Whilst looking thru the mire of gap companies again, I came across this
from car2cover.co.uk. Basically, they are bundling their gap/tyre cover if you ask for a quote and accept it from them to finance your car.

So if your looking at financing/pcp what ever on a new car, get your quote and try here too... see if its any good for you.

Worst case scenario you may be able to use it as a barter tool?!?