JMB RetrofitsSky Insurance
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  1. #1
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    S3 Insurance for a 30yr old!

    Hi all,

    OK, trying to fill my time this afternoon as the weathers crap & I'm nursing a slight hangover!!

    Before the new S3 arrives (looking like the 1st march now!), thought I'd check out some insurance quotes. Vital stats are:

    30, 6yr's no claims protected, 3pts SP30 (******* speed cameras!), 250 voluntary excess, living in devon, std S3 (with extras obviously but no 30" alloys or blue under body neons!!). Std alarm, no tracker or anything.

    Best quote I've found so far was with Tesco for 448.35. Anyone in the same sort of bracket able to better that? And if so, please share the wealth!!

    Cheers

    Ivan
    *** | S3, Ibis White, standard stuff & some extras! | ***

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  3. #2
    JamS3's Avatar
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    Swift insurance mate should just be able to get under that, have a play with the configurator and see what you come up with, think I'm paying just under what Tesco quoted you but Iv'e no points!
    NOW - Audi S3 Facelift - Sprint Blue, RNS-E Sat Nav, SDS, Bluetooth Phone Prep, Bose, Cruise, Buckets, FBMFSW, Adaptive Lights, Int Light Pack, Tyre Pressure Monitor, Piano Black Inserts, Through Load, Auto Dim RV Mirror/Wing, Auto Wipers/Lights, Folding Door Mirrors, Heated Seats, Ipod Dock, Front Arm Rest, Rear/Front Parking Sensors, 1st Aid Kit, Rear Arm Rest, H + R Springs, Front 15mm Spacers, Rear 10mm Spacers.

  4. #3
    I cant spell !

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    I used confused and ended up with a best of 380 ! OK I'm 2 years older at 32 and have 9 years NCD. Your postcode and if its garaged or not is probably going to help / hinder at this point. Other than trying to ring some of the insurance brokers advertised in the back of car mags such as Evo.

    Dont bother with Audi Insurance they quoted me 1100 !

    Richard
    MY12 Black edition TT Roadster with a tractor engine !

  5. #4
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    Quote Originally Posted by rsarjantson
    Dont bother with Audi Insurance they quoted me 1100 !
    christ!..... remind me to steer well clear!!

    cheers guys, will continue my search!
    *** | S3, Ibis White, standard stuff & some extras! | ***

  6. #5
    Brookie-S3's Avatar
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    im 33, and my girlfriend is 28, i rang audi insurance and i got quoted £1480............both will clean licences

  7. #6
    I cant spell !

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    Ha ha not just me that thought they where a bit bad then !!

    Richard
    MY12 Black edition TT Roadster with a tractor engine !

  8. #7
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    £1480!?!? thats just madness! how do they ever get any business!? i've driven bmw's for the past 2 years (had to buy a house so had to switch to diesel for a while!) anyway, bmw insurance, although i never went with them, were really competitive... shame audi aren't too huh!?
    *** | S3, Ibis White, standard stuff & some extras! | ***

  9. #8
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    450 for an S3 at 30 seems pretty good to me! i'm 28 with 10yrs ncb, no points with a TDI 170 (27K list price) and the cheapest i had last year when i sorted it was £650 with AA

  10. #9
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    mmm, I'm 35 with 7 yrs NCD, clean licence, cheapest I can find is 470, so that is cheap, must be a low risk area etc, that makes a big difference.
    Phantom Black S3, DSG, Buckets, Satnav, Bose, Bluetooth Prep, Heated Seats, Interior Light pack, Highbeam Assist, parking sensors. Done: Lowered H&R Springs, Spacers, Full Miltek Turbo Back, HPFP - Next on list: Evoms, Forge Re-circ Valve, REVO Stage 2+ and REVO DSG Software when available! - Then, no doubt Uprated brakes will be needed, (Better get saving)

  11. #10
    L33TAY's Avatar
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    Just done a Tesco quote, 872. In their dreams!!!!
    Phantom Black S3, DSG, Buckets, Satnav, Bose, Bluetooth Prep, Heated Seats, Interior Light pack, Highbeam Assist, parking sensors. Done: Lowered H&R Springs, Spacers, Full Miltek Turbo Back, HPFP - Next on list: Evoms, Forge Re-circ Valve, REVO Stage 2+ and REVO DSG Software when available! - Then, no doubt Uprated brakes will be needed, (Better get saving)

  12. #11
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    Quote Originally Posted by L33TAY
    Just done a Tesco quote, 872. In their dreams!!!!
    well, devon is a bit backward in coming forward! hehe... i used tesco compare, which gave me a list of about 60 companies... not surprisingly, one of their policies came out top!! ... i think there were 2 tesco quotes, one for 448 the other for about 100 quid more... didn't bother to check which offered what, both seemed to provide the basics, protected no claims etc etc.....
    *** | S3, Ibis White, standard stuff & some extras! | ***

  13. #12
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    [quote=steve184]450 for an S3 at 30 seems pretty good to me!

    Not arf !!
    I am 44 with 9yrs NCB, clean licence (touch wood) best I can get is about 520,paid about the same last yr, although did do a quote on a more favourable postcode and got it down to 380, not bad.Need to move to Wiltshire though.

    Mark
    07 S3 Sprint Blue Now Sold
    12 Range Rover Evoque Dynamic Now sold
    A3 20 TDI S-Line Sportback in Daytona Grey with Aluminium Roof Rails, Fine Nappa Leather, Sat Nav, Comfort pack,Audi Sound System, Folding Mirrors, Heated Seats, Privacy Glass, Interior Light Pack, Non Smoke Pack.

  14. #13
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    S3, 32, Swindon, 7 years NCB, driveway - 1 SP30 ( 4.5 years old now though ). 380 from Direct Line, might be worth giving them a try.

    Also have my wife on it, 31 with no claims / convictions.

    I thought it was quite reasonable, cheaper than I was paying on my LCR!
    ____________
    Sprint Blue S3

  15. #14
    markwiggy's Avatar
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    Quote Originally Posted by s3mike
    380 from Direct Line, might be worth giving them a try.

    Also have my wife on it, 31 with no claims / convictions.
    666 with direct line, with the wife on, I have found i can save about 50 by putting the wife on the insurance. Not sure I would advise getting married to save 50 though.

    Mark
    07 S3 Sprint Blue Now Sold
    12 Range Rover Evoque Dynamic Now sold
    A3 20 TDI S-Line Sportback in Daytona Grey with Aluminium Roof Rails, Fine Nappa Leather, Sat Nav, Comfort pack,Audi Sound System, Folding Mirrors, Heated Seats, Privacy Glass, Interior Light Pack, Non Smoke Pack.

  16. #15
    jamiekip
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    Mines £520 through privilige:
    29 yrs old
    10+ years no claims
    No penalties
    London post code parked outside
    Fully comp, protected no claims £200 total excess

    Interestingly I got various quotes from various companies in the run up to getting my car, and the quotes from the same companies varied by up to £70-80 each month!!!

    Deals to be had, but sounds like you've got a reasonable price.

  17. #16
    Splathead's Avatar
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    It seems that there are many advantages of Living in Rural Sufolk (and some disadvantages).

    Direct Line have quoted me 320 for my potential S3 - I'm 34, drive 15,000 miles per year, have 16 years no claims and no points. The car is Garaged. This is with protected no claims.

    Amazingly, this means that the insurance will be 120 cheaper than my 147GTA.
    Present - 8V S3 3 Door S3 S-Tronic. Estoril Blue, LED Headlights, Super Sports Seats, Technology Pack, Folding & Dimming Mirrors, Interior Light Pack, Bang & Olufsen, Comfort Pack with Cruise Control & Rear Parking Sensors, Reversible Boot Liner, Tyre Pressure Monitor, Non Smoking Pack, Hold Assist

    Past "Highlights" - 2008 S3 (8P2), 2004 Alfa 147GTa, 1999 Fiat Coupe 20v Turbo LE, 1994 Astra GSi 16v

  18. #17
    boggysv's Avatar
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    Anyone who is currently with direct line?

    I'm trying to get a quote and if I remember correctly, 10% off with direct-line if I have a reference person. (will need to confirm this part soon)

    In case it's true, anyone here care to help me out with that? I'm not local, and dont know much drivers in the uk really.

  19. #18
    Spin140's Avatar
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    I'm an old git at 40, wife is 37, 1 SP30 each, max NCD - mines due next week and cheapest so far is Morethan at £315 Protected, majoriy of quotes were around £480 so I'm happy. I think Postcode has a massive influence as it fairly quiet/semi rural where we live.
    Wife - 12 BMW 320D 181 bhp, 8 Speed Auto, Melbourne Red, Heated Leather, privacy.
    10 S3 SB, Phantom, Buckets,Int light Pack, Privacy. (Sold)
    Golf GTi MK6 - Revo stage 2, ITG, Milltek Race TBE, AP Racing 4 pot BBK - Sold.
    10 S3 SB, Phantom, Buckets,Int light Pack, Privacy,Nav, Park sensors, 6 disc, Revo Stage 1, ITG Enclosed Intake - Sold
    BMW M135i F20 - Bloody good straight from the box !

    "Fast Cars are Safer...."

  20. #19
    stEve

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    Im 25, 7 years Protected NCB, no convictions, with my 24 year old girlfriend who has been driving 5 or 6 years on my new S3, 630 with AA.

    Live in aberdeen

 

 

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