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Thread: 8L S3 Insurance costs..what do you pay?

  1. #41
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    Im 23, driving for 5 years, 2001 1.8T, me as the main and missus as a named, 3 years ncb, crap postcode rating E, £937 Fully Comp

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  3. #42
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    Quote Originally Posted by XFi View Post
    Driveway/street is cheaper than garage
    Really?!
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  4. #43
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    Pocket now empty

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    26, 7years ncb fully comp no points, all mods declared.

    Edit:

    £490
    Revo Stage 2 with all the Gear
    BHP = 274 / Torque = 293




  5. #44
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    im with swift cover age 23 4 ncb driving for 6 years a3 1.8 20v turbo paying £57month think its around £700 fully comp

  6. #45
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    Quote Originally Posted by jojo View Post
    I'm curious as to how you got insured with Admiral with a modified car, as they wouldn't touch my S3 the moment I said car is remapped! though that was 2 years ago, maybe they have changed their policy?
    Joe,

    I've been insured with Admiral group (Admiral/Elephant/Bell) for many years now and they've always covered modified cars. Their website is one of the better ones as it allows you to pick and choose mods from a long list and then get a requote. So you can see exactly how much extra each mod is. As someone else has posted, they found 0-10% power increase is £7 premium, but the 11-25% is £144.


    As a general comment, and it's touched on in previous posts, adding a female driver to the policy as named driver helps out. I've put one of my 34 year old friends on the policy and even though she has 3 points from a CU80 (using phone whilst driving), it still makes my policy about £50 cheaper a year.
    Jason
    2001 Nogaro S3 (daily driver)

    1958 replica Porsche 356 Speedster (summer posing)
    1997 Seat Cordoba SX 16v (track day toy) replacing (t)rusty 1994 Seat Ibiza GTi RIP

  7. #46
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    IF IN DOUBT GO FLAT OUT

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    Adrian flux on the modified scheme so any mod if free to insure 24 with 1ncb been driving for 6 years £1700 third party fire and theft

    £100 excess A3 1.8tq

  8. #47
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    28, 3 points, 8 years NCB 4 of which is with the s3, good postcode, £900 fire/theft third party. Not born here means I am paying an extra £180 else it would have been ~ £720
    S3-8L REVO stage 2, Milltek, 3" DP & custom 3" decat, RS2 spark plugs, 4 bar FPR, Green-Cotton uprated upper/lower boost hose & TIP, Front Zimmerman & Ferrodo. LCR spliter. boost gauge, smoothed AB. Aero blades, H&R 5mm spacers. Best time 14.03sec, 0-62 in 5.7sec. 207gs @ 25psi , polished inlet mani. VAGCOM 805.1

  9. #48
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    Double Dark Side! Diesel & 8P

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    I've got to renew my insurance next month so I'll let you know how much it is as I've got a fair few new things to declare!
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  10. #49
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    21 when i took out the insurance, was circa £700. Bargain.

    Just checked earlier and look likes it will be around £600 this year so not bad at all, aslong as its goes down every so often it keeps me happy, if it went over £1000 i think i'd rather sell, just don't see the point paying all the money for an S3 when i can insure a RS4 for £900

  11. #50
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    38 yo Male, 12 years NCD, £340.
    2000 Facelift S3 8L
    Looking for a n/s XENON HEADLAMP ASSEMBLY!!....please pm me!

  12. #51
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    6 no claims
    1000 on my own
    with the miss its 760 same age
    09 white black edition a3 2.0 tdi 😃
    99 silver apy s3 - revo stage 2 mapped - relentless downpipe + sports cat - cat back milltek - fmic - piper x panel filter - silicone tip - forge 007 - vmaxx coilys - andy mac stealth sub - wilwood 4pots and r32 discs - h &r spacers - bbs ch wheels or std gunmetal grey alloys

  13. #52
    colicabcadam
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    26, male, se london, first car (0 nc), resident parking, £2,000 excess (ouch), fully comp, car valued at £7,000 - £1,100

  14. #53
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    Any more as mine runs out on the weekend
    Was 531bhp 8L S3 thats going to break the 600+ bhp Club then break something else. Lets see what this OD HTAGT3582r can do
    My S3 Twists Drive shafts for fun.

    FOR SALE
    Sparco Torino 2 sport seats
    Adjustable FPR from 1-5 bar, 2 sets of Unused ARP 3/8 2000 rod bolts
    , relentless 200 cell cat pipe, Std AGU Crankshaft. Ported & Reconditioned Cylinder head service.

  15. #54
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    Had my renewal though which I need to do before GTI... £436 fully comp all mods declared, 44, in Gloucestershire... I did get a 'whole' 10% discount for limiting mileage to 5k per year as I only really drive her at the weekends now...

    <tuffty/>
    Silver 2001 AMK S3. Silver alcantara interior... now with added powarrrrrrrr, torques. VAGCOM + KII-USB. >> My build thread...

  16. #55
    Andrew@A.L.D's Avatar
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    I got mine at 5k a year now but getting quotes of £800 with all mods declared, 33, garaged

    Who are you with Tuffty
    Was 531bhp 8L S3 thats going to break the 600+ bhp Club then break something else. Lets see what this OD HTAGT3582r can do
    My S3 Twists Drive shafts for fun.

    FOR SALE
    Sparco Torino 2 sport seats
    Adjustable FPR from 1-5 bar, 2 sets of Unused ARP 3/8 2000 rod bolts
    , relentless 200 cell cat pipe, Std AGU Crankshaft. Ported & Reconditioned Cylinder head service.

  17. #56
    Ian W's Avatar
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    I'm really not looking forward to my renewal in August! Currently paying £500 iirc.

  18. #57
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    Alex

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    Im with Bell. £480 a year, fully comp, £350 excess, 4yrs no claims, 23 yrs old, essex.
    1999 APY S3 Imola Yellow

    PS3: Broady_11

  19. #58
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    Quote Originally Posted by Andrew@A.L.D View Post
    I got mine at 5k a year now but getting quotes of £800 with all mods declared, 33, garaged

    Who are you with Tuffty
    Adrian Flux but can't remember who the actual insurer is off hand... it was the best quote of all the companies they tried (apparently)

    <tuffty/>
    Silver 2001 AMK S3. Silver alcantara interior... now with added powarrrrrrrr, torques. VAGCOM + KII-USB. >> My build thread...

  20. #59
    XFi
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    Quote Originally Posted by Welly View Post
    Really?!
    In my experience when doing quotes it always has been for some reason...

    Audi S3 8P3 Stage 1

  21. #60
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    needs to scratch the itch

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    I was with swift cover last year paying £330 ish, their renewal came beginning of June and they wanted near on 600, i'm 41 9+ years NCB no claims or convictions with my missus as a named driver, fully comp & protected with windscreen & breakdown cover, ended up going on go compare and got it down to about 500 ish IIRC, tried elephant & confused but go compare gave me the cheapest quotes by far.

  22. #61
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    Quote Originally Posted by GT30AudiS3 View Post
    Adrian Flux but can't remember who the actual insurer is off hand... it was the best quote of all the companies they tried (apparently)

    <tuffty/>
    Tried them and they wanted £1030 from me
    Was 531bhp 8L S3 thats going to break the 600+ bhp Club then break something else. Lets see what this OD HTAGT3582r can do
    My S3 Twists Drive shafts for fun.

    FOR SALE
    Sparco Torino 2 sport seats
    Adjustable FPR from 1-5 bar, 2 sets of Unused ARP 3/8 2000 rod bolts
    , relentless 200 cell cat pipe, Std AGU Crankshaft. Ported & Reconditioned Cylinder head service.

  23. #62
    StaceyS3's Avatar
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    I'm with admiral they wanted £1700 by myself or £1000 multicar with the misses hers being £650 for a sport ka so was cheaper to insure both rather than just mine

    Both full comp on each others me 23, 6 years driving 1 claim 3 year ncb and 9 points

    Misses 22, clean with 2 years driving experiance
    Power & Torque 335bhp 285ftlb
    0-60 4.64 1/4 mile 13.02
    My GTX3071r Build Thread
    http://www.audi-sport.net/vb/a3-s3-f...ld-thread.html

  24. #63
    <tuffty/>'s Avatar
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    Quote Originally Posted by Andrew@A.L.D View Post
    Tried them and they wanted £1030 from me
    Ironically I did a compare the market jobber on a std S3 for me and it was £213 fully comp... guess being old and living in the sticks is good

    <tuffty/>
    Silver 2001 AMK S3. Silver alcantara interior... now with added powarrrrrrrr, torques. VAGCOM + KII-USB. >> My build thread...

  25. #64
    wibble111's Avatar
    needs to scratch the itch

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    Tufty did you say being old and living in the sticks or being old and needing sticks

  26. #65
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    Double Dark Side! Diesel & 8P

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    Just renewed mine. 28 9 years ncb, all mods declared, £498 with greenlight. Admiral wanted £478 just for a standard car. Greenlight seem do do some great quotes.
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  27. #66
    <tuffty/>'s Avatar
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    Quote Originally Posted by wibble111 View Post
    Tufty did you say being old and living in the sticks or being old and needing sticks
    Either works

    <tuffty/>
    Silver 2001 AMK S3. Silver alcantara interior... now with added powarrrrrrrr, torques. VAGCOM + KII-USB. >> My build thread...

  28. #67
    Boost Addict :)

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    18, 1year NCB, 1 non fault accident.

    £you dont wanna know hahaha

  29. #68
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    im with Admiral multicar policy but im 24 6yr NCB live in a low crime area and have no claims or points plus cars left at two address's, mine and the other halfs;

    S3= 300
    RS4= 1100
    8p A3 2.0tQ= 300
    Peugeot 407 hdi= 290

    Thats me and the misses on both.
    2005 A3 8P 3.2 V6 - The run around
    2012 - Range rover Evoque - the Misses car
    2010 - Aston Martin DBS Volante - The Weekender

  30. #69
    Dan-Jnr's Avatar
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    2002 Audi S3
    28 years old
    5 years NCB
    No convictions or offences
    No modifications
    South Manchester post code
    £975 with Adrian Flux

  31. #70
    S3MMA's Avatar
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    2003 Audi S3
    4 years no claims
    Fully comp
    No convictions or offences
    No modifications
    £250 excess
    Female driver..Diamond

    £1100
    S3-2003-BAM-MING BLUE-SILVER LEATHER

  32. #71
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    24, 7 years NCD, no points - just shy of a grand with my mods declared.
    When I took it out the year before it was £800 so gone up a fair bit, regardless of being a year older with 1 extra year NCD, and still the cheapest I could find
    Current

    Porsche Cayman S

    Gone but not forgotten
    Audi S3:Blueflame TBE; 3" blueflame downpipe; Forge 007p; jabbasport custom map; Badger 5 TIP v1, various bushes, N249 Bypass, Stack Boost Gauge, Junior GT Brembo brakes, tarox 2 part discs, DS2500's

  33. #72
    damo.h's Avatar
    DVLA Say it's Black

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    35, no no claims as co car driver but gave small discount as good will... me and the missus full comp @ £480 (kwickfit of all places)

  34. #73
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    Greenlight are very good when it comes to modded cars - or at least I found them to be
    Current

    Porsche Cayman S

    Gone but not forgotten
    Audi S3:Blueflame TBE; 3" blueflame downpipe; Forge 007p; jabbasport custom map; Badger 5 TIP v1, various bushes, N249 Bypass, Stack Boost Gauge, Junior GT Brembo brakes, tarox 2 part discs, DS2500's

  35. #74
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    24 Years old,
    S3 2000
    14k miles a year
    No mods declared
    2 years NCB with 1 fault claim, no points
    My renewal is at the end of the month and Direct Line (current insurer) have offered me £1600 with £600xs!!
    £1111 with £475xs (Admiral) inc legal cover + guaranteed hire car is the best I found
    Definetly worth shopping around...and then calling the company to get it even cheaper (was £1190 on the net without optional extra's inc)

  36. #75
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    Quote Originally Posted by s31tof View Post
    24 Years old,
    S3 2000
    14k miles a year
    No mods declared
    2 years NCB with 1 fault claim, no points
    My renewal is at the end of the month and Direct Line (current insurer) have offered me £1600 with £600xs!!
    £1111 with £475xs (Admiral) inc legal cover + guaranteed hire car is the best I found
    Definetly worth shopping around...and then calling the company to get it even cheaper (was £1190 on the net without optional extra's inc)
    Give greenlight a call.
    Current

    Porsche Cayman S

    Gone but not forgotten
    Audi S3:Blueflame TBE; 3" blueflame downpipe; Forge 007p; jabbasport custom map; Badger 5 TIP v1, various bushes, N249 Bypass, Stack Boost Gauge, Junior GT Brembo brakes, tarox 2 part discs, DS2500's

  37. #76
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    I think this just comes down to a Post Code lottery. I live in Greater London (UB3), drive a 97 a3 1.8 T, 28 years old, 4 year ncb - protected. Will be paying £770 at the start of July with AA with no mods declared. Have seen slightly cheaper quotes (upto £100) but these are with companies I've never heard off. Had to incidents in last 5 years, 1 was a hit and run in 2007 - Claim made and 2nd was last year, hit by drink driver - no claim made. My insurance has been around £700 for the last 4 years or so on this car. Find it crazy that some of you guys are younger than me and pay less than me!!!

  38. #77
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    S3 2001 AMK
    29 y/o 6 years driving, 5 years ncb, South East Essex area.
    £895 fully comp with Sky Insurance all mods declared.

    Seán

  39. #78
    kwistof's Avatar
    South East Events Moderator

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    Quote Originally Posted by S1LFH View Post
    Give greenlight a call.
    Great advice mate- entered all my details into the site last nite- and have just got an e-mail from them....
    £899.35 with £450 XS, and that's with Highway Insurance who are a known insurer + Legal + Guaranteed Hire Car + Possible track day cover!

    I'll be giving them a call when I get home to run through all the details....but I'm impressed with the price and service so far.

  40. #79
    mephisto's Avatar
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    41yo codger boy racer in S3 £261 with Swift which includes courtesy car.
    S3Lol likes this.
    2009 S3 8P Phantom Black
    MODS : S3 Keyring

  41. #80
    kwistof's Avatar
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    Just got off the phone to greenlight, to double check everything I entered on the net was correct + investigate any further T&C's.
    Nothing that I altered changed the premium (forgot a NF claim in 2007) and so £899.75 is the guaranteed price!

    This was with the spec I entered above (standard S3).... I then went on to say I was possibly getting a set of 18" BBS' Audi Alloys worth about £1000.. and that still didnt change the price!

    Then enquired about adding Coilovers which took it to £944.35- which is still very good I think. (Parts to be fitted pre-inception date)

    Definitely worth a quote from them when your renewal comes up... Cheers S1LFH

 

 
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