I had my renewal through from Churchill yesterday at Ł830 which is pretty much what I paid last year, so I did some shopping around and got a smashing quote from Privilege for Ł540. I called Churchill, deciding to go ahead and "Challenge Churchill" only to find their claim about beating quotes is a load of rubbish.
Apparently because RBS own Churchill, Privilege and Direct Line they're not allowed to compete with each other. The chap on the phone admitted that it's a load of crock and his advice was to "go with Privilege because it doesn't make any difference to us"
An extra bonus is that Privilege don't charge any interest at all if you pay monthly unlike other companies that shark you for 20%+ So now I'm Privileged; where do I queue up to get with Joanna Lumley