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Thread: 8L S3 Insurance costs..what do you pay?

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    8L S3 Insurance costs..what do you pay?

    Just getting some quotes on my 210AMK S3, very suprised at the price!

    Was paying £500ish Fully comp last year on a 1.8t A3 mods declared, now loking at circa 1k for the S3!?

    To compare, I am 23, 4/NCB Good postcode I would say, No points, full time (in motor trade though!!) etc.

    Any pointers?

    Rich

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  3. #2
    XFi
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    22 with 3/NCB but driving for 5 with no accidents. I pay £670 fully comp on my S3.

    Driveway/street is cheaper than garage

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    25 3years ncb fully comp no points been driving about 7 years with no claims £1500

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    Am i doing something wrong in life.
    Im 30 with full NCB and yet im paying around £700 on the s3

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    Who are they with please?

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    Im with More Than - thats probably my problem lol

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    I'm 23, 2 yrs no claims, driving for 3. Fully comp £1037.13p
    Got it last week. With admiral.

    Some tips based on my hunt last week:
    Put mum and dad on, or someone older and more experienced
    If you have a job such as mechanic (my dad is) try changing it to auto engineer or similar, it can have an effect.
    Confused.com was cheapest comparison site for me.
    Mileage is a big player in premium cost! I'm making it tight this year, aiming to commute by bike in summer.

  9. #8
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    Quote Originally Posted by fossie View Post
    Im with More Than - thats probably my problem lol
    Haha paying 'more than' every one else!

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    I am 33, 9 years ncb five an s3 & declared my remap,shocks,brakes,induction and nos kit
    I pay 735 Adrian flux

  11. #10
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    Post code is a huge factor guys bad area = higher premiums - FACT!

    I pay around £560, 34 with 15yrs NCB, all mods declared, and 6 points on my licence. The previous year, I was paying £470 for the same cover, so it's definitely gone up.
    Last edited by jojo; 3rd May 2011 at 20:42.



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    Just got my best quote, adrian flux, 25 4years ncb no claims good postcode and garaged £559.95 I thought this was pretty good!

  13. #12
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    31 with 9 years NCB and im with admiral and the insurance for my S3 210 AMk is about £340 a year for fully comp
    Last edited by danger S3; 3rd May 2011 at 21:08.

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    With direct line: 225 s3: 22yrs old, 5yr no claims £480 fully comp. Live in a village where the largest crime is a dropped crisp packet so it must make a difference.

  15. #14
    got an S3 8L: living the dream

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    i am 28, with admiral and have a couple of crunches from a previous car......560 fully comp this yr.

    just did a multicar quote now and it came down to 433......(gf has a honda civic 56plate).......hers came down from 900 to 600....... - (but i didnt have to declare my crunches as they were older than 3 yrs)

    if you can well worth having a partner on the policy or a multicar policy! massive savings to be had.
    Last edited by chazza55; 3rd May 2011 at 21:35.
    2002 S3 8L AMK

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    Pat
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    Lasy year i paid 450 with elephant 31 with full ncb


    2002 S3, Project 400, New Build In Progress, I.E 2.0 stoker kit, Big Port AGU Head, Ferrea Valves retainers, springs etc, GT30 compact, Pagparts Manifold, AH Front Mount Version 2, Genesis 550cc Injectors, 044 Fuel pump in I.E Surge Tank, Revo Stage 3 Software, Porsche Brakes, work in progress

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    48 Years old, full NCD £220 fully Comp (£250 excess)
    1999 Audi S3 Superchips remap, Forge 007p, Phatnoise, Black Diamond Discs & DS2500 pads, N249 Deleted, Badger 5 TIP, Poly dogbone bush, Bilstein B8's and Eibach Springs.

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  18. #17
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    Quote Originally Posted by Pat View Post
    Lasy year i paid 450 with elephant 31 with full ncb
    Who you with now as i'm 33 and was with elephant also and was paying 600 with 2 others able to drive my S3
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    I'm 23 years old, 5 ncb protected, no accidents or claims, £1180 fully comp on my own name. All mods insured.

    Looking at you others in here who are around my age you can tell the difference in prices! I live in a ****ty postcode area which would explain why mine is so much more than yours!

    You lucky sods lol.
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  20. #19
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    23 years old / 3 years no claims / post code c / been driving for nealy 6 years on trade policy / no points / no convictions
    the a3 is what ill be paying this year, my insurance has gone up nearly £200 for this year


    audi s3 2000 £1,131.47 ADMIRAL

    audi a3 1.8t 1999 £740.33ADMIRAL

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    im 22, 3 years ncb, driving for 5 years and im paying £543 on my apy s3 and thats with adimiral, as previously mentioned, it makes a difference saying your car is parked on the street/drive

  22. #21
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    Quote Originally Posted by rydinator View Post
    im 22, 3 years ncb, driving for 5 years and im paying £543 on my apy s3 and thats with adimiral, as previously mentioned, it makes a difference saying your car is parked on the street/drive
    Well just changed mine and its gone from £740.33 down to £675.67

    Cheers

  23. #22
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    20, 3 years no claims, declared mods (in sig) on driveway for £900 looks like i'm getting quite a good deal considering i live in a busy town at home and in a city during term time (student). Just for info declaring my modifications saved me £82 on the quote !!!
    99' S3 APY currently just 007p, Badger 5 TIP, Customised Miltek non-res cat-back, Jetex cone, H&R Springs and Bilstein B8 Dampers ... 3" Downpipe, AH Fabrications FMIC and R-Tech Re-map on the way

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    £340 on an S3 aged 37 with full NCB, no points, all mods declared, parked on the drive, no business use. That's with Admiral on a multi-car policy.

    I was expecting a big increase this year (mine is renewed early April) after everything I'd seen in the press about increased premiums, however mine only went up about 5%.
    Jason
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    22 female 3yrs NCB 4yrs driving 1 none fault claim (bus hit me still bumped premium by £60) 3 points SP30 ..... £581 Fully comp for year and £468 for 08 player 310bhp edition 30 I'm happy with that

  26. #25
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    Quote Originally Posted by jcs356 View Post
    £340 on an S3 aged 37 with full NCB, no points, all mods declared, parked on the drive, no business use. That's with Admiral on a multi-car policy.

    I was expecting a big increase this year (mine is renewed early April) after everything I'd seen in the press about increased premiums, however mine only went up about 5%.
    I'm curious as to how you got insured with Admiral with a modified car, as they wouldn't touch my S3 the moment I said car is remapped! though that was 2 years ago, maybe they have changed their policy?



    99' Audi S3(APY) - Brilliant Black Click>>>Going Sideways vid!
    You've got to have a laugh!



  27. #26
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    22 -3 years NCB - driving for 4 years Admiral £620 on 2002 S3

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    Quote Originally Posted by S3featesV9 View Post
    22 -3 years NCB - driving for 4 years Admiral £620 on 2002 S3
    that is realy cheap, cheapest i could get mine was more than that on a a3 1.8t

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    23 5 years NCB, driving for 7. I have 3 points and got mine for £620 fully comp with Admiral on a multi car policy

  30. #29
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    Mine was at £860 with admiral, 28 7 yr NCB, put on my remap and its up at £1004.
    Stupid thing is, 0-10% power increase is £7, 11-25% is £144..... Im at 11% at the moment, but have a mind to say im at 10% for the saving.

    Check your postcode here: Post Code ratings for Car Insurance
    Mine is high because i live in an F rated (high risk) postcode.
    Current: Nogi Blue S3 BAM ⁞ Andy Mac sub ⁞ Forge 007P ⁞ TT Pedals ⁞ LCR Splitter ⁞ EBC Discs ⁞ Greenstuff Pads ⁞ Forge Short shifter ⁞ Spacers ⁞ Badger 5 TIP ⁞ Jetex Cone Filter ⁞ RTech Stage 1 Remap ⁞ 8P Gear Knob ⁞ N249 Delete ⁞ Oil Catch Can Mod
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  31. #30
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    26 Male, Audi S3 2001, Post Code TR12 (Rated A, i.e. best), paying a little over a grand with 4 yr NCB driving for 7 Yrs with Direct Line.
    Alex S3 AMK
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  32. #31
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    look at every ones mega cheap insurance :D

    im 20 drive a a3 T sport not an s3 and it costs me £2111 a year fully comp three years driving and two years no claims this is with bell and it was the cheapest quote so i took it last year.
    but on the plus side it looks like my renewal is going to be near a grand cheaper :D

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    I was £420 for 24, 2 years NCB, garaged, <8000k miles a year, AB24 postcode (A rated). Was £680 last year, maybe went down because I'm 25 this weekend and just renewed in March.

    Went back up to £600 yesterday when my new car arrived though, so didn't really notice the drop.
    Hunt is over

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  34. #33
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    Im 21 and pay 780 on the s3 with 4 yrs ncb. How do you find out the ratings for your postcode? i would of thought garaged would be cheaper than on the street??

  35. #34
    Pat
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    Quote Originally Posted by Andrew@A.L.D View Post
    Who you with now as i'm 33 and was with elephant also and was paying 600 with 2 others able to drive my S3

    Andrew im just about to sort insurance now as it ran out 2 month ago.. No doubt it will go up due to mods


    2002 S3, Project 400, New Build In Progress, I.E 2.0 stoker kit, Big Port AGU Head, Ferrea Valves retainers, springs etc, GT30 compact, Pagparts Manifold, AH Front Mount Version 2, Genesis 550cc Injectors, 044 Fuel pump in I.E Surge Tank, Revo Stage 3 Software, Porsche Brakes, work in progress

  36. #35
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    1200 fully comp with Elephant. 21 1YNCB 3 years driving experience. bad postcode too

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    57 male (christ I'm the oldest here) comp. with protected NCD, £225 total excess, garaged. £185 for me and Mrs as named driver, £260 to include 28year old son. Admiral, been with them 8 years and I always shop around but no-one's ever got near them. 52 S3 bam.
    Last edited by nimby; 4th May 2011 at 21:19.

  38. #37
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    32 here A3 Quattro, 6 years no claims bonus insured with Chris Knott fully comp = £519

    Chris Knott have always gave me the best prices

  39. #38
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    2002 S3
    26 yr old male
    7 years driving
    5 years no claims
    ok postcode

    £550 fully comp on the S3
    £750 fully comp on the 135i

    Both the above with elephant, although Greenlight offered me £498 fully comp on the S3 but I couldn't use my NCB because it's already in use on the BMW

    Going to speak to Admiral and see what the score is with me getting a multi car policy, should work out a fair bit cheaper?...
    '02 Audi S3 - 270bhp / 283lb ft - SOLD
    '08 BMW 135i - 306bhp / 295lb ft
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  40. #39
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    2000 S3

    20 yrs old

    3 NCB

    £1030 with Elephant with parents and 19 year old girlfriend on insurance


  41. #40
    S3 Owner

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    I'm 24 (driving for 6 years), 2001 S3 with me as policy holder and mother (driving for 25+ years) as named driver.

    1yr ncb and im £545 fully comp on a bonus accelerator.

 

 
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