EM TuningChris Nott
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  1. #1
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    Help with Finance for RS3

    Hi,

    After a 9 month wait my RS3 has finally arrived at dealer. Looking to collect on the 1st Sept, so a bit of time to research possible finance companies.

    Audi not being particularly competitive, so have gone to Oracle and Prestige.

    Does anyone have any recommendations? or experiences of Oracle/Prestige?

    Cheers

    James

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  3. #2
    RPB
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    Just use the web favourites to compare finance.
    You're So MoneySupermarket
    Money Saving Expert: Credit Cards, Shopping, Bank Charges, Cheap Flights and more

    That is all i do and then go for the best deal I like from the listings. You get to compare them all anyway that way.

    Edited to say, I forgot to say enjoy it! I am jealous.
    2011 61 plate S3 SB BE DSG - Shark Stage 1 + DSG

  4. #3
    Sheikh's Avatar
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    Did you buy the car brand new? If so you should get a really good rate from Audi finance.
    55' BMW 330Cd M Sport
    The ones that have been left behind:
    • 2004 VW Golf R32
    • 2004 Audi A3 2.0 TDi Sport
    • 2000 BMW 318i M Sport
    Private plate for sale: Y 7RYY

  5. #4
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    Yes, brand new from Audi in North London. I have been offered an APR of 10%, on a 4 year PCP agreement... I think its not that great!

  6. #5
    Sheikh's Avatar
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    Should be about 6% i think, although I'm in no way a finance expert.
    55' BMW 330Cd M Sport
    The ones that have been left behind:
    • 2004 VW Golf R32
    • 2004 Audi A3 2.0 TDi Sport
    • 2000 BMW 318i M Sport
    Private plate for sale: Y 7RYY

  7. #6
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    Get a quote you're happy with and then see if Audi will match it. When I bought my S3 I didn't need the finance but they were really pushing it and it got a lot lower than 10%.

    With the gap insurance, Audi wanted £400 initially. I got a quote of £160 and they instantly dropped their quote to £250 without question. Different thing I know, but it shows they have a fair bit of headroom on any initial figure they give you in my experience.

    Enjoy the RS3.
    '07 Phantom Black S3

    Superchips Bluefin Stage 1
    TTRS FBMFSW
    MY11 Rear Lights
    Auto-lights/Auto-Wipers/Auto-dimming rear view mirror/CHLH retrofit

  8. #7
    PaulAr's Avatar
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    [QUOTE=jamesp78;1637489]Yes, brand new from Audi in North London. I have been offered an APR of 10%, on a 4 year PCP agreement... I think its not that gat![TE]

    I was offerred the same deal earlier this year on an RS3, 3 year PCP. Couldn't justify it as the dealer wouldn't guarantee a car wouldn't even be available after 9 months! Nice car but compromised with an S3instead as the whole package made financial sense.. The RS is clearly a very desirable thing.
    Enjoy.
    Now:
    -MK2 Golf Gti 16V/VR6, Oak Green, Shrick, Intake, Decat, Kish Retrim, Lenso BSX..
    -BMW 335d Xdrive, Estoril Blue, fully loaded.

    Before:
    S3 (8P), Ibis, DSG, Milltek, SHARK

    BMW 320d M Sport
    S3 (8P), Sprint, REVO, H&R Springs, BBS CHs,

    Golf MK5 GTi 20TFSI - REVO Stage1, Red.
    Golf MK5 GTi 20TFSI - Std, Shadow Blue
    Civic Type `R`
    Golf MK4 GTi 18T - 200bhp, MTM ECU, Forge DV
    Golf MK3 VR6 - Cat Back
    Corrado VR6 - JAMEX
    Corrado G60 - JAMEX, BRM Charger rebuild
    etc....

  9. #8
    rOb_A's Avatar
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    thought the post title, meant you were looking for a whip round there lad to raise some ££££

    what colour did you go for? any bits and bobs added on to the standard (seems like the wrong word) spec?
    great choice of car btw

  10. #9
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    lol now that i read it back, i see what you mean...

    pretty standard car, couple of options including bluetooth and folding mirrors in daytona grey

  11. #10
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    pm you

  12. #11
    rOb_A's Avatar
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    Quote Originally Posted by jamesp78 View Post
    lol now that i read it back, i see what you mean...

    pretty standard car, couple of options including bluetooth and folding mirrors in daytona grey
    get some pics up once you take delivery!! have seen a black rs3 in centre manchester recently, looks stunning and sounds epic!! bet you can't wait!

  13. #12
    Sham Kaan's Avatar
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