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  1. #1
    Welly's Avatar
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    S3, Insurance Quote, The missus. Need I say more?

    Have just done an insurance quote with the woman on the policy as well....

    Now, a brief history. My driving licence in the past has been, shall we say, 'Colourful'.

    I had 11 points for a little while (Whoops...) but over the last four years, those have dropped away back to 0.

    I pay 670 for my insurance now, Fully Comp with Adrian Sucks (Flux). I didn't think that was too bad to be honest.

    Anyway, just did a confused.com quote for myself, and prices came out a little higher than that so I was happy. I thought I'd see how much it would cost to insure the girlfriend as well, the price dropped by nearly 170 quid.

    One question. How?

    The problem being now, that I'm going to have to do it at renewal time to save money. But then she will be able to drive my car. And that frankly, scares me.

    A lot.
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  3. #2
    Dane's Avatar
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    She doesn't have to know she's insured on it .....

  4. #3
    Welly's Avatar
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    Quote Originally Posted by Dane View Post
    She doesn't have to know she's insured on it .....
    This is a good point... But I'd feel bad because she really wants to drive it. She's got a 1.4 flat diesel 206, which is painfully slow.

    She'd only drive the S3 once I suspect, become very scared of it, and never drive it again....
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    "Marriage is like a coffin and each kid is another nail."
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    Quote Originally Posted by Prawn View Post
    Wellyboots, you are quite literally my most favourite pikey in the entire world




  5. #4
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    Yeah, it's daft, I am the same as you, had lots of points (bans as well) got a clean card now but it still works out a bit cheaper with the missus on (not alot in my case as I'm 35 with 5 yrs NCB)
    It only cost me an extra 80 to put her on the Evo as well, strange thing is she won't drive the S3 but she would the Evo

  6. #5
    jojo's Avatar
    S3 Drift King!

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    Sounds the norm, the insurance premium goes down when you add a female driver on it... maybe insurance companies think couples are more responsible drivers?

    My missus has insurance on my S3, she rarely uses it though.


    99' Audi S3(APY) - Brilliant Black Click>>>Going Sideways vid!
    You've got to have a laugh!



  7. #6
    jojo's Avatar
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    Quote Originally Posted by 5teve L View Post
    It only cost me an extra 80 to put her on the Evo as well, strange thing is she won't drive the S3 but she would the Evo
    Anyone whose driven an Evo finds it addictive, the power delivery of one, especially when the boost comes in is pretty addictive!


    99' Audi S3(APY) - Brilliant Black Click>>>Going Sideways vid!
    You've got to have a laugh!



  8. #7
    crazy88's Avatar
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    Yeah, always the same way shame really, as insuring my wife led to 2 months of car nightmares for me when she tried to squash my A4 to the length of an A3.

    You could be sneaky and tell her that it costs a lot more to add her, but that you will let her be insured as a birthday present to her? Win win there! (with a bit of a loss as she's insured on your pride and joy, but oh well)


  9. #8
    indiemike's Avatar
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    I had my mum and dad on my insurance and had to say i was still living at home (north wales) not liverpool. Im 25 with 0 points 3 years licence and no claims and was over 1000

    If they werent on it it would of been stupid amounts
    My Much Missed :Imola Yellow S3 - Revo stage 2, SPS3, RS6 reps, Pirelli P Zero Rosso, Cupra R splitter, Brembo's, 323mm EBC Turbo Grooved Discs, Ferrodo DS2500 Pads, Forge DV, Forge FMIC, Fidanza Aluminium Flywheel, Sachs Clutch, Green Cotton Dynatwist induction kit, 3" Downpipe, sports cat, Milltek cat back, Bilstein B8's, KW rear adjustable tie bars Whiteline Adjustable ARB's, Eibach Springs, Powerflex Bushes, Bose Concert System

    Now : Cupra R 225

  10. #9
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    Quote Originally Posted by jojo View Post
    Anyone whose driven an Evo finds it addictive, the power delivery of one, especially when the boost comes in is pretty addictive!
    Yeah I do miss it loads, was kind of hoping a remap on the S3 may get me back near that though... my 5 was pretty stadard & only running 310bhp.

  11. #10
    Chugger

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    i got my girlfriend on my policy, cost an extra 100 quid because she is slightly younger (12), Its handy to have her as designated driver, although she does seem to aim for the massive pot holes (cant see over the wheel) and isnt very confident with 6 gears, as her car was a 4spd corsa lol.

    I always add my mother onto my insurance, do anything to bring it down. sadly S3 is my second vehicle so have no NCB on it.
    57 A3 2.0 TDI Sportback (140)

  12. #11
    crazy88's Avatar
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    Quote Originally Posted by sportstractor View Post
    i got my girlfriend on my policy, cost an extra 100 quid because she is slightly younger (12),
    Your GF is 12? Mate, is that even legal?


  13. #12
    1.8tplym's Avatar
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    Normally the Named driver is only 3rd party when added to a policy i think? If she does find out she is on the policy you can always scare her off with the cost of replacing the car!
    A3 1.8T Sport - K & N Panel Filter

  14. #13
    Chugger

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    Quote Originally Posted by crazy88 View Post
    Your GF is 12? Mate, is that even legal?
    more questionable is will they even insure a 12 year old on a car PMSL
    57 A3 2.0 TDI Sportback (140)

  15. #14
    jojo's Avatar
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    Quote Originally Posted by crazy88 View Post
    Your GF is 12? Mate, is that even legal?
    We have a paedo amongst us. lol

    Quote Originally Posted by 5teve L View Post
    Yeah I do miss it loads, was kind of hoping a remap on the S3 may get me back near that though... my 5 was pretty stadard & only running 310bhp.
    Only?! lol


    99' Audi S3(APY) - Brilliant Black Click>>>Going Sideways vid!
    You've got to have a laugh!



  16. #15
    Welly's Avatar
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    Quote Originally Posted by crazy88 View Post
    Your GF is 12? Mate, is that even legal?
    Perfectly acceptable in certain parts of Gloucestershire..... More so if the 12 year old is also your sister.

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  17. #16
    JD09's Avatar
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    Lol!

    Added my mother to my policy, -350. Added my father, -7.

  18. #17
    JD09's Avatar
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    Oh and girlfriend is partially blind in one eye and hates cars. So am I fudge going to insure her on my car!

  19. #18
    Welly's Avatar
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    Quote Originally Posted by JD09 View Post
    Oh and girlfriend is partially blind in one eye and hates cars. So am I fudge going to insure her on my car!
    Motion seconded. It's got bad written all over it.....
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    "Marriage is like a coffin and each kid is another nail."
    Homer Simpson

    Quote Originally Posted by Prawn View Post
    Wellyboots, you are quite literally my most favourite pikey in the entire world




  20. #19
    JD09's Avatar
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    I wonder if I should insure her on it . . . just to bring the premium down a bit . . . She'll never drive it, but saves a little moula eh?

  21. #20
    Welly's Avatar
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    Quote Originally Posted by JD09 View Post
    I wonder if I should insure her on it . . . just to bring the premium down a bit . . . She'll never drive it, but saves a little moula eh?
    My plans exactly.... Even though I might of accidentally put the fact I'm thinking about it on Facebook, and now she knows....

    D'oh!
    ------------------------------------------------------------------------------------------
    "Marriage is like a coffin and each kid is another nail."
    Homer Simpson

    Quote Originally Posted by Prawn View Post
    Wellyboots, you are quite literally my most favourite pikey in the entire world




  22. #21
    JD09's Avatar
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    Fail.


  23. #22
    Welly's Avatar
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    Here's another beauty....

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    "Marriage is like a coffin and each kid is another nail."
    Homer Simpson

    Quote Originally Posted by Prawn View Post
    Wellyboots, you are quite literally my most favourite pikey in the entire world




  24. #23
    Welly's Avatar
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    And this one always gets me....

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    "Marriage is like a coffin and each kid is another nail."
    Homer Simpson

    Quote Originally Posted by Prawn View Post
    Wellyboots, you are quite literally my most favourite pikey in the entire world




  25. #24
    JD09's Avatar
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    One that you'll like.

  26. #25
    Chugger

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    Quote Originally Posted by jojo View Post
    We have a paedo amongst us. lol



    Only?! lol
    grass on the wicket and everything.

    ah well, at least I dont pick on the blind ones lmao.


    ps just to make it clear im not a paedo and dont enjoy underage girls or boys
    57 A3 2.0 TDI Sportback (140)

  27. #26
    Chugger

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    Quote Originally Posted by Welly View Post
    And this one always gets me....

    that is brilliant, reminds me of my friend who snapped his banjo string and laughed about it

    I would say this is going off topic, but the original topic was hardly a strong one
    57 A3 2.0 TDI Sportback (140)

  28. #27
    Andrew@A.L.D's Avatar
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    Mine went done 180 when i added my other half and then another 200 when i added my Dad !!

    He said he would never get in it as it scares him just the thought of driving it as one of his work mates had one and took him out in his.

    Try adding your mother or your father or both to it?
    Was 531bhp 8L S3 thats going to break the 600+ bhp Club then break something else. Lets see what this OD HTAGT3582r can do
    My S3 Twists Drive shafts for fun.

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  29. #28
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    I added my girlfriend just now, also got the mother on there but she'll never find.

    The girlfriend worked out why i wanted her D.O.B (Nice bit of trouble for not knowing that) She is now asking for her own key and telling me she doesn't need my permission to drive it

    She currently drives a 1.0ltr corsa 'Comfort', though i struggle to fined any part of that car that is remotely comfortable.

  30. #29
    thegoal007's Avatar
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    i think the insurance company see it as a good thing as you are sharing the risk so adding anyone else on your policy who is not in a worse insurance state should be cheaper. By adding a woman gives even more discount for the fact that females are seen to be a better risk over men.
    02 plate - 2002 - 225bhp - S3 - Ming Blue - completely standard - nuff said, OK there's a centre armrest, sunroof, BOSE speakers & black leather recaros, oh and the non OE chrome pack !

  31. #30
    crazy88's Avatar
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    Quote Originally Posted by sportstractor View Post

    I would say this is going off topic, but the original topic was hardly a strong one
    Is it because of me that the thread went off topic? Please God let it be my turn...i've always wanted to be the cause of a thread turning into a classic audi-sport.net downhill into doom!

    Oh a side note, those fail pictures are amazing. I really must spend more time searching the internet for funny stuff.


  32. #31
    Welly's Avatar
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    Quote Originally Posted by thegoal007 View Post
    i think the insurance company see it as a good thing as you are sharing the risk so adding anyone else on your policy who is not in a worse insurance state should be cheaper. By adding a woman gives even more discount for the fact that females are seen to be a better risk over men.
    The classic 'Never had an accident, but seen thousands' scenario....

    Quote Originally Posted by crazy88 View Post
    Is it because of me that the thread went off topic? Please God let it be my turn...i've always wanted to be the cause of a thread turning into a classic audi-sport.net downhill into doom!

    Oh a side note, those fail pictures are amazing. I really must spend more time searching the internet for funny stuff.
    No, don't do it. Doing that, ASNing and other bits and bobs seems to take up a LARGE portion of my work day these days...

    However, there is a wealth of funny stuff out there in the wild
    ------------------------------------------------------------------------------------------
    "Marriage is like a coffin and each kid is another nail."
    Homer Simpson

    Quote Originally Posted by Prawn View Post
    Wellyboots, you are quite literally my most favourite pikey in the entire world




  33. #32
    Welly's Avatar
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    Quote Originally Posted by JD09 View Post


    One that you'll like.


    That would be wounding.....
    ------------------------------------------------------------------------------------------
    "Marriage is like a coffin and each kid is another nail."
    Homer Simpson

    Quote Originally Posted by Prawn View Post
    Wellyboots, you are quite literally my most favourite pikey in the entire world




  34. #33
    Welly's Avatar
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    ------------------------------------------------------------------------------------------
    "Marriage is like a coffin and each kid is another nail."
    Homer Simpson

    Quote Originally Posted by Prawn View Post
    Wellyboots, you are quite literally my most favourite pikey in the entire world




  35. #34
    Welly's Avatar
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    Quote Originally Posted by sportstractor View Post
    grass on the wicket and everything.

    ah well, at least I dont pick on the blind ones lmao.


    ps just to make it clear im not a paedo and dont enjoy underage girls or boys
    I found one which is perfect.....

    ------------------------------------------------------------------------------------------
    "Marriage is like a coffin and each kid is another nail."
    Homer Simpson

    Quote Originally Posted by Prawn View Post
    Wellyboots, you are quite literally my most favourite pikey in the entire world




  36. #35
    Welly's Avatar
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    My favourite......



    Mods, maybe time to move this thread to General Chat as usual? LOL.
    ------------------------------------------------------------------------------------------
    "Marriage is like a coffin and each kid is another nail."
    Homer Simpson

    Quote Originally Posted by Prawn View Post
    Wellyboots, you are quite literally my most favourite pikey in the entire world




 

 

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