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  1. #1
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    S3 Insurance- 9 points

    S3 standard 9 points, two SP30's so not too bad I guess, 11 NCB, and I'm 30 this year [img]/ubbthreads/images/graemlins/frown.gif[/img] Best quote is with Directline at 499 with protected NCB and a 350 Excess.
    One compnay claimed a 400 window screen excess what's so special about these front screens?
    This looks like a good price to me, anyone in the same boat as me points wise with a S3?

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  3. #2
    nervus's Avatar
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    Re: S3 Insurance- 9 points

    S3 Standard, 1 SP60, one TS20 (double white line infringement) 12 NCB and 31. I pay 480 with Privilege with a 75 window excess and 200 general excess.

    So thats about right but the difference is probably in the postcodes.

  4. #3
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    Re: S3 Insurance- 9 points

    well i'm 28, have no points/claims in 11 years and i pay 750 year.

    I wouldn't classify norfolk as the crime capital of the UK either, but those pigs are known to to carjack every now and again.....

    i think i'm getting shafted.

  5. #4
    nervus's Avatar
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    Re: S3 Insurance- 9 points

    [ QUOTE ]
    well i'm 28, have no points/claims in 11 years and i pay 750 year.

    i think i'm getting shafted.

    [/ QUOTE ]

    Yes you are unless you live in the medowell estate in North Shields

  6. #5
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    Re: S3 Insurance- 9 points

    Just spoke to them, the window excess is incorrect, problem is I do I have an induction kit (CAI) and a set of H&R lowering sprinsg too to have fitted. Just been quoted 600 with the mods and points and protected NCB, also garaged.

  7. #6
    Hotscar's Avatar
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    Re: S3 Insurance- 9 points

    Still seems a good price. I'm 29, no points or claims, full breakdown cover, private carpark, West London, 50 windscreen and 150 everything else and I pay 654. Go for it!

  8. #7
    elucidate's Avatar
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    Re: S3 Insurance- 9 points

    I'm a similar age on an A3 1.8T Sport and I pay 1279 a year!!

    I only have 6 points, but they are for driving without due care and attention.

    So overall, your quote doesnt seem too bad i suppose.

  9. #8
    RichA3Turbo's Avatar
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    Re: S3 Insurance- 9 points

    Are you kidding me!? I'm 22, 2 years NCB and 320bhp all mods declared, paying 1100 for unlimited mileage!!

    Rich

  10. #9
    Hotscar's Avatar
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    Re: S3 Insurance- 9 points

    [ QUOTE ]
    I'm a similar age on an A3 1.8T Sport and I pay 1279 a year!!

    [/ QUOTE ]

    Someone needs to shop around...

  11. #10
    elucidate's Avatar
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    Re: S3 Insurance- 9 points

    Did you read the bit about 6 points for careless driving.................

    That was the cheapest quote i got :-(

  12. #11
    hud at ye bam

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    Re: S3 Insurance- 9 points

    Even with 6pts, that's a lot of money!

  13. #12
    Numptie of the highest order

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    Re: S3 Insurance- 9 points

    [ QUOTE ]
    Even with 6pts, that's a lot of money!

    [/ QUOTE ]

    I don't think it'd be as bad if it was speeding etc. but because it's careless it's probably more of a weighting to the policy!

  14. #13
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    Re: S3 Insurance- 9 points

    im 20 and got 3 years no claims, got an audi a3 1.8t sport quattro an pay 1050 a year, didnt think that was bad

  15. #14
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    Re: S3 Insurance- 9 points

    My insurance is due and i have been holding off until pay day next week.

    27, live in Acton, London no points and had a DUI 4 years ago have 7 NCB just got quoted 590 from RAC inc legal, gaurenteed replacement car etc 200 excess and 50 widscreen.

    I was paying 680 but with installments 830

    This year Admiral, sent me my renewal in installments for 960.

    RAC will charge me 10 to pay 300 now and 300 in 6 months. So considering I think its not a bad deal

    Even when i phoned Admiral and told them i want to cancel, she asked why etc and then came back to me and said "we can do it for 700"

    Still not 600 so she got told to FO!

    Take it sounds like a good deal [img]/ubbthreads/images/graemlins/confused.gif[/img]

  16. #15
    imported_YOGi
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    Re: S3 Insurance- 9 points

    [ QUOTE ]
    Are you kidding me!? I'm 22, 2 years NCB and 320bhp all mods declared, paying 1100 for unlimited mileage!!

    Rich

    [/ QUOTE ]

    Damn Rich, who are you insured with?

  17. #16
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    Re: S3 Insurance- 9 points

    [ QUOTE ]
    [ QUOTE ]
    Are you kidding me!? I'm 22, 2 years NCB and 320bhp all mods declared, paying 1100 for unlimited mileage!!

    Rich

    [/ QUOTE ]

    Damn Rich, who are you insured with?

    [/ QUOTE ]
    It's not that... He has a CAT1 Alarm/Immobiliser....

    ...A moat with drawbridge; three dragons working shifts 24-hours; stormtroopers on home-game weekends, and the car's got racelogic traction control, deflector shields and cloaking device! [img]/ubbthreads/images/graemlins/lol.gif[/img]

    Regards,

    Rob.

  18. #17
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    Re: S3 Insurance- 9 points

    Going to try A Plan and Privilege too.
    I'll let you know how I get on.
    Motorbike Insurance is due at the same time [img]/ubbthreads/images/graemlins/frown.gif[/img]

  19. #18
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    Re: S3 Insurance- 9 points

    bell Insurance quoted me 390 quid for my A3 1.8T and am 30 yrs old.

    Just got flashed in hire care doing 50 in a 40 :S..

    am waiting to see if they do actually give me a penalty as I'm trying to be awkward and asking for evidence and certificates of calibration.

  20. #19
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    Re: S3 Insurance- 9 points

    theres a better one than that atm for speed cameras, read it in the paper the other day. Apparently theres a pre-written letter on the internet you can download and sign. All it basically says is that you confirm that you were driving the car at the time, and that you acknowledge the law-breaking, but because you were not cautioned before charges were raised, you cannot be charged.

    Apparently its working.

    moreso, it'll only work for so long because its going to the high court for a test trial (or something like)... In the meanwhile, such responses are not getting taken any further (if you beleive the nationals)..

  21. #20
    Grant's Avatar
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    Re: S3 Insurance- 9 points

    [ QUOTE ]
    theres a better one than that atm for speed cameras, read it in the paper the other day. Apparently theres a pre-written letter on the internet you can download and sign. All it basically says is that you confirm that you were driving the car at the time, and that you acknowledge the law-breaking, but because you were not cautioned before charges were raised, you cannot be charged.

    Apparently its working.

    moreso, it'll only work for so long because its going to the high court for a test trial (or something like)... In the meanwhile, such responses are not getting taken any further (if you beleive the nationals)..

    [/ QUOTE ]
    You got a link to the letter?

  22. #21
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    Re: S3 Insurance- 9 points

    unfortunately not atm, if you have any old copes of MCN knocking about it was in last weeks edition (5th april)...

    still looking for an online copy.

  23. #22
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    Re: S3 Insurance- 9 points

    I asked for evidence and was sent three pictures of me on my motorbike [img]/ubbthreads/images/graemlins/frown.gif[/img]
    Did not ask for evidence of calibration, not sure you can beat the system?

    Just bought a RoadAngel 2.

  24. #23
    hud at ye bam

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    Re: S3 Insurance- 9 points

    I thought self incrimination was a breach of human rights or something. Surely if you were on your bike your face was hidden by the helmet, so it should be down to them to prove it was you.

  25. #24
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    Re: S3 Insurance- 9 points

    Yes, but if it was not me riding the bike, then who was it?

  26. #25
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    Re: S3 Insurance- 9 points

    Postcode is the biggest problem I find.

    I'm 27 with full no claims and paid 500 until recently. I moved house 10 mins up the road and my insurance went up to over 700!

  27. #26
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    Re: S3 Insurance- 9 points

    I got insurance in the end, mods don't help very much, but I thought it's best to be honest.

    600 on the nail with fully protected NCB, car lowered with an induction kit if I fit an exhaust, DV then no extra cost.
    If I do chip the car its an extra 60.

    Brentacre Insurance spk to John 01792 650933 he has a modified car scheme

    Had to pay motorbike insuarnce on the same day @ 200 [img]/ubbthreads/images/graemlins/frown.gif[/img]

  28. #27
    aidank1981's Avatar
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    i,m 750 odd for 6 points with elephant (sp30 6 pts 400quid fine! 84 in a 60) (am still awaiting another 3,least i hope its only 3 from a mobile camera! trying to be difficult....) 1 year NCB, a claim in the last year.... it might be scary with 9 points!! have declaired most of my mods, alloys, lowered, brakes etc

    fcuk knows...wait an see what the b#stards come with.....
    Audi S4 Black on Black. 1999(T)facelift, Aluminium Mirrors, KW Varient 3 coilovers, AmD remap, uprated D/V's, 315bhp375Lb/ft torque, milltek down, 100cpsi cats an back, S4 B6 18" Oem runnin toyo T1-R's. Rs4 B5 front brakes still to fit...


  29. #28
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    renewed my 6 weeks ago

    850 protected 7yrsNCB age 26 clean 0 points,
    with Highways via Adrian Flux

  30. #29
    S3MHT's Avatar
    Remap Do I or Don't I???????

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    just renewed at £751 im 23, 3 points (SP30), 4 NCD With Direct Line
    2001 AUDI S3 GOODWOOD GREEN - STANDARD - HYPERBOOST VALVE - BOSE SYSTEM - FULL HEATED LEATHER SEATS

  31. #30
    jojo's Avatar
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    Quote Originally Posted by steebo888
    renewed my 6 weeks ago

    850 protected 7yrsNCB age 26 clean 0 points,
    with Highways via Adrian Flux
    That's expensive, must be your postcode! I've never paid more than 800 a year on my S3(this year was 680 I think), and that's with my remap, wheels and suspension all declared! I've also noticed that my 6 points I got earlier this year made sod all difference to my Passat premium, which was 350 with alloys and lowered suspension declared!



    99' Audi S3(APY) - Brilliant Black Click>>>Going Sideways vid!
    You've got to have a laugh! For Sale:LCR Brakes - £400



  32. #31
    Quattro_Lew's Avatar
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    i know its not an S3 but

    A3 TQ
    19 yrs 0NCB
    about to receive an arse kicking for an SP50
    maximum punishment 6 points 4 week ban

    1400 with Admiral
    2000 A3 T Sport Quattro
    Absolut Red
    225 Bhp Remap

  33. #32
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    on my S3
    23yrs
    2NCB
    £1100-admiral

    Seems expensive,

  34. #33
    Jonesy's Avatar
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    im 24, 0 points, 1ncb and its 650 quid fully comp with elephant. 400 excess
    2001 Audi S3 - Facelift - Revo remap - Forge 007p DV - BMC Panel Filter- Type R Ariel - Aero wipers - n75j valve.

  35. #34
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    Quote Originally Posted by Quattro_Lew
    i know its not an S3 but

    A3 TQ
    19 yrs 0NCB
    about to receive an arse kicking for an SP50
    maximum punishment 6 points 4 week ban

    1400 with Admiral
    Ouch,

    A3 TQ, 23, 5 years no claims protected.......540 (business cover)

    Also with admiral

  36. #35
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    Some of you guys seriously need to shop around. £100+ per month just on insurance is crazy. I was payig that when I first got my licence back after a totting up ban and that included business cover.
    I now pay £228 with SwiftCover (AXA), but I am an old f*cker.
    This was via confused.com, which is a pain to use, but at least you only have to go through the headache once.

  37. #36
    Dave B's Avatar
    REALITY?.... WHERE AM I AGAIN?.... WHO AM I AGAIN?

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    28yrs no points (at the mo got the budget tneeds a top up letter this week)
    £448 with Direct line in standard form

    D
    Silver S3 OE03, PH sticker in Rear Window,

  38. #37
    max
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    Just got 970 with 350 excess and protected NCB.
    I'm 22 with 6 points and 1 claim.
    Revo Declared.
    Highway through Green Light

  39. #38
    RS4 B5 380bhp

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    Audi S3
    £650 per year
    3 points
    Aged 24
    1 claim

  40. #39
    Jampublic's Avatar
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    Quote Originally Posted by nickelvery
    Audi S3
    650 per year
    3 points
    Aged 24
    1 claim
    Not bad, but I see an increase in points running with that remap!!
    J


  41. #40
    RS4 B5 380bhp

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    Quote Originally Posted by Jampublic
    Not bad, but I see an increase in points running with that remap!!
    I got my points in a 1.7 90BHP french thing!!!!

    lol

 

 
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