 2008 at 09:57.

  23. #62
    Amchlolor's Avatar
    6th Gear

    Status
    Offline
    Join Date
    Jan 2005
    Location
    Aberdeen
    Posts
    5,602
    Ł258 a month + VAT (Ł303.15 total) PCH for a Lexus IS220D is a cracking deal on that Tilsun website.
    They must have rock solid residuals for them to offer that.
    '02 to '05 - Black Audi A4 1.9tdi sport
    '05 to '08 - Akoya Silver A3 sportback S-line DSG
    '08 to ? - Black Alpina D3

  24. #63
    Low life livin' the high life.

    Status
    Offline
    Join Date
    Feb 2008
    Posts
    1,638
    Thing is Bowfer, i'm increasingly unwilling to tie myself down to any financial commitments unless i HAVE to. Some people consider a car as an important investment....I don't anymore.
    I love cars (obviously) but i don't feel the need to actually own one anymore. I just want a cracking motor with no hassle which i can hand back after 2 years for a brand new model without having to battle with dealers etc.
    The S3's are a good deal but I'm even considering an A5 3.0TDI or 335d coupe. Yes, the monthly payments will be more than i currently pay but i'm not putting down ŁX thousands of my own money before i can drive away.
    The more i think about it the more sense it makes.
    I understand some people enjoy actually owning their car and consider it 'dead' money to rent anything, car and houses especially but i think times are changing.

    Paul.
    A3 2.0T FSI Quattro S-Line, 3 Door, Avus Silver (special ed.)

    For Sale:

    S-Line gear knob, stick and gator.
    Full set of OEM wheel bolts (incl. locking nuts & caps)
    19" BBS CK's Anthracite - SOLD

  25. #64
    Amchlolor's Avatar
    6th Gear

    Status
    Offline
    Join Date
    Jan 2005
    Location
    Aberdeen
    Posts
    5,602
    Quote Originally Posted by PNH80 View Post
    car and houses especially but i think times are changing.Paul.
    Totally agree.
    I 'accept' that I will always be paying for a car.
    I can never see a time where I own a car for so long the payments stop and it becomes 'mine'.
    I simply don't want to own a car that long, I can't be arsed with repairs/maintenance.
    So, quite honestly, I've been a bit of a fool ignoring PCP/PCH for as long as I have.

    The only people that have to worry about PCP/PCH are people who don't look after their cars.
    They can face hefty 'final bills' when they hand it back.
    But I've never seen any evidence of that on here, we all look after our cars.
    '02 to '05 - Black Audi A4 1.9tdi sport
    '05 to '08 - Akoya Silver A3 sportback S-line DSG
    '08 to ? - Black Alpina D3

  26. #65
    marriedblonde's Avatar
    Moderator

    Status
    Offline
    Join Date
    Dec 2004
    Location
    Sunny South Coast
    Posts
    4,368
    Quote Originally Posted by mdre83 View Post
    I've never loss that amount on a new car. Saying that, I've always had TDIs, which keep there value slightly longer.

    I think I'll stick to purchasing a "new" A3 TDI at the back end of the year, want to keep my monthly payments too around the Ł300 mark.
    Need to talk to Audi to see what they will offer and to work out a deposite neeeded to acheive this.

    It's nothing to do with it being a petrol, its more a case of it being more a expensive car so percentage wise it's not as high as it sounds and also it's lost money as I do so many miles a year.

    I've not really lost that much either as I am self employed so the tax man picks up a fair chunk of the depreciation.

    Horses for courses really, my 2 year old A3 2.0Tdi S-line has been my worst money loosing car percentage wise so far.

    J.
    Married and blonde yes, but still a guy with a poor taste in usernames!

    Mercedes Benze E-class 350 sport convertable, black, pacha grey leather, 19" AMG rims, HK stero and a few more toys
    VW Scirocco 2.0Tsi GT with Revo stage 2, evoms induction kit, lowered, short shift, miltek
    BMW 330 Coupe M sport Black, Black leather, Nav and a lot of other options.
    BMW Z4 Coupe Sport in black with a few toys - going friday and gonna be missed by my lad.
    A3 2.0Tdi S-Line DSG. Gone but not forgotten

  27. #66
    marriedblonde's Avatar
    Moderator

    Status
    Offline
    Join Date
    Dec 2004
    Location
    Sunny South Coast
    Posts
    4,368
    Quote Originally Posted by PNH80 View Post
    Thing is Bowfer, i'm increasingly unwilling to tie myself down to any financial commitments unless i HAVE to.
    But if you go the lease route will you not be tieing yourself into a 2 or 3 year contract?

    I think they are a good idea but I prefer personal purchase as I can swap and change as I see fit. If I was to lease a car I am effectively stuck with it for the period of the lease or buy myself out of it.

    Plus I am assuming those lease figures are for low mileage. as soon as you start to declare 35-40K a year the figures will rocket.

    For my wife a 2 year 10K miles a year deal may very well make sense next time round.

    J.
    Married and blonde yes, but still a guy with a poor taste in usernames!

    Mercedes Benze E-class 350 sport convertable, black, pacha grey leather, 19" AMG rims, HK stero and a few more toys
    VW Scirocco 2.0Tsi GT with Revo stage 2, evoms induction kit, lowered, short shift, miltek
    BMW 330 Coupe M sport Black, Black leather, Nav and a lot of other options.
    BMW Z4 Coupe Sport in black with a few toys - going friday and gonna be missed by my lad.
    A3 2.0Tdi S-Line DSG. Gone but not forgotten

  28. #67
    marriedblonde's Avatar
    Moderator

    Status
    Offline
    Join Date
    Dec 2004
    Location
    Sunny South Coast
    Posts
    4,368
    Quote Originally Posted by bowfer View Post
    Totally agree.
    I 'accept' that I will always be paying for a car.
    I can never see a time where I own a car for so long the payments stop and it becomes 'mine'.
    I simply don't want to own a car that long, I can't be arsed with repairs/maintenance.
    So, quite honestly, I've been a bit of a fool ignoring PCP/PCH for as long as I have.

    I agree I will always be paying for cars, I'd love to be able to keep a car for 3 years let alone longer. I dont think I have been a fool ignoring the lease option, i dont think it would be viable for me but for Claire it is definately an option I will look into when she's bored with the ml.

    J.
    Married and blonde yes, but still a guy with a poor taste in usernames!

    Mercedes Benze E-class 350 sport convertable, black, pacha grey leather, 19" AMG rims, HK stero and a few more toys
    VW Scirocco 2.0Tsi GT with Revo stage 2, evoms induction kit, lowered, short shift, miltek
    BMW 330 Coupe M sport Black, Black leather, Nav and a lot of other options.
    BMW Z4 Coupe Sport in black with a few toys - going friday and gonna be missed by my lad.
    A3 2.0Tdi S-Line DSG. Gone but not forgotten

  29. #68
    Kontraband's Avatar
    6th Gear

    Status
    Offline
    Join Date
    Dec 2007
    Posts
    1,998
    we've had this finance v non finance thread before.. and yeah, horses/courses.

    I dont want this car in 3 years, I want a new one... on top of that, I just wanna drive it... I dont wanna fcuk about paying for service here, tyres there, increase in tax yadda yadda yaddda. I just view it as a rent. Its my car. I drive it, people call it my car, and thats it. For me, its the perfect scenario. If I want to get out then I can just buy it and sell it on but really I'd never be interested in that. Its not like I'd ever make any money on it... I'd buy things like houses, not cars. *although house market is a bit suspect too at the moment!*


    Edit>> Didnt realise this thread ran to 2 pages, and I know agree with Bowf!


  30. #69
    Amchlolor's Avatar
    6th Gear

    Status
    Offline
    Join Date
    Jan 2005
    Location
    Aberdeen
    Posts
    5,602
    Yes, MB, if you're a 'serial changer' then PCH/PCP is not for you.
    We tend to keep our cars for the duration of the warranty though, so ideal for us.
    '02 to '05 - Black Audi A4 1.9tdi sport
    '05 to '08 - Akoya Silver A3 sportback S-line DSG
    '08 to ? - Black Alpina D3

  31. #70
    Kontraband's Avatar
    6th Gear

    Status
    Offline
    Join Date
    Dec 2007
    Posts
    1,998
    FYI MB, my last BM was on a 30k lease on a 120dSE the day they were launched and fully maintained

    Came in at Ł440 a month with Ł1200 deposit

  32. #71
    Low life livin' the high life.

    Status
    Offline
    Join Date
    Feb 2008
    Posts
    1,638
    Quote Originally Posted by marriedblonde View Post
    But if you go the lease route will you not be tieing yourself into a 2 or 3 year contract?

    I think they are a good idea but I prefer personal purchase as I can swap and change as I see fit. If I was to lease a car I am effectively stuck with it for the period of the lease or buy myself out of it.

    Plus I am assuming those lease figures are for low mileage. as soon as you start to declare 35-40K a year the figures will rocket.

    For my wife a 2 year 10K miles a year deal may very well make sense next time round.

    J.
    What you're saying is right but for me it's very low risk. I'm happy to be tied into a 2 year lease because i think it's foolish to shop a car in after any less than that anyway for fear of losing big bucks.
    I look after everything i own so the car will be mint when i hand it back. I probably do about 7K a year so again....nothing to worry about.

    As Bowfer says, i also have been foolish to ignore this for as long as i have. I've always just accepted, you buy a car, drive it for 2/3 years then sell it, buy another and so on...

    My saving grace is that i haven't had the car for too long and just browsing on the Audi approved, i haven't lost too much money as it stands.
    So now might be the time to sell the car privately, settle the finance and go lease hire. I'm in the process of becoming self employed so to free up my remaining money in the car and put it to better use is very wise in my opinion!
    A3 2.0T FSI Quattro S-Line, 3 Door, Avus Silver (special ed.)

    For Sale:

    S-Line gear knob, stick and gator.
    Full set of OEM wheel bolts (incl. locking nuts & caps)
    19" BBS CK's Anthracite - SOLD

  33. #72
    Kontraband's Avatar
    6th Gear

    Status
    Offline
    Join Date
    Dec 2007
    Posts
    1,998
    if you go self employed its can be a bit more difficult to get the lease if you are just starting out... still not hard mind, just more difficult than it needs to be. On the flip side, youge the business rate, which is normally the rate you see advertised.

    As with anything, shop around, hit the net, print out the top 3 deals and then take it to the dealers and make them break down to beat it.

  34. #73
    Low life livin' the high life.

    Status
    Offline
    Join Date
    Feb 2008
    Posts
    1,638
    Quote Originally Posted by Kontraband View Post
    if you go self employed its can be a bit more difficult to get the lease if you are just starting out... still not hard mind, just more difficult than it needs to be. On the flip side, youge the business rate, which is normally the rate you see advertised.

    As with anything, shop around, hit the net, print out the top 3 deals and then take it to the dealers and make them break down to beat it.
    Well this is the thing, i'm not self employed ...yet. So i'd have no problems getting the lease as i stand.

    Will different lease companies compete to lower their monthly rates to get your business??.....Hmm
    A3 2.0T FSI Quattro S-Line, 3 Door, Avus Silver (special ed.)

    For Sale:

    S-Line gear knob, stick and gator.
    Full set of OEM wheel bolts (incl. locking nuts & caps)
    19" BBS CK's Anthracite - SOLD

  35. #74
    2nd Gear

    Status
    Offline
    Join Date
    Apr 2007
    Posts
    421
    Quote Originally Posted by bowfer View Post
    Ł258 a month + VAT (Ł303.15 total) PCH for a Lexus IS220D is a cracking deal on that Tilsun website.
    They must have rock solid residuals for them to offer that.
    The Lexus is being on a few sites at cracking prices. For example, Lings are offering it at Ł249 + VAT. As a registered business, I could even re-claim half of the VAT, which makes the lease Ł270pcm. That's a lot of car for the money! Not sure if I'm old enough to drive one though!

  36. #75
    Kontraband's Avatar
    6th Gear

    Status
    Offline
    Join Date
    Dec 2007
    Posts
    1,998
    Quote Originally Posted by PNH80 View Post
    Well this is the thing, i'm not self employed ...yet. So i'd have no problems getting the lease as i stand.

    Will different lease companies compete to lower their monthly rates to get your business??.....Hmm

    Hell yeah... the will always compete. As will the dealers with the net quotes.

    When I wored at a major car lease provider, we always used to shift the prices...

  37. #76
    Low life livin' the high life.

    Status
    Offline
    Join Date
    Feb 2008
    Posts
    1,638
    Quote Originally Posted by Kontraband View Post
    Hell yeah... the will always compete. As will the dealers with the net quotes.

    When I wored at a major car lease provider, we always used to shift the prices...
    Thats brilliant, cheers for that.
    Definitely going to crack on and get a finance settlement on my car and look to advertise it ASAP. Should be good for Ł18-19K in a private sale.
    A3 2.0T FSI Quattro S-Line, 3 Door, Avus Silver (special ed.)

    For Sale:

    S-Line gear knob, stick and gator.
    Full set of OEM wheel bolts (incl. locking nuts & caps)
    19" BBS CK's Anthracite - SOLD

  38. #77
    Amchlolor's Avatar
    6th Gear

    Status
    Offline
    Join Date
    Jan 2005
    Location
    Aberdeen
    Posts
    5,602
    Spookily enough, I've just asked for a settlement figure on the wife's car too.
    '02 to '05 - Black Audi A4 1.9tdi sport
    '05 to '08 - Akoya Silver A3 sportback S-line DSG
    '08 to ? - Black Alpina D3

  39. #78
    Kontraband's Avatar
    6th Gear

    Status
    Offline
    Join Date
    Dec 2007
    Posts
    1,998
    Just make sure you get ALL the pricing in before you make any decisions.

    Look out for things like the admin fees added for 'managing' the maintenance package, whether road tax is included for all years of the lease, things like that...

  40. #79
    Amchlolor's Avatar
    6th Gear

    Status
    Offline
    Join Date
    Jan 2005
    Location
    Aberdeen
    Posts
    5,602
    Just goes to show, doesn't it.
    If you see your neighbour with a brand new Lexus, you assume it must have cost him a bit.
    In reality, he might be a very astute person paying under Ł300 a month...
    Crikey.

    FWIW, I wouldn't go full maintenance.
    I found it too restrictive on previous cars.
    They decide what tyres to fit etc.
    So you end up, as I did with my A4, with a different tyre on each wheel, depending on which one was cheapest that week.
    They were all the same brand, but different types.
    Feck that.
    Last edited by Amchlolor; 13th June 2008 at 12:36.
    '02 to '05 - Black Audi A4 1.9tdi sport
    '05 to '08 - Akoya Silver A3 sportback S-line DSG
    '08 to ? - Black Alpina D3

  41. #80
    2nd Gear

    Status
    Offline
    Join Date
    Apr 2007
    Posts
    421
    Quote Originally Posted by bowfer View Post
    Just goes to show, doesn't it.
    If you see your neighbour with a brand new Lexus, you assume it must have cost him a bit.
    In reality, he might be a very astute person paying under Ł300 a month...
    Crikey.

    FWIW, I wouldn't go full maintenance.
    It does indeed.

    Lingcars advise that the maintenace packages aren't worthwhile as the cars are covered by warranty so servicing and tyres are (should be) all that is required

 

 
Page 2 of 3 FirstFirst 123 LastLast

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
Single Sign On provided by vBSSO

Garage Plus, Vendor Tools vBulletin Plugins by Drive Thru Online, Inc.

Content Relevant URLs by vBSEO