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Thread: Insurance with modifications.

  1. #1
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    Insurance with modifications.

    Hi All,
    I am getting ridiculous quotes to add an aftermarket exhaust and a Non standard air filter. My current insurance company wont cover any mods. Neither will they give a reduction in my premium even if I add in an uprated alarm (Thatcham Cat 1)and Pentagon Supaglass which is Thatcham rated "Q." What ever that means lol.

    Anyone know any decent insurance companies that aint going to charge the earth and actually give me a discount with the extra security?


    Cheers.

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    Give Adrian flux a shout mate, they insured me when I was 18 and I put a 143bhp lotus Elise engine in a rover 100. I think they will be cool with your mods fella.
    Cheers

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    sky insurance are all over ASN, why not try them? Surely they'd give u discount for being an ASN member. have a look on the forum front page
    skyinsurance likes this.
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    Quote Originally Posted by Simon16 View Post
    Give Adrian flux a shout mate, they insured me when I was 18 and I put a 143bhp lotus Elise engine in a rover 100. I think they will be cool with your mods fella.
    Cheers
    Strangly Moneysupermarket.com just gave me the lowest quote with Flux Direct." Must be a subsidiary.

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    Quote Originally Posted by Sidhu88 View Post
    sky insurance are all over ASN, why not try them? Surely they'd give u discount for being an ASN member. have a look on the forum front page
    Ahh didn't even notice that. Will bell them tomorrow too. Cheers fella!

  7. #6
    skyinsurance's Avatar
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    Sky Insurance
    Tel No: 03303 331 250
    Fax No: 01707 622 738
    Mailto: carclubs@skyinsurance.co.uk

    Websites: www.skyinsurance.co.uk

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    If you're modifying a car,you need to try specialists like SkyInsurance,or Greenlight to get the best service and rates.

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    Quote Originally Posted by wanton View Post
    Strangly Moneysupermarket.com just gave me the lowest quote with Flux Direct." Must be a subsidiary.
    I wouldn't trust adding modifications on to your policy through insurance comparison sites to be honest.

    Best bet is to call them up and run through the details with them over the phone.
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    Sky wont quote me. They said something to do with the amount of car thefts in London recently lol? Flux too expensive. Cant really complain at £890 fully comp but add two things and the price rockets. No mods for me this year then...

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    Quote Originally Posted by wanton View Post
    Sky wont quote me. They said something to do with the amount of car thefts in London recently lol? Flux too expensive. Cant really complain at £890 fully comp but add two things and the price rockets. No mods for me this year then...
    Have you tried Greenlight insurance?
    2000 S3 APY

    18" BBS RSII with Michelin PS3s, 20mm H&R adapters, Relentless 3" DP and Sports cat, B5 V1 induction kit, cone filter+heat shield, Forge 007P, Awesome GTI SMF, AP coilovers, Facelift rear lights, Full Powerflex poly bush kit, R32 Rear ARB, SAI delete, N249 by-pass, Upgraded Engine mounts with Polytek, Stage 1 CC at Badger 5.

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    +1 for greenlight.

    Also pleasantly surprised by admiral - £30 for remapping the missus' TDI golf and £90 for remapping and Milltekking my M135i

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    Quote Originally Posted by wanton View Post
    Sky wont quote me. They said something to do with the amount of car thefts in London recently lol? Flux too expensive. Cant really complain at £890 fully comp but add two things and the price rockets. No mods for me this year then...
    As below,give Greenlight a call.

    They've always given me very competitive rates,and may be able to help you as well.

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    Ok thanks guys will be on the phone to Greenlight tomorrow. Last attempt at getting a reasonable price lol.

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    Also try Noel Dazely or Chris Knott. Coupled with Greenlight, they have all been competative on my previously modified cars.
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    Quote Originally Posted by PaulS3 View Post
    Also try Noel Dazely or Chris Knott. Coupled with Greenlight, they have all been competative on my previously modified cars.
    Thanks all for the advise and a special thanks to Paul. I remember Chris Knott from years ago but only remembered them when you made your post. I gave them a call and they were the best quote so now insured to add a non standard air filter and a non standard exhaust if I do it within the next month. Happy Days
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    Quote Originally Posted by wanton View Post
    Thanks all for the advise and a special thanks to Paul. I remember Chris Knott from years ago but only remembered them when you made your post. I gave them a call and they were the best quote so now insured to add a non standard air filter and a non standard exhaust if I do it within the next month. Happy Days
    Thanks for the like Alex! May I now direct you to my new thread. AMD or REVO CAI? lol

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    Glad to be of help.
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    I was recently charged £60 through Elephant for adding exhaust, re-map and CAI.

 

 

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