But it could have been a load better too... the skip could have pulled over and a delicious Page 3 driver (the type that would make a vicar kick in a stained glass window) could have apologised profusely to him and offered to pay the excess! It wouldn't be so annoying then.
Last time it happened to me I took it in to Autoglass and they said that it was my shout. I could choose whether to have it repaired for free or replaced and pay the excess.
We used to do this with Vans, accidently hit it with a hammer and then call in and say we had a smashed windscreen, head down and have a kip in the back of the van waiting for the autowindscreen man to turn up.
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