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  1. #1
    danotto's Avatar
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    insurance quote,

    My insurance is due aug 19th i have jus recieved a quote for Ł1400 for my 2001 audi s3 fully comp,i then called elephant and said i found it cheaper and got it down to Ł1238,which is still quite dear,anyone know of any good insurance companys,im 21 2yrs ncb,3yrs driving

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  3. #2
    Aky
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    Aky

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    Greenlight - my renewal with elephant for 10 months was £730 and I'm 26 with 4yrs NCB and that wasn't protected.

    Greenlight was £575 full protected for 1 year. Funnily enough mine is due 19th August

    If you do go with Elephant put your parents down as users - brings your premium down a lot.

  4. #3
    Jampublic's Avatar
    Taking it easy..

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    I use a broker Fastrack & Amber Insurance based in Bracknell T:01344 404600, to be honest did the girl friends insurance the other day and she couldn't get it cheaper on Elephant or Confused.

    So we went with broker, give them a try!
    J


  5. #4
    Slipping at 3.5Krpm

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    If you use a specialised German Marque insurer then things get a lot cheaper.

    Try Brentacre in Swansea. They usually beat or match Adrian Flux prices but are actually a decent company, unlike Flux.
    <Insert meaningless geeky specs here>

  6. #5
    buckas's Avatar
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    im with directline, Ł800, 21, 3 yrs ncb

    my car's only 1 insurance group off an S3 so price should beat elephant i reckon

    give em a go www.directline.co.uk

  7. #6
    Slipping at 3.5Krpm

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    Brentacre did for me:

    1 year no claims, RG Postcode, 7 Points, 4 of which are for driving without due care.

    Audi A3, 240Bhp and ALL mods declared. &#163;250 excess. Agreed Value and mods new for old.

    For &#163;800 a year.
    <Insert meaningless geeky specs here>

  8. #7
    golf's Avatar
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    I'd have to go with Direct Line too, good customer service and very competitive prices. They are the only ones who will go near my soon to be acquired M5.

    Norwich Union are also worth a try, but their service is rather poor.

  9. #8
    golf's Avatar
    ***** rent boy

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    Also, Dave how old are you?

  10. #9
    Slipping at 3.5Krpm

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    <Insert meaningless geeky specs here>

  11. #10
    danotto's Avatar
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    direct line quote me Ł1349

  12. #11
    Slipping at 3.5Krpm

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    Are you delcaring any mods with DirectLine also? They don't seem to like mods and charge a whopping excess.

    Remember, if you don't insure the modifications, you aren't insured AT ALL.
    <Insert meaningless geeky specs here>

  13. #12
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    I think age is a major factor. Direct line quoted me Ł950 3rd party, Ł930 fully comp!! I'm 21 1 years ncb 3 years driving, UB postcode on a group 13 car. Autotrader are good though.

  14. #13
    danotto's Avatar
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    i havent declared mods as i havent made any mods yet apart form a panel filter which can be swapped if needed be,i cant seem to beat Ł1238 anywhere the multiquote sites seem to just give me crap price from anything around Ł2200 - Ł4000 they are crap,well thats my opinion anyway.

  15. #14
    JamS3's Avatar
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    Swiftcover was good for me, saved me &#163;200 over Elephant who I moved from.

    &#163;445 on a new S3 with 9yrs no claims, 29yr old.
    NOW - Audi S3 Facelift - Sprint Blue, RNS-E Sat Nav, SDS, Bluetooth Phone Prep, Bose, Cruise, Buckets, FBMFSW, Adaptive Lights, Int Light Pack, Tyre Pressure Monitor, Piano Black Inserts, Through Load, Auto Dim RV Mirror/Wing, Auto Wipers/Lights, Folding Door Mirrors, Heated Seats, Ipod Dock, Front Arm Rest, Rear/Front Parking Sensors, 1st Aid Kit, Rear Arm Rest, H + R Springs, Front 15mm Spacers, Rear 10mm Spacers.

  16. #15
    nky_84's Avatar
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    try bell they were the second cheapest for me at around &#163;800.

    Im currently with direct line, 22, 2yrs NCB 225 s3 no mods &#163;680 iirc

  17. #16
    S3 SAF's Avatar
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    elephant were the cheepest for me im paying &#163;1900 fully comp 1 years ncb.

  18. #17
    Slipping at 3.5Krpm

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    You're paying &#163;1900 a year!!!

    Is it even worth having the car?!?!?!??!
    <Insert meaningless geeky specs here>

  19. #18
    S3Steve's Avatar
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    I found Greenlight and Adrian Flux to be good this year, should ad im paying Ł490 fully comp, full ncb protected, no points (touch wood), all mods declared and im 29.
    2007 A3 TDI 170 S Line
    Sold - 2002 S3

  20. #19
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    Adrian Flux are a good broker. They are very good with mods as well, as they only load about 10-20% for if you have alloys/exhuast/air filer/ suspension/big stereo/remap and a few other bits.
    alloys and air filter on thier own is 0-5% increase.

    Its very important to declare all mods as if you have an accident and they send somebody to inspect the damage and notices the mods they can refuse to pay and cancel the insurance.
    Insurance companies look hard for an excuse not to pay out. So while you think its okay not declaring mods, you will feel it when they refuse to pay.

    I pay Ł800 fully comp with 7yr NCB (26yrs old). would be cheaper but because of postcode is a bit higher.

  21. #20
    S3 SAF's Avatar
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    worth every penny mate...

  22. #21
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    Quote Originally Posted by S3 SAF
    worth every penny mate...
    A few years ago
    I had a Clio 172 Sport that was Ł1800, then
    had a P1 Scooby which was Ł3500.
    Sometimes you just got to pay it to be able to drive that car.

  23. #22
    nky_84's Avatar
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    Theres a 22 year old guy on Pistonheads paying around 20k a year to insure his lambo......

  24. #23
    Slipping at 3.5Krpm

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    I don't see how throwing 2K away (apart from piece of mind and cover if you do have a crash) every year can be worth it!!

    Very few cars would be worth 2K a year on top of fuel and servicing to me, and it certainly wouldnt be worth paying 2K a year for the privilege of legally driving a 15K car.

    Mentalists.
    <Insert meaningless geeky specs here>

  25. #24
    steve123a's Avatar
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    I pay &#163;550 with privilege on a london postcode... have 10 yrs no claims & 3 points.
    2002 Silver S3 225bhp SOLD

    1995 Cavalier Turbo 4x4 - 265bhp

    AUDI A4 DTM - Silver

  26. #25
    fazzybear's Avatar
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    Same as steveS3, Adrian Flux with 4years ncb and im 22

    Ł600 fully comp!
    2000 S3, SILVER, FULL HEATED LEATHER, 18" RS4, MILLTEK, FORGE RE-CIRC , CC REMAP

  27. #26
    Can I Borrow 1.4 Bhp off anyone please

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    My mate was with Adriun Flux and they rinsed him for under 25 premium, optional premiums, etc etc, when he tried to claim. Be sure of what you need to pay if you have a crash or get ya stereo nicked like he did, (dvd 1ks worth)

    Anyway, i'm 24 with 5yrs No claim and Direct Line did mine for &#163;540 which was great, was an extra &#163;50-&#163;60 more if i had an S3. that protected NCB too. Norwich union and RAC have been good for the last few years....I was looking to get a 3.0 supra twin turbo a few weeks back but that plan never got off the ground after i checked my insurance, lol. just ot worth paying that much !!!
    A3 1.8T quattro Sport - Stainless Exhaust with Sports Cat- Tints - AMD Tuned 198.6 bhp, 217.4 ft/lb - Pretty Red Calipers

  28. #27
    Slipping at 3.5Krpm

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    Adrian Flux are famous for messing people about when it comes to claim time.
    <Insert meaningless geeky specs here>

  29. #28
    S3Steve's Avatar
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    Remember when claim time comes round its ultimately the insurance company you deal with and not the broker, so its always worth checking who the insurance company is when you get a quote from a broker. Personally ive had nothing but great service from Adrian Flux even when claiming.
    2007 A3 TDI 170 S Line
    Sold - 2002 S3

  30. #29
    ash_s3's Avatar
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    I was paying Ł1800 with bell.co.uk

    20yrs old, 3yrs ncb, fully comp.
    Had my renewal today and it was only Ł50 cheaper! Good job i havnt got the S3 anymore!! lol

    It is alot to pay, but if you can afford it, why not?
    Might aswell enjoy it now while you can afford it, i know once ive got a house etc.. i wont be able to afford a car like my S3 for a long time!

    Ash
    2001 Audi S3 l MTM Remap l 252.7bhp 432.4Nm l Forge 007P l ECS Porsche Stage 2v2 Front Brake Set-up l ECS Stage 1 Rear Brake Set-up l 18" RS4 Alloy Wheels


  31. #30
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    Just cancelled my insurance for my 98 1.8T Sport which was in my girlfriends name through Diamond which was about Ł1500 and put in my name with elephant.co.uk. First they quoted me (I am 20, no NCB, 2 yrs driving) Ł1370 (this includes my girlfriend who is also 20 no NCB 2 yrs driving) then when I put my Dad on there as well (who is 45 full NCB, 15+ yrs driving) it went down to Ł1255, and then when I mentioned he has an IAM (Institute of advanced motorists licence) it dropped by a further Ł50! Am really pleased with it now
    Funny thing is he'll probably never even drive it but who cares if just having him on there brings it down by that much! Maybe if I do let him drive my car, he'll let me have a go in his M5... or not
    1998 Audi A3 1.8 Turbo with black leather and Bose

  32. #31
    danotto's Avatar
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    just got a new quote Ł992 fully comp with admiral 21 2years ncb,im well happy with that

  33. #32
    Clach's Avatar
    A3 - 1.8Ts

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    Make sure you know what coverage you have with the lower end insurers, when i comes to an accident they will try every trick in the book to rip you off...hence the cheap insurance!

    Also, I am amazed that some of you lads (and ladies) can afford S3's etc at the age of 21...I had a mini until I was 23 ffs...

    Thatcher's Britain lol!

  34. #33
    rickparmar's Avatar
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    Quote Originally Posted by nky_84
    Theres a 22 year old guy on Pistonheads paying around 20k a year to insure his lambo......
    show me the link please. as i think he is from leicester
    ~ ~ ~2003 Audi S3 BAM ~ Ming Blue ~ 18" BBS Alloys ~ Heated Black Leather ~ Forge DV ~ RNS-E ~ denison ipod link~ parrot mk6100 bluetooth ~ ~ ~

    Still need Remap

    2007 Audi S3 8L
    2005 Audi A3 1.6 sport grey with climate control
    2003 Audi A3 1.6 sport black without climate contol

  35. #34
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    I had a Polo 900cc till I was 22 and that was in my mum's name, can't believe 20 year olds are paying over &#163;100 a month just to insure their car.
    You youngsters don't know yer born

  36. #35
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    i just had a qoute from green light

    car is - w/2000 - s3 - no mods

    me - 22y/o - 1yr no claims - 12 months - fully comp - 2 years driving

    completly clean license

    &#163;972 a year fully comp

    i think thats pretty good

    Unfortunatly i have bought the s3 half way through an insurance year with elephant and they are charging over 1300 - fully comp

  37. #36
    jojo's Avatar
    S3 Drift King!

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    Quote Originally Posted by AndyMac
    I had a Polo 900cc till I was 22 and that was in my mum's name, can't believe 20 year olds are paying over Ł100 a month just to insure their car.
    You youngsters don't know yer born

    I know what you mean Andy and I agree with you to a point. It's the sign of the times, things have moved on, and eveything in this part of the world is expensive to say the least.



    99' Audi S3(APY) - Brilliant Black Click>>>Going Sideways vid!
    You've got to have a laugh! For Sale:LCR Brakes - ÂŁ400



 

 

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