Badger5JMB Retrofits
Results 1 to 7 of 7
  1. #1
    6th Gear

    Status
    Offline
    Join Date
    Feb 2009
    Location
    Aberdeen
    Posts
    2,613

    My Social Networking

    Follow MartayMcFly On Twitter Visit MartayMcFly's Youtube Channel Visit MartayMcFly's Instagram Channel

    Insurance for mods

    Just got my quote back for putting on modifications (lowered <5cm, non-standard exhaust, non-standard wheels, other suspension changes, power increase 11-25%) and I'm pretty happy with the £27 they're asking for. However, reading through the additional term and conditions, they say they only pay out market value of the car and won't pay for modifications unless they form part of the manufacturer's standard specification.

    Is this standard practice across the board, or do some companies actually insure the modifications too? If no-one pays, why the increase in premium? Also, if I'm hit by someone else, does their insurance pay for my modified parts?
    Hunt is over

    1st Audi - 2001 Ming Blue 8L S3 210
    2nd Audi - 2008 Black 8P2 S3 3dr
    and now - 2007 Daytona Grey B7 RS4 saloon

  2. # ADS
    ADS
    Join Date
    Always
    Location
    Global
    Posts
    Many
     
  3. #2
    6th Gear

    Status
    Offline
    Join Date
    May 2009
    Location
    West Yorkshire
    Posts
    1,628
    Deleted.
    Audi A3 2.0L TDI S-Line Sportback

  4. #3
    6th Gear

    Status
    Offline
    Join Date
    Feb 2009
    Location
    Aberdeen
    Posts
    2,613

    My Social Networking

    Follow MartayMcFly On Twitter Visit MartayMcFly's Youtube Channel Visit MartayMcFly's Instagram Channel
    Quote Originally Posted by AidenUK View Post
    Deleted.
    Hunt is over

    1st Audi - 2001 Ming Blue 8L S3 210
    2nd Audi - 2008 Black 8P2 S3 3dr
    and now - 2007 Daytona Grey B7 RS4 saloon

  5. #4
    6th Gear

    Status
    Offline
    Join Date
    May 2009
    Location
    West Yorkshire
    Posts
    1,628
    Sorry mate, i was going to say try Brentacre because if you have a modified car then you both agree a valuation of the car and if something happens they will pay the value of the car which has been agreed previously.

    They don't charged for visual mods IE nothing that doesn't improve BHP.
    Audi A3 2.0L TDI S-Line Sportback

  6. #5
    Westy's Avatar
    Double Dark Side! Diesel & 8P

    Status
    Offline
    Join Date
    Dec 2008
    Location
    Cambridgeshire sometimes Hertfordshire
    Posts
    17,273
    I'm with Greenlight and they cover the cost of my mods. They were also cheaper than what Admiral wanted on a Standard S3
    8P A3 TDI - 220bhp - 335lbft
    A3 Maintenance Thread
    Bye bye S3 you will be missed.
    S3 Build Thread







  7. #6
    Neutral

    Status
    Offline
    Join Date
    Sep 2009
    Posts
    92
    As far as I'm aware, that is standard practice fella. What you can do is set an agreed value for the car, which you can then include the mods on. Varies from one company to another

  8. #7
    Ash187's Avatar
    Audi Retrofitter

    Status
    Online
    Join Date
    Mar 2009
    Location
    North, East, South, West London & Dartford in Kent
    Posts
    6,399

    My Social Networking

    Visit Ash187's Instagram Channel
    When i was with Adrian Flux i declared all mods on my Focus whether it be Aesthetic or Mechanical and made sure I had a receipt for it... in the event of a minor accident they would replace part for part.
    In my case it was a right off so they looked at the receipt price and deducted wear and tear.
    A3 Sportback 2.0TDI
    Dark Headlining, Bose, Alcantara Leather, Interior Lights Pack

    MODS:
    S3 facelift,
    RS3 Grill, 19" RS6, TTRS FBMFSW, A5 S-Line Heated Seats, Bi-Xenons, Auto Lights & Wipers, Eibach Sportlines, Auto Folding & Dimming Dumbo Mirrors, S3 brakes, US Centre Console, Cruise, Pioneer HU, Reverse Camera, OEM Parking Sensors, LED Tail Lights, S3 Pedals, Tints, Carbon Trims.

 

 

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
Single Sign On provided by vBSSO

Garage Plus, Vendor Tools vBulletin Plugins by Drive Thru Online, Inc.

Content Relevant URLs by vBSEO